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Kali Geldis

Editorial Director |  In Personal Finance, Credit Cards

Kali Geldis is Credit.com’s Editorial Director. She writes about a wide range of personal finance and credit topics. She previously ran MainStreet, the personal finance website powered by TheStreet. She has also worked for The Wall Street Journal as a Dow Jones Newspaper Fund intern and at The Huntington Herald-Dispatch as a reporter.

Is a FICO Score the Best Credit Score?

Credit Score

Is a FICO Score the Best Credit Score?

Is a FICO Score the Best Credit Score?

FICO scores are credit scores, but not all credit scores are FICO scores. Sounds like one of those confusing logic puzzles, right? But it’s a basic must-know when it comes to understanding credit scores. There are many different credit scoring models and FICO is a company that actually provides several different versions to lenders. In fact,... Read More

Why Are There Errors on My Credit Report?

Credit Score

Why Are There Errors on My Credit Report?

Why Are There Errors on My Credit Report?

Like baseball, apple pie and binge-watching TV shows on Netflix, finding errors on your credit report has become a national pastime — it’s just a pastime that no one really enjoys. According to a report from the Federal Trade Commission, one in five Americans have errors hiding on their credit reports. Seems like a large... Read More

How I Got a $360 Christmas Tree for $110

Personal Finance

How I Got a $360 Christmas Tree for $110

How I Got a $360 Christmas Tree for $110

My mom taught me an important financial lesson when I was younger — never buy when things are in-season. Though she may not have explicitly told me this, the shopping bags full of clearance decorations a week after Christmas and the bags of pink Hershey bars a week after Valentine’s Day were example enough. My mom is a deal... Read More

How I Made $500 Off My Credit Cards This Year

Credit Cards

How I Made $500 Off My Credit Cards This Year

How I Made $500 Off My Credit Cards This Year

I’ve never considered myself a credit card rewards master. I don’t do any of the “hacks” that can help you earn more rewards. I don’t apply for a bunch of new credit cards every year to game the sign-up bonus system. And I don’t strategize and analyze every purchase to make sure I’m getting the... Read More

8 Awesome Retailer Loyalty Programs

Personal Finance

8 Awesome Retailer Loyalty Programs

8 Awesome Retailer Loyalty Programs

Are there certain retailers you frequent more often than you’d like to admit? Many retailers have loyalty programs that can be pretty rewarding, especially for those who shop on a regular basis. Here are eight awesome loyalty programs that can really pay.

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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.