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Kali Geldis

Editorial Director |  In Personal Finance, Credit Cards

Kali Geldis is Credit.com’s Deputy Managing Editor. She writes about a wide range of personal finance and credit topics. She previously ran MainStreet.com, the personal finance website powered by TheStreet. She has also worked for The Wall Street Journal as a Dow Jones Newspaper Fund intern and at The Huntington Herald-Dispatch as a reporter.

This Week in Credit News: Lessons From Hurricane Sandy

Personal Finance

This Week in Credit News: Lessons From Hurricane Sandy

This Week in Credit News: Lessons From Hurricane Sandy

The biggest news this week revolves around superstorm Hurricane Sandy, which struck the East Coast this week and caused major devastation. Hurricane Sandy: The Money Papers You Need in Your Go Bag Whether you were affected by the hurricane or not, the lessons you can learn from this article are priceless. Jeanine Skowronski dives into… Read More

Why Are Auto Loans the Easiest Loans to Get?

Auto Loans

Why Are Auto Loans the Easiest Loans to Get?

Why Are Auto Loans the Easiest Loans to Get?

If you have had trouble getting approved for a mortgage, a credit card or a personal loan recently because your credit isn’t up to par, you aren’t alone. We get readers writing to us often in our Credit.com Forum about their trouble getting access to credit, but one type of loan is already opening up… Read More

This Week in Credit News: The CFPB Is Busy

Personal Finance

This Week in Credit News: The CFPB Is Busy

This Week in Credit News: The CFPB Is Busy

The Consumer Financial Protection Bureau may be coming under fire during the run-up to the 2012 Presidential election, but that’s not stopping it from getting down to business. Debt Collectors Getting New Federal Oversight The federal Consumer Financial Protection Bureau’s final rules for debt collections agencies will take effect on Jan. 2, when it gains… Read More

This Week in Credit News: Morgan Stanley Sued

Personal Finance

This Week in Credit News: Morgan Stanley Sued

This Week in Credit News: Morgan Stanley Sued

The biggest credit news this week involved a lawsuit filed by the American Civil Liberties Union over what it alleges are discriminatory loan practices. Morgan Stanley Sued by ACLU Over Discriminatory Loan Practices A lawsuit filed in New York by the ACLU claims that Morgan Stanley discriminated against African-American and Latino homeowners by giving them… Read More

This Week in Credit News: Bluebird Is Born

Credit Cards

This Week in Credit News: Bluebird Is Born

This Week in Credit News: Bluebird Is Born

The biggest news this week revolved around a new prepaid debit card being offered by the world’s largest retailer and one of the major credit card issuers. Walmart & AmEx Team Up for Low-Cost Prepaid Card Walmart and American Express recently announced that they were going to release a new prepaid card option specifically targeted to the… Read More

Will 2013 Be the Year You Can Finally Get a Mortgage?

Mortgages

Will 2013 Be the Year You Can Finally Get a Mortgage?

Will 2013 Be the Year You Can Finally Get a Mortgage?

The decision to make the jump from renter to homeowner is not an easy one, but a lack of credit availability has been keeping many potential homeowners on the sidelines after the Great Recession. While those with fantastic credit are debating whether or not mortgage rates will go even lower than their current record lows, those… Read More

Why Do HELOCs Have Such Low Delinquency Rates?

Mortgages

Why Do HELOCs Have Such Low Delinquency Rates?

Why Do HELOCs Have Such Low Delinquency Rates?

Delinquency rates on home equity lines of credit, commonly known as HELOCs, have significantly declined since the beginning of the Great Recession, particularly compared to the delinquency rates of traditional mortgages. Why are these loans seemingly more immune from the housing crash? The answers provide some interesting insights into the current state of certain segments… Read More

This Week in Credit News: American Express Refunds

Credit Cards

This Week in Credit News: American Express Refunds

This Week in Credit News: American Express Refunds

The biggest news in the financial world this week was the Consumer Financial Protection Bureau’s enforcement action with American Express. AmEx to Refund $85 Million to Consumers The CFPB announced this week that American Express would follow in the footsteps of Discover and be required to refund customers who purchased credit card products due to… Read More

This Week in Credit News: Banks Under Fire

Personal Finance

This Week in Credit News: Banks Under Fire

This Week in Credit News: Banks Under Fire

The biggest news this week is centered around a series of cyberattacks on the major American banks. Major Banks Hit With Biggest Cyberattacks in History Have you had trouble accessing your bank account online this week? That might be because your bank of choice has been under attack from hackers. JPMorgan Chase, Bank of America,… Read More

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