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Kali Geldis

Editorial Director |  In Personal Finance, Credit Cards

Kali Geldis is Credit.com’s Editorial Director. She writes about a wide range of personal finance and credit topics. She previously ran MainStreet, the personal finance website powered by TheStreet. She has also worked for The Wall Street Journal as a Dow Jones Newspaper Fund intern and at The Huntington Herald-Dispatch as a reporter.

Do FSA Cards Affect My Credit?

Credit Score

Do FSA Cards Affect My Credit?

Do FSA Cards Affect My Credit?

As the new year begins, many new enrollees to Flexible Spending Accounts will be getting their debit cards in the mail — a small piece of plastic that allows them to access their tax-free dollars for health care expenses. But do these cards have any impact on your credit score? Credit scoring expert Barry Paperno… Read More

This Week in Credit News: A Blue Christmas

Personal Finance

This Week in Credit News: A Blue Christmas

This Week in Credit News: A Blue Christmas

The biggest news this week is all about the darker side of the holiday season — scams, homeowner nightmares, and rising credit card balances. 10 States With the Highest Credit Card Balances Using Experian’s most recent innovation — IntelliView, a Web-based query, analysis and reporting tool that crunches data from the Experian-Oliver Wyman Market Intelligence Reports —… Read More

10 States With the Highest Credit Card Balances

Credit Cards

10 States With the Highest Credit Card Balances

10 States With the Highest Credit Card Balances

With holiday spending expected to soar this year and some consumers using their favorite piece of plastic to front the cash, credit card balances are on the top of everyone’s mind. Since a higher credit utilization ratio (total balances to total credit limits) can hurt your credit score, balances do matter. To see if your… Read More

This Week in Credit News: A Wintry Mix

Personal Finance

This Week in Credit News: A Wintry Mix

This Week in Credit News: A Wintry Mix

The news this week was a mix of naughty and nice, as Fannie Mae and Freddie Mac announced they would not be evicting homeowners over the holidays, but the fiscal cliff still looms large. Fiscal Cliff Deal Down to Wrangling Over Details Let’s start with the bad news first: We’re still headed toward the fiscal… Read More

The Most Searched-For Products for the Holidays

Personal Finance

The Most Searched-For Products for the Holidays

The Most Searched-For Products for the Holidays

Black Friday and Cyber Monday aren’t just a frenzy for shoppers, they’re also holidays for the data-divers out there, who can pinpoint some of the most interesting trends for the holiday season based on what you do online. Bill Tancer, General Manager of Research at Experian Marketing Services and New York Times Bestselling author of… Read More

This Week in Credit News: Black Friday Bonanza

Personal Finance

This Week in Credit News: Black Friday Bonanza

This Week in Credit News: Black Friday Bonanza

This week’s biggest credit news is all about — no surprise here — Black Friday shopping and holiday budgeting. We rounded up some of the best Black Friday articles out there to help you survive the holiday avalanche heading toward us. The Best Black Friday Shopping Apps Getting ready for the holidays is all about… Read More

4 Money Rules We’re Thankful For

Personal Finance

4 Money Rules We’re Thankful For

4 Money Rules We’re Thankful For

The staff at Credit.com are admittedly a little credit-crazed, but we do know that there are a lot of money regulations that consumers should be thankful for this year. So as you go around the table this Thanksgiving, remember that these money rules are something to appreciate and honor. The Free Annual Credit Report Rule… Read More

Deceptive Mortgage Ads Targeted by New CFPB, FTC Initiative

Mortgages

Deceptive Mortgage Ads Targeted by New CFPB, FTC Initiative

Deceptive Mortgage Ads Targeted by New CFPB, FTC Initiative

The Consumer Financial Protection Bureau and the Federal Trade Commission are taking on deceptive mortgage advertising and marketing in the latest enforcement actions from the government agencies. Specifically, the two agencies worked together in a sweep of more than 800 mortgage ads to assess whether the ads violated the Mortgage Acts and Practices — Advertising… Read More

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