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Mia Taylor

Contributor |  In Credit Cards

Mia Taylor is an award-winning travel and finance journalist with two decades of experience. Her work has appeared on MSN Money, MSN Travel, TheStreet, MainStreet, TheSimpleDollar, Cheapism, KPBS (the San Diego affiliate of National Public Radio) and in Westways Magazine. In 2011, Mia was among a team of KPBS reporters who won the Walter Cronkite Award for Excellence in Journalism for an investigation into the salaries and perks of California county supervisors. She has also received multiple awards from the North American Travel Journalists Association. You can read more about Mia’s career and writing expertise at www.miataylorwriter.com.

3 Easy Ways to Pay Off Your Mortgage Faster

Mortgages

3 Easy Ways to Pay Off Your Mortgage Faster

3 Easy Ways to Pay Off Your Mortgage Faster

As long as you’re alive, you have to live somewhere and, generally speaking, you have two options: Rent an apartment (or a home) and line your landlord’s pocket; or buy a home, and over time, hopefully line your own. This premise is one of David Bach’s most important messages. The author of the New York... Read More

4 of the Most-Improved Credit Card Cash Back Offers of 2017

Credit Cards

4 of the Most-Improved Credit Card Cash Back Offers of 2017

4 of the Most-Improved Credit Card Cash Back Offers of 2017

[DISCLOSURE: Cards from our partners are mentioned below.] Many credit card issuers kicked off 2017 by launching attractive bread-and-butter rewards programs, which some experts say is part of an effort to steal market share and attract more middle-class cardholders. Among the offers being rolled out or already available are 10% cash back on restaurant purchases and... Read More

How to Find a Starter Home in a Hot Housing Market

Mortgages

How to Find a Starter Home in a Hot Housing Market

How to Find a Starter Home in a Hot Housing Market

An overheated real estate market is never good news for buyers in search of a budget-friendly starter home. But thanks to increased confidence in the economy, leading more people to make large purchases like new homes, that’s exactly the type of real estate market 2017 is ushering in. According to a recent report from the... Read More

Interest Rate Hike Incoming: 4 Things You Can Do to Get Ready

Credit Cards

Interest Rate Hike Incoming: 4 Things You Can Do to Get Ready

Interest Rate Hike Incoming: 4 Things You Can Do to Get Ready

For credit card holders, interest rate hikes are never good news. Unfortunately, that’s what’s looming on the horizon. It’s been widely reported that the Federal Reserve is contemplating an increase to the benchmark interest rate in mid-March, the first of an expected three rate increases in 2017. Higher interest rates from the Fed ultimately translate... Read More

Feeling Charitable? These 5 Credit Cards Make Giving Easy

Credit Cards

Feeling Charitable? These 5 Credit Cards Make Giving Easy

Feeling Charitable? These 5 Credit Cards Make Giving Easy

[Update: Some offers mentioned below have expired. For current terms and conditions, please see card agreements. Disclosure: Cards from our partners are mentioned below.] When it comes to credit cards, there are countless options out there, whether you’re seeking to accumulate travel rewards, cash back or points for purchases. But what if you want to do... Read More

Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team