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How to Find the Perfect Pillow

Personal Finance

How to Find the Perfect Pillow

How to Find the Perfect Pillow

Been pillow shopping lately? If not, get ready for a big array of shopping choices. You’ll find neck pillows, body pillows, memory foam pillows, anti-snore pillows, “cool” pillows, oxygen-promoting pillows, cervical pillows and blow-up pillows — to name a few. There are pillows made of foam, memory foam, down, cotton, latex, buckwheat hulls, wool and “down alternatives,” tiny... Read More

10 Home Upgrades With the Best Return on Your Money

Mortgages

10 Home Upgrades With the Best Return on Your Money

10 Home Upgrades With the Best Return on Your Money

Insulation is about as sexy as flannel pajamas, but guess what? The money spent on beefing up attic insulation delivers the best bang per buck invested in home upgrades, according to Remodeling Magazine’s 2016 Cost vs. Value report. In fact, adding insulation (and nine other practical projects) outscored more glamorous upgrades, like kitchen and bathroom remodels. To conduct the report, now... Read More

12 Cheap & Easy Summer Projects That Can Make Your Home Feel New

Personal Finance

12 Cheap & Easy Summer Projects That Can Make Your Home Feel New

12 Cheap & Easy Summer Projects That Can Make Your Home Feel New

Home maintenance is like housework, flossing and exercise: Work it into your routine, because the penalties are worse than the jobs themselves. For example, cleaning the gutters costs nothing if you do it yourself, and roughly $100 to $200 if you hire a service. Ignore the job, though, and you may face expensive repairs thanks to:... Read More

A Budget-Friendly Graduation Gift Guide

Personal Finance

A Budget-Friendly Graduation Gift Guide

A Budget-Friendly Graduation Gift Guide

Finding gift ideas for the graduates in your life isn’t the hard part, since they need just about everything — pots and pans, thumb drives, transit passes, cash — you name it. The trick is finding something that both delights your grad and fits your budget. We’ve got you covered. This guide compiles the gift ideas from Money Talks News and around the web.... Read More

How to Break 10 Bad Money Habits

Personal Finance

How to Break 10 Bad Money Habits

How to Break 10 Bad Money Habits

Our good habits carry us along almost effortlessly. That’s positive. It lets us focus on the things that need our attention most. But as you work to pay off debt, save and get your financial life on track, you’ll probably find some old, counterproductive habits undermining your progress. They may have worked once, but now they’re... Read More

6 Painless Ways to Shave Years Off Your Mortgage

Mortgages

6 Painless Ways to Shave Years Off Your Mortgage

6 Painless Ways to Shave Years Off Your Mortgage

Chances are your home mortgage is the largest debt you’ll ever have. How would you like to pay it off and run your mortgage contract through the shredder a lot faster than the 30 years for which most homeowners sign up? Let’s consider some ways to painlessly pay off your home loan sooner. You can choose to do it a little faster... Read More

9 Golden Rules for Getting the Best Mortgage You Can

Mortgages

9 Golden Rules for Getting the Best Mortgage You Can

9 Golden Rules for Getting the Best Mortgage You Can

Interest rates are still near historic lows — which cannot last forever. Meanwhile, as the cost of rental homes pushes into the stratosphere, in many markets it’s worth considering whether it’s time to get into the housing market instead of renting. 1. Check Your Credit Reports Your first move – long before you start home shopping – is to find... Read More

10 Ways to Come Up With a Down Payment

Mortgages

10 Ways to Come Up With a Down Payment

10 Ways to Come Up With a Down Payment

If a home purchase is in your future, now is the time to start saving for the down payment. Why get going now? Because it could take a while to save up the 20% for a down payment. Of course, you can buy a home with less than 20% down. The Federal Housing Administration has lowered down-payment requirements for mortgages it... Read More

14 Ways to Get Bigger Checks From Social Security

Personal Finance

14 Ways to Get Bigger Checks From Social Security

14 Ways to Get Bigger Checks From Social Security

If you have focused all your retirement planning energy on your 401(k), you may be missing a key piece of the puzzle: Social Security. You can influence your eventual payout from this safe, dull, old-age safety net to a surprising degree by making some adjustments and changes in your planning. The time to get started pumping up your... Read More

5 New Year’s Resolutions You Wish You’d Made 10 Years Ago

Personal Finance

5 New Year’s Resolutions You Wish You’d Made 10 Years Ago

5 New Year’s Resolutions You Wish You’d Made 10 Years Ago

The new year brings reflection and reassessment and, although a big list of New Year’s resolutions can be difficult to keep, it is worthwhile making and keeping just one solid change each year. Here are five changes that will move you toward a better future. Think where you would be now if you had acted on... Read More

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