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Kali Geldis

Editorial Director |  In Personal Finance, Credit Cards

Kali Geldis is Credit.com’s Editorial Director. She writes about a wide range of personal finance and credit topics. She previously ran MainStreet, the personal finance website powered by TheStreet. She has also worked for The Wall Street Journal as a Dow Jones Newspaper Fund intern and at The Huntington Herald-Dispatch as a reporter.

10 States That Are Maxxed Out on Credit Cards

Credit Cards

10 States That Are Maxxed Out on Credit Cards

10 States That Are Maxxed Out on Credit Cards

Even if you make your payments on time every month, you can still damage your credit score in a major way by using too much of the credit available to you. The credit utilization ratio, a measure of your total revolving credit balance divided by your total revolving credit limits, makes up roughly 30% of… Read More

This Week in Credit News: Student Loan Woes

Personal Finance

This Week in Credit News: Student Loan Woes

This Week in Credit News: Student Loan Woes

The biggest credit news this week is all about student loan interest rates and debt as thousands of Americans graduate college and face the reality of their student loan payments. How to Pay Student Loans You Can’t Afford Once the six-month grace period that most student loan borrowers have expires, they’re faced with a choice… Read More

Average Home Price Rises to $213,000

Mortgages

Average Home Price Rises to $213,000

Average Home Price Rises to $213,000

Consumers who are interested in wading back into the housing market once again — either as buyers or sellers — may have noticed that prices in their area are generally on the rise. This was true on a national level once again in March. The average home price nationwide rose in March to a total of approximately $213,000, according to the latest Home Price Index… Read More

Medical Debt Gets New Focus in Congress

Managing Debt

Medical Debt Gets New Focus in Congress

Medical Debt Gets New Focus in Congress

There has been a lot of focus from lawmakers in recent months on the ways in which medical debts can severely impact consumers’ finances for years. Now, more are moving to do something to help these Americans who typically had no way of planning for these massive balances. A new bipartisan bill, known as the Accuracy in… Read More

This Week in Credit News: Better Credit Cards

Personal Finance

This Week in Credit News: Better Credit Cards

This Week in Credit News: Better Credit Cards

The biggest credit news this week is all about credit cards, focusing on how you can get your hands on better ones. The Best Business Credit Cards With No Annual Fee Our latest installment of our Best Credit Cards in America series, credit card guru Jason Steele uses a unique ranking system to pick the… Read More

New Tech Could Mean Trouble for Prepaid Debit Cards

Credit Cards

New Tech Could Mean Trouble for Prepaid Debit Cards

New Tech Could Mean Trouble for Prepaid Debit Cards

These days, millions of consumers across the country rely on prepaid debit cards as a means of handling their finances because they find traditional bank accounts to be too expensive. However, with coming technology changes for the card industry, those people might have more difficulty in obtaining these accounts at low costs. Within the next… Read More

This Week in Credit News: Identity Theft Galore

Personal Finance

This Week in Credit News: Identity Theft Galore

This Week in Credit News: Identity Theft Galore

The biggest news this week is all about identity theft, as one government program may have caused thousands of identities to be exposed to scammers. A government program called Lifeline that provides government assistance to low-income individuals so they can obtain landline and wireless phone service is at the root of a recent data breach… Read More

This Week in Credit News: Student Loan Debt Debate

Personal Finance

This Week in Credit News: Student Loan Debt Debate

This Week in Credit News: Student Loan Debt Debate

The biggest news this week is all about student loan affordability, as the Consumer Financial Protection Bureau released a new study on the topic. CFPB Releases New Report on Student Loan Affordability The CFPB decided to examine the issue of student loan affordability in February 2013, issuing a request for comment in the Federal Register…. Read More

This Week in Credit News: Government Shake-Ups

Personal Finance

This Week in Credit News: Government Shake-Ups

This Week in Credit News: Government Shake-Ups

The biggest news this week is all about the shakeups in federal housing and education programs. FAFSA Changes Incorporate Same-Sex Couples Now The Department of Education announced a major policy change this week that will impact same-sex couples and their children. The Free Application for Federal Student Aid (FAFSA) will now take into account the… Read More

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