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Matt Brownell

In Credit Cards, Identity Theft

Matt Brownell previously covered retail and personal finance for MainStreet.com, TheStreet’s consumer news outlet. Now a business journalist based in New York City, his work has been featured on Fox Business, Yahoo, Newsweek and Bankrate.

Rates on a Plane: The Expanding Frontier of Credit Card Sales

Credit Cards

Rates on a Plane: The Expanding Frontier of Credit Card Sales

Rates on a Plane: The Expanding Frontier of Credit Card Sales

Passengers are used to hearing flight attendants give safety briefings and warn of the perils of using their smartphones below 10,000 feet. But in recent years, flight attendants have added a new in-flight announcement to their repertoire: the credit card sales pitch. It’s a bit jarring the first time you hear the pitch and see... Read More

Retailers Predict Massive Online Holiday Shopping Season

Identity Theft

Retailers Predict Massive Online Holiday Shopping Season

Retailers Predict Massive Online Holiday Shopping Season

Projections for holiday retail spending are watched closely every year, with consumer spending during the biggest shopping season of the year seen as a strong indicator for consumer sentiment. While sales growth was sluggish in the wake of the recession, it’s shown strong growth in recent years; in 2011, holiday sales increased by 5.6% over... Read More

Reno: The Biggest Little Debt-Ridden City in America

Managing Debt

Reno: The Biggest Little Debt-Ridden City in America

Reno: The Biggest Little Debt-Ridden City in America

The Biggest Little City in the World is also the most in-debt city in America. Reno, Nev., holds the distinct of having the highest average debt load per person, with the average resident holding $27,320 in non-mortgage debt. That’s according to Experian, which released its annual State of Credit report last week. The report, which... Read More

The Most Costly Mistake to Make With Your Bank Account

Personal Finance

The Most Costly Mistake to Make With Your Bank Account

The Most Costly Mistake to Make With Your Bank Account

There’s nothing more expensive than spending money you don’t have. That, of course, is a lesson you might learn the hard way if you carry a balance on a high-interest credit card. But spending beyond your means can be a pricey proposition even with a debit card. Bankrate.com released its annual checking survey Monday, assessing... Read More

What a Good Store-Brand Credit Card Looks Like

Credit Cards

What a Good Store-Brand Credit Card Looks Like

What a Good Store-Brand Credit Card Looks Like

The list of questions you get asked at the checkout counter seems to grow every year. In addition to the standard “Did you find everything you’re looking for?”, customers may be asked to donate a dollar to a charity or hand over their email address to sign up for newsletters. But the most important question... Read More

10 Cities With the Worst Credit Scores

Credit Score

10 Cities With the Worst Credit Scores

10 Cities With the Worst Credit Scores

They say everything is bigger in Texas. But apparently that doesn’t apply to credit scores. Credit reporting bureau Experian released its annual State of Credit report, which examines various statistics related to personal credit on both a national and local level. That includes ranking America’s cities by credit score, and once again many towns in... Read More

Did Swipe-Fee Reform Help Consumers?

Credit Cards

Did Swipe-Fee Reform Help Consumers?

Did Swipe-Fee Reform Help Consumers?

When the Durbin Amendment took effect in October, capping the swipe fees that banks can charge retailers on debit card transactions, consumers predictably got caught in the cross-fire. Crying poverty over the loss of revenue, the large banks affected by the reform started phasing out their free checking offerings; one bank, Bank of America, even... Read More

4 Bank Freebies That Still Exist

Personal Finance

4 Bank Freebies That Still Exist

4 Bank Freebies That Still Exist

Whether or not swipe-fee reform has hurt or helped consumers remains an open question, but there’s little doubt that it’s made free checking harder to come by at big banks. Most large banks now charge monthly maintenance fees to checking account holders, which can only be avoided by meeting balance minimums or using certain services... Read More

4 Ways to Spot an Internet Scam

Identity Theft

4 Ways to Spot an Internet Scam

4 Ways to Spot an Internet Scam

The quintessential phishing scam goes something like this: An email arrives in your inbox, purporting to be from a financial institution, retailer or other company with which you do business. Some urgent matter requires your attention – perhaps you need to confirm a charge on your account, for instance. You’re then provided with a link... Read More

Which Credit Cards Offer the Best Purchase Protection?

Credit Cards

Which Credit Cards Offer the Best Purchase Protection?

Which Credit Cards Offer the Best Purchase Protection?

Retailers make fat profit margins on the extended warranties they sell on products, so there’s a little secret they probably don’t want you to know: You can get warranty coverage on your purchases just by paying for them with certain credit cards. These sorts of protections generally fall into two categories: Purchase protection, which protects... Read More

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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

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