Kali Geldis Gravatar

Kali Geldis

Editorial Director |  In Personal Finance, Credit Cards

Kali Geldis is Credit.com’s Deputy Managing Editor. She writes about a wide range of personal finance and credit topics. She previously ran MainStreet.com, the personal finance website powered by TheStreet. She has also worked for The Wall Street Journal as a Dow Jones Newspaper Fund intern and at The Huntington Herald-Dispatch as a reporter.

The 10 Biggest Consumer Complaints

Personal Finance

The 10 Biggest Consumer Complaints

The 10 Biggest Consumer Complaints

We all have had bad experiences with companies before — a bank that charged you a fee in error, a package that never arrived, a mechanic who doesn’t seem to be charging you a fair price for your repairs. When you have a complaint, there are people on the ground that are here to help…. Read More

This Week in Credit News: Mortgage Rates Drop

Personal Finance

This Week in Credit News: Mortgage Rates Drop

This Week in Credit News: Mortgage Rates Drop

The biggest credit news this week is all about movement in mortgage rates, as they take a slight dip after a meteoric rise. Mortgage Rates Cool Down to 4.37% If you had any doubt about how much influence the Federal Reserve’s policies have on the economy, this week resolved it. After Chairman Ben Bernanke assured… Read More

This Week in Credit News: Homebuyer Frenzy

Personal Finance

This Week in Credit News: Homebuyer Frenzy

This Week in Credit News: Homebuyer Frenzy

The biggest credit news this week is all about mortgages, as house hunting season heats up and rates are on the rise. Mortgage rates reach highest level in 2 years If you’ve been waiting to buy a home, now may be the time to act. Not only are mortgage rates hitting the highest level they’ve… Read More

This Week in Credit News: Student Loans & DOMA

Personal Finance

This Week in Credit News: Student Loans & DOMA

This Week in Credit News: Student Loans & DOMA

The biggest credit news this week is all about Washington, D.C., as the student loan interest rate deadline looms and DOMA is overturned. Is the Senate’s Student Loan Plan Fundamentally Flawed? The student loan interest rate deadline is fast approaching, with Stafford loans set to double to 6.8% on July 1. While there is a… Read More

This Week in Credit News: Credit Tools

Personal Finance

This Week in Credit News: Credit Tools

This Week in Credit News: Credit Tools

The biggest credit news this week is all about some of the new credit tools and products available. The Credit Report You Haven’t Seen Yet You may think that you’ve pulled all of your credit reports, but there is other credit data being stored about you outside of the three major credit reporting bureaus (Experian, Equifax… Read More

This Week in Credit News: Overdraft Fees

Personal Finance

This Week in Credit News: Overdraft Fees

This Week in Credit News: Overdraft Fees

The biggest news this week is all about a report from the Consumer Financial Protection Bureau on overdraft fees. CFPB Zeroes In on Bank Overdraft Fees The CFPB released a report Tuesday that showed the burden overdraft fees can have on those who opt in for the service banks provide. The starkest statistic from the… Read More

Credit Card Limits Up 20% From 2012

Credit Cards

Credit Card Limits Up 20% From 2012

Credit Card Limits Up 20% From 2012

While some lenders and industry experts have been warning about any actions that may tighten the credit markets, lending is on a meteoric rise, with credit card limits and mortgage originations posting double-digit gains year over year. The newest data from the Experian-Oliver Wyman Market Intelligence Reports and Experian’s IntelliView tool show that the years of the credit… Read More

CFPB Zeroes In on Bank Overdraft Fees

Personal Finance

CFPB Zeroes In on Bank Overdraft Fees

CFPB Zeroes In on Bank Overdraft Fees

The Consumer Financial Protection Bureau released a white paper today on the impact of overdraft and non-sufficient funds (NSF) fees on the average bank account holder. The report is the result of an examination the CFPB announced in February 2012, and involves an analysis of information provided from a request for information published in the… Read More

10 States That Are Maxxed Out on Credit Cards

Credit Cards

10 States That Are Maxxed Out on Credit Cards

10 States That Are Maxxed Out on Credit Cards

Even if you make your payments on time every month, you can still damage your credit score in a major way by using too much of the credit available to you. The credit utilization ratio, a measure of your total revolving credit balance divided by your total revolving credit limits, makes up roughly 30% of… Read More

This Week in Credit News: Student Loan Woes

Personal Finance

This Week in Credit News: Student Loan Woes

This Week in Credit News: Student Loan Woes

The biggest credit news this week is all about student loan interest rates and debt as thousands of Americans graduate college and face the reality of their student loan payments. How to Pay Student Loans You Can’t Afford Once the six-month grace period that most student loan borrowers have expires, they’re faced with a choice… Read More

Show Me More by Kali Geldis

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay connected to our experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.