It may seem hard to believe, but right around the same time every year, a lot of people become delinquent on their auto loan payments. Using data from the Experian-Oliver Wyman Market Intelligence Reports and Experian’s IntelliView tool, we noticed a trend in auto loan delinquencies — accounts 30-59 days delinquent have peaked in the fourth quarter and bottomed out... Read More
The biggest news this week is all about identity theft, after the Federal Trade Commission released a report stating that more Americans have reported being victims than ever before. Identity Theft Among Top Complaints Fielded by the FTC The FTC’s annual report examining the consumer complaints it has received showed that identity theft is on... Read More
The biggest news this week is all about credit cards that are easy to understand, as consumers search for less confusion and more perks. The Simplest Credit Cards in America Consumers tend to shy away from complicated products for good reason — fine print can be the downfall of even the most well-intentioned consumer. So... Read More
The biggest news this week revolved around a piece on “60 Minutes” about a Federal Trade Commission report on the accuracy of credit reports. Are Mistakes Ruining Your Credit Report? Credit.com’s Director of Consumer Education Gerri Detweiler took a look at the FTC report, which found that one in five consumers have errors on their... Read More
The biggest news this week is all about love and money, as Valentine’s Day quickly approaches. Engaged? 5 Things to Do With Your Money Now Valentine’s Day tends to be a major holiday for love birds all around the world to pop the question. The first step toward getting married also warrants some money moves... Read More
The biggest news this week is all about the data being collected about you and what those pesky tax forms actually mean. Your Employer May Share Your Salary, and Equifax Might Sell That Data In an exclusive from Bob Sullivan, it was revealed that credit reporting agency Equifax is selling Americans’ salary and employment information... Read More
The biggest news this week is all about debt — whether it’s using a credit card to transfer debt from one credit card to another, going into debt because you want to propose, or working through tax debts with the IRS. The Best Balance Transfer Credit Cards in America In the most recent edition of... Read More
The Consumer Financial Protection Bureau announced Thursday that it has issued new consumer protection rules targeted at one of the industries for which it receives a large number of complaints — mortgage servicers. Mortgage servicers are essentially the face of your mortgage. Their role in the lending process is to collect payments from borrowers on... Read More
The biggest news this week is all about the Consumer Financial Protection Bureau’s new regulations of the mortgage industry. Mixed Reviews on CFPB’s New Mortgage Rules The CFPB announced a slew of new mortgage regulations Thursday that are going to have a major impact on the housing market. Whether they are for the betterment of... Read More
The biggest news this week is all about the pull-back from the fiscal cliff and the debt hangover that may be awaiting many consumers after shopping too much this holiday season. 4 Ways to Avoid the Holiday Debt Hangover You might have been searching for hangover cures a few days ago, but we have some... Read More
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- The Credit.com Editorial Team