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Kali Geldis

Editorial Director |  In Personal Finance, Credit Cards

Kali Geldis is Credit.com’s Deputy Managing Editor. She writes about a wide range of personal finance and credit topics. She previously ran MainStreet.com, the personal finance website powered by TheStreet. She has also worked for The Wall Street Journal as a Dow Jones Newspaper Fund intern and at The Huntington Herald-Dispatch as a reporter.

This Week in Credit News: Dealing With Debts

Personal Finance

This Week in Credit News: Dealing With Debts

This Week in Credit News: Dealing With Debts

The biggest news this week is all about debt — whether it’s using a credit card to transfer debt from one credit card to another, going into debt because you want to propose, or working through tax debts with the IRS. The Best Balance Transfer Credit Cards in America In the most recent edition of… Read More

CFPB Issues Final Rules on Mortgage Servicers

Mortgages

CFPB Issues Final Rules on Mortgage Servicers

CFPB Issues Final Rules on Mortgage Servicers

The Consumer Financial Protection Bureau announced Thursday that it has issued new consumer protection rules targeted at one of the industries for which it receives a large number of complaints — mortgage servicers. Mortgage servicers are essentially the face of your mortgage. Their role in the lending process is to collect payments from borrowers on… Read More

This Week in Credit News: New Mortgage Rules

Personal Finance

This Week in Credit News: New Mortgage Rules

This Week in Credit News: New Mortgage Rules

The biggest news this week is all about the Consumer Financial Protection Bureau’s new regulations of the mortgage industry. Mixed Reviews on CFPB’s New Mortgage Rules The CFPB announced a slew of new mortgage regulations Thursday that are going to have a major impact on the housing market. Whether they are for the betterment of… Read More

This Week in Credit News: Cliffs & Hangovers

Personal Finance

This Week in Credit News: Cliffs & Hangovers

This Week in Credit News: Cliffs & Hangovers

The biggest news this week is all about the pull-back from the fiscal cliff and the debt hangover that may be awaiting many consumers after shopping too much this holiday season. 4 Ways to Avoid the Holiday Debt Hangover You might have been searching for hangover cures a few days ago, but we have some… Read More

This Week in Credit News: Wrapping Up the Year

Personal Finance

This Week in Credit News: Wrapping Up the Year

This Week in Credit News: Wrapping Up the Year

With the year coming to a close soon, the biggest credit news this week is about resolutions for positive money management in 2013 and wrapping up the loose ends from 2012. The Single Most Important Advice for Better Credit in 2013  You’re going to see a lot of New Year’s resolutions articles in the next… Read More

7 Gifts You Should Give Yourself

Personal Finance

7 Gifts You Should Give Yourself

7 Gifts You Should Give Yourself

You’re making your list and checking it twice, but did you maybe forget to include someone? Like yourself? Full disclosure: The gifts on this list are not necessarily the traditional ones you might think, like a massage or a cheese of the month club membership. Instead, we at Credit.com decided to highlight some of the… Read More

Do FSA Cards Affect My Credit?

Credit Score

Do FSA Cards Affect My Credit?

Do FSA Cards Affect My Credit?

As the new year begins, many new enrollees to Flexible Spending Accounts will be getting their debit cards in the mail — a small piece of plastic that allows them to access their tax-free dollars for health care expenses. But do these cards have any impact on your credit score? Credit scoring expert Barry Paperno… Read More

This Week in Credit News: A Blue Christmas

Personal Finance

This Week in Credit News: A Blue Christmas

This Week in Credit News: A Blue Christmas

The biggest news this week is all about the darker side of the holiday season — scams, homeowner nightmares, and rising credit card balances. 10 States With the Highest Credit Card Balances Using Experian’s most recent innovation — IntelliView, a Web-based query, analysis and reporting tool that crunches data from the Experian-Oliver Wyman Market Intelligence Reports —… Read More

10 States With the Highest Credit Card Balances

Credit Cards

10 States With the Highest Credit Card Balances

10 States With the Highest Credit Card Balances

With holiday spending expected to soar this year and some consumers using their favorite piece of plastic to front the cash, credit card balances are on the top of everyone’s mind. Since a higher credit utilization ratio (total balances to total credit limits) can hurt your credit score, balances do matter. To see if your… Read More

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