Credit card debt. It seems to be an inevitable part of life for many Americans. And, recent data suggests that it really is. According to the Federal Reserve, American credit card debt hit a record high in 2017, rising to more than $1 trillion. Many people carrying high balances on their credit cards will notice... Read More
If you’ve ever argued with your credit card company about anything (and a lot of us have), then you probably know there are a great deal of fine print and hoops to jump through when it comes to credit cards. It doesn’t matter if you’re a seasoned, habitual swiper, or you’re brand new to the... Read More
You’ve heard the saying, “what goes up, must come down.” This is true of interest rates, which means that interest rates must also go back up now that they’ve dropped down. We’re just coming out of a period of historically low interest rates, and the economy is strong. When that happens, the Federal Reserve usually... Read More
Ahh, vacation. You wait all year, or maybe several years, to take a hard-earned trip. Once you do, you want to be able to relax. No matter where, or why, your travels take you away from home, the last thing you should have to worry about is your credit being compromised while you’re gone. But... Read More
An emergency fund is an important asset that you will hopefully never have to use. What some perceive as frivolous expense is really a key part of planning for the future. Any number of unwelcome occurrences could prompt withdrawal from an emergency account — from medical bills to a broken refrigerator. For anyone other than... Read More
The housing market in the U.S. has experienced a major uptick over the past two years. In 2016, existing home sales were the strongest they’ve been since 2006. More than a decade after the worst housing crisis in U.S. history, it seems we’re finally in a sustainable recovery period. As we enter 2018, the housing... Read More
With the recent passing of the Tax Cuts and Jobs Act, many Americans are wondering how their finances will be affected. That’s a fair question, since a tax overhaul of this size and scope hasn’t happened since the 1980s. News reports have come out since the signing of the bill detailing how some companies have... Read More
TED is a non-profit organization that formed in 1984 with the goal of spreading ideas in areas of technology, entertainment, and design, and has slowly evolved to include everything from global issues to academic topics. Ideas are shared via short “talks” — speeches given by experts in their fields. They’ve gained even more popularity since... Read More
Surely we’ve all been taught that 10% of our income should go into a savings account, but this can be difficult to do when you’re paying off hundreds of dollars every month in student loans. Those of us with student loans to repay know it can be tough to juggle debts and saving. Even though... Read More
The global economic outlook is strong, according to recent information from Goldman Sachs. The firm predicts that global growth will reach 4 percent in the next year. The U.S. economy as we head into the new year is showing strong momentum and the unemployment rate is already below what the Federal Reserve deems as sustainable.... Read More
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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).
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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.
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Our Business Model
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