It’s every consumer’s worst nightmare: You’re busy at work, mired in debt, and your cellphone keeps ringing. You’re doing your best to pay off that bill, but the unknown number flashing on your phone’s screen is a dismal reminder you haven’t. “Most people want to pay their debt, they just run into bad situations where... Read More
When the news hit that Hillary Clinton had a private email account that she used in her duties as Secretary of State, I thought, “Doesn’t everyone?” Maybe that’s my default reaction as a millennial who has picked up and dropped about 10 email addresses over the past decade or so. But it’s also because the... Read More
I opened up my budget tracking tool last November and my jaw dropped — I had spent $1,200 on food that month. That’s when I knew I had to make a change. Now, a few notes about that $1,200 total: That includes groceries, restaurants, bars and fast food. Also, November was a month I prepared... Read More
As Mother’s Day quickly approaches, we’re taking some time to honor the amazing television moms who’ve made their mark on pop culture. Credit can be a very confusing topic for many Americans, and it’s often possible to learn from someone else’s mistakes. Since credit mistakes in the real world are a lot less funny than they... Read More
If you’re one of the 40 million victims of the massive Target data breach, it looks like you’re in good company. Target announced Friday in a press release that it has unearthed evidence that more customer information was compromised in last month’s data breach than was originally suspected. After originally stating in December that credit... Read More
Are you looking to pay down debt in the new year, or figure out how to use your credit more wisely? Then please join us at our upcoming Twitter chat event! Our experts will be there to answer your debt & credit-related related questions & offer advice. When: Tues., Jan 14 at 6 p.m. EST... Read More
The Consumer Financial Protection Bureau announced its latest enforcement action Tuesday, ordering GE Capital Retail Bank and subsidiary CareCredit to refund as much as $34.1 million to consumers who thought they were signing up for interest-free credit cards, but the cards accrued interest to be applied at the end of a promotional period. The refunds,... Read More
The biggest credit news this week is all about credit card innovations, as Coin and Google Wallet tread new ground. The Risks & Rewards of a New Credit Gadget: Coin A new product coming to the market in the summer of 2014 could change they way you organize your wallet. Coin, a gadget roughly the... Read More
The biggest credit news this week is all about the holidays, as many Americans get a jump start on their holiday gift plans. Giving Gifts? You May Get a Tax Bill Though many Americans aren’t giving away tens of thousands of dollars for the holidays, it’s still important to understand how taxes may impact your... Read More
The biggest credit news this week is all about some new actions by the Consumer Financial Protection Bureau. How to Manage Your Elderly Parent’s Money The CFPB recently released some guidelines to help financial caregivers in exercising their fiduciary duties. That may sound more complex than it actually is. About 22 million Americans 60 years... Read More
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