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Lacey Langford

In Personal Finance

Lacey Langford is a speaker, personal finance blogger and military money-life coach helping others with the how, what, when, where, and why of their money. Each day, she’s changing people’s lives from fearful of spending money to having control and confidence with it. Lacey’s an Accredited Financial Counselor and military veteran with more than 10 years experience providing financial coaching to United States service members and their families. Lacey’s passion is helping others build the money life they need and want.

What Happens When You Submit a Credit Report Dispute

Credit Score

What Happens When You Submit a Credit Report Dispute

What Happens When You Submit a Credit Report Dispute

Finding a mistake on your credit report can be frustrating. Unfortunately, according to a Credit.com survey of credit report awareness, one in five consumers (21%) who have seen their credit reports say they found inaccurate information on their reports. Not only is that a lot of frustration, but the error may also have a negative... Read More

What Does Charged Off Mean?

Managing Debt

What Does Charged Off Mean?

What Does Charged Off Mean?

Finding the words charged off on your credit report isn’t good news. It can be scary and confusing when you don’t understand what it means or how it happened. The name itself isn’t helpful either. People often misinterpret the meaning, which can lead to more costly mistakes with your credit. Learning what charged off means... Read More

3 Financial Mistakes That Could Ruin Your Military Career

Personal Finance

3 Financial Mistakes That Could Ruin Your Military Career

3 Financial Mistakes That Could Ruin Your Military Career

Serving in the military is a serious commitment. Signing on the dotted line means dedicating years of your life to service—not to mention a lot of work. There are examinations to pass, sacrifices to make, and physical fitness standards to meet. When you have made all that effort, you don’t want financial mistakes to affect... Read More

6 Money Issues I Wish I Had Considered When I Joined the Military

Personal Finance

6 Money Issues I Wish I Had Considered When I Joined the Military

6 Money Issues I Wish I Had Considered When I Joined the Military

Hindsight is 20/20. Looking back on your life, there will always be areas you wish you had handled differently. By joining the US Air Force, I had many opportunities to start my financial future off right. Unfortunately, I didn’t take the time to understand or find out about some of those opportunities. These are the... Read More

4 Things You Must Know About Money & the Military

Personal Finance

4 Things You Must Know About Money & the Military

4 Things You Must Know About Money & the Military

A lot goes into managing your military career. Whether it’s meeting physical fitness standards or testing to make rank, you’re responsible for keeping everything on track. One area that’s necessary for a successful military career but doesn’t receive as much attention are your finances. When your finances are running smoothly, they don’t play a part in... Read More

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