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Mia Taylor

Contributor |  In Credit Cards

Mia Taylor is an award-winning travel and finance journalist with two decades of experience. Her work has appeared on MSN Money, MSN Travel, TheStreet, MainStreet, TheSimpleDollar, Cheapism, KPBS (the San Diego affiliate of National Public Radio) and in Westways Magazine. In 2011, Mia was among a team of KPBS reporters who won the Walter Cronkite Award for Excellence in Journalism for an investigation into the salaries and perks of California county supervisors. She has also received multiple awards from the North American Travel Journalists Association. You can read more about Mia’s career and writing expertise at www.miataylorwriter.com.

Take a Debt Free Summer Vacation

Credit 101

Take a Debt Free Summer Vacation

Take a Debt Free Summer Vacation

The arrival of summer inevitably inspires wanderlust. Hitting the road, jetting off to explore sights unseen around the globe, or basking on an exotic tropical beach and sipping margaritas – all of it can sound pretty fabulous. But at what cost? Racking up debt on a credit card in order to go on a summer... Read More

5 Financial Planning Tips for Those Just Starting Their Career

Personal Finance

5 Financial Planning Tips for Those Just Starting Their Career

5 Financial Planning Tips for Those Just Starting Their Career

Financial literacy is a skill that’s often honed and improved with time, not something that necessarily comes naturally to those just embarking on their careers. In fact, research from the National Endowment for Financial Education and George Washington University found that only 24% of 23 to 35 year olds showed basic financial literacy and a... Read More

The Impact of Student Debt on the Millennial Mindset

Student Loans

The Impact of Student Debt on the Millennial Mindset

The Impact of Student Debt on the Millennial Mindset

The national student loan debt in America is at a record high of $1.45 trillion. It’s an almost mind boggling number. And it becomes even more staggering when looked at another way: there are 45 million student loan borrowers in this country, each of whom owes an average of $27,975 in educational debt. This colossal... Read More

Creating Your Own Pension

Personal Finance

Creating Your Own Pension

Creating Your Own Pension

Pension plans used to be an incredibly popular retirement vehicle for countless workers. In 1975, an impressive 88% of private sector American workers had a pension sponsored by an employer. Thirty years later that figure had dropped to 33%. As pensions disappeared, many turned to 401K plans and savings accounts to fill the gap. However,... Read More

Are Cash Back Debit Cards an Alternative to Credit Cards?

Credit Cards

Are Cash Back Debit Cards an Alternative to Credit Cards?

Are Cash Back Debit Cards an Alternative to Credit Cards?

[Update: Some offers mentioned below have expired. For current terms and conditions, please see card agreements.] It’s hardly a secret that millennials loathe credit card debt. They fear it, in some cases more than other very frightening life events. It was widely reported last year that debt conscious millennials are disrupting the credit card industry... Read More

Credit Cards No Longer Require Signatures

Credit Cards

Credit Cards No Longer Require Signatures

Credit Cards No Longer Require Signatures

Earlier this month, the need to provide a signature for credit card purchases quietly and officially went the way of the dinosaur. As of April 14, major companies as Discover, Mastercard and Amex phased out use of signatures to verify credit card transactions at the point of sale. What that means in practice is that... Read More

5 Tips for How to Use Your Tax Refund

Taxes

5 Tips for How to Use Your Tax Refund

5 Tips for How to Use Your Tax Refund

For many Americans, tax season is windfall season. And long before the refund has even arrived, the money is already mentally spent in countless different ways. Tax refunds, however, present an opportunity to make some savvy financial moves and to also give back. The money for instance, could be used to make a socially responsible... Read More

Home Buying Tips for Women in Single Income Households

Mortgages

Home Buying Tips for Women in Single Income Households

Home Buying Tips for Women in Single Income Households

The real estate website Estately recently conducted a study showing how the continued gender wage gap in America affects home affordability and ownership for women. To answer this question Estately used 2016 U.S. Census data to compare men’s and women’s median salaries in the 50 most populated U.S. cities. Based on those salaries (and assuming... Read More

Pros and Cons of Paying Taxes with a Credit Card

Taxes

Pros and Cons of Paying Taxes with a Credit Card

Pros and Cons of Paying Taxes with a Credit Card

Depending on who you talk to, paying taxes with a credit card can either be a brilliant way to earn a plethora of benefits or a financial move that should only be a last resort. To be clear, the Internal Revenue Service does not directly accept credit card payments. But it does accept such payments... Read More

Four Impacts of GOP Tax Plan for Families Paying for College

Personal Finance

Four Impacts of GOP Tax Plan for Families Paying for College

Four Impacts of GOP Tax Plan for Families Paying for College

When it comes to the new GOP tax bill and its impact on those paying for higher education, the good news far outweighs the bad. For instance, the bill did not affect the student loan interest tax deduction, which likely inspired a collective sigh of relief among former students everywhere who are working to pay... Read More

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Hello, Reader!

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