Mia Taylor Gravatar

Mia Taylor

Contributor |  In Credit Cards

Mia Taylor is an award-winning travel and finance journalist with two decades of experience. Her work has appeared on MSN Money, MSN Travel, TheStreet, MainStreet, TheSimpleDollar, Cheapism, KPBS (the San Diego affiliate of National Public Radio) and in Westways Magazine. In 2011, Mia was among a team of KPBS reporters who won the Walter Cronkite Award for Excellence in Journalism for an investigation into the salaries and perks of California county supervisors. She has also received multiple awards from the North American Travel Journalists Association. You can read more about Mia’s career and writing expertise at www.miataylorwriter.com.

On a Budget? You Can Still Visit Mexico for Cheap This Summer

Personal Finance

On a Budget? You Can Still Visit Mexico for Cheap This Summer

On a Budget? You Can Still Visit Mexico for Cheap This Summer

Travel site Hipmunk released two reports about Mexico recently that offer a host of insights. Not only is Mexico the site’s most popular international country for flights and hotels, it turns out it’s popular year-round. Bookings to the country are up 15% this summer over last year. The increase comes despite regular headlines about violence. Mexico remains... Read More

9 Budget-Friendly Father’s Day Trips to Take With Dad

Personal Finance

9 Budget-Friendly Father’s Day Trips to Take With Dad

9 Budget-Friendly Father’s Day Trips to Take With Dad

Giving dad a vacation for Father’s Day may sound extravagant and costly, but a variety of budget-friendly offerings would be a far more memorable gift than another tie, golf set or steak dinner. “The most obvious — but most essential — piece of advice is, of course, to pick something that hews closely to his interests,” said Kelsey Blodget, executive... Read More

5 Summer Jobs You Can Take With You to the Beach

Personal Finance

5 Summer Jobs You Can Take With You to the Beach

5 Summer Jobs You Can Take With You to the Beach

It’s no secret that technology is dramatically changing our world. In particular, it has reshaped the modern workplace and the way people choose to work. The proliferation of high-speed internet and the affordability of laptops have combined to fuel the growing trend of digital nomads — people who rarely, if ever, set foot in an... Read More

Here’s How to Prepare Your Credit for a Job Search

Credit 101

Here’s How to Prepare Your Credit for a Job Search

Here’s How to Prepare Your Credit for a Job Search

Conducting a job search after graduating from college can seem like a monumental task, one filled with challenges and uncertainties. But here’s one thing recent grads shouldn’t be uncertain about when embarking on the journey to secure a job — what’s on their credit report. Just as hours and days are devoted to creating a... Read More

How to Become a Homeowner, Even With Little Income

Mortgages

How to Become a Homeowner, Even With Little Income

How to Become a Homeowner, Even With Little Income

The American dream of owning a home can often feel unattainable for low-income families. If you’re among the nation’s low-wage earners, you’re probably struggling to simply make ends meet, so the idea of bringing home enough money annually to qualify for a mortgage, or saving for a down payment, can seem challenging at best. Finding... Read More

Show Me More by Mia Taylor

Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team