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Mark Rukavina

Contributor |  In Managing Debt, Personal Finance

Mark Rukavina holds an MBA from Babson College and is a principal at Community Health Advisors, LLC. Community Health Advisors assists hospitals in developing policies that comply with new regulatory requirements on financial assistance, billing and collection issues. He serves on the HFMA/ACA Medical Debt Task Force and the HFMA Price Transparency Task Force. Mark previously served as director of The Access Project, a national research and advocacy organization, and is a recognized expert on healthcare affordability and medical debt. He has testified before U.S. Congressional committees, published research and policy briefs and regularly speaks on issues related to healthcare affordability presenting a unique perspective on these issues based on his direct work with consumers and policy expertise.

How to Stop Your Medical Bill From Going to Collections

Managing Debt

How to Stop Your Medical Bill From Going to Collections

How to Stop Your Medical Bill From Going to Collections

Health care is on the front burner yet again, and the Obama administration is in the hot seat. Talking heads are blasting the botched launch of the health insurance marketplace website. President Obama recently held a press conference to publicly reverse his position on skinny insurance coverage. And millions of Americans are waiting for the... Read More

Why Medical Debt Reform Could Actually Happen Now

Managing Debt

Why Medical Debt Reform Could Actually Happen Now

Why Medical Debt Reform Could Actually Happen Now

There’s at least one thing Congressional Republicans and Democrats agree on, and it’s that medical debt is a problem. Members of Congress and their staff recognize that medical bills are confusing and prone to errors — and the debts can hurt creditworthy consumers by constraining their access to credit. In recent years, attempts at much-needed... Read More

Op/Ed: The Medical Debt Crisis Isn’t Going Away… Deal With It.

Managing Debt

Op/Ed: The Medical Debt Crisis Isn’t Going Away… Deal With It.

Op/Ed: The Medical Debt Crisis Isn’t Going Away… Deal With It.

It’s no secret that medical bills in collection can ruin your credit. In fact, it may lower a score by “100 points or more” for someone with a spotless credit history, according to FICO. As tens of millions of Americans are paying off medical bills over time, the potential for damaged credit is great. Many... Read More

Why Medical Collections Need an Overhaul

Managing Debt

Why Medical Collections Need an Overhaul

Why Medical Collections Need an Overhaul

A good credit history takes years to build, and can be instantly destroyed when even a modest medical co-payment bill is sent to collection. Currently, American consumers have no effective redress if a medical bill is sent to collection and reported to the credit bureaus. Even if the bill sent to collection is promptly paid,... Read More

Can Obamacare Keep Debt Collectors Out of Hospitals?

Managing Debt

Can Obamacare Keep Debt Collectors Out of Hospitals?

Can Obamacare Keep Debt Collectors Out of Hospitals?

When the New York Times recently published an article about debt collectors going after patients waiting to be seen in the emergency room, even I was shocked. I do this work day in, day out and have seen more headlines than I care to remember about unaffordable medical care, the damage it can do to... Read More

Is Your Health Insurer Ruining Your Credit?

Personal Finance

Is Your Health Insurer Ruining Your Credit?

Is Your Health Insurer Ruining Your Credit?

If you have ever puzzled over a hospital or doctor bill and whether you are supposed to pay it, then join the ranks of millions of Americans equally confused by medical bills. One national study found that 40% of American adults do not understand these bills well enough to know why they owe the outstanding... Read More

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