Contributor | In Credit Score, Identity Theft
Jill Krasny is a former editor for Credit.com. Her work has appeared in The New York Times, Esquire, The Financial Times and Travel + Leisure.
It’s no surprise people waste a lot of their money. But there are plenty of ways to save on everyday costs, from bank fees to your favorite morning beverages. If you’re looking for ways to trim your expenses, here’s a list of 50 common money-wasters you may want to ditch. 1. ATM Fees Paying for ATM fees is... Read More
[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] For most of us, the thought of shelling out thousands of dollars for a one-night stay at a hotel is, well, ridiculous. Then... Read More
Summer is nearly upon us, and if you have kids, you know that means coming up with activities to keep them from getting bored. Cool tech toys that keep their brains and bodies active can help keep them occupied between the swim lessons, away camp and other activities. We tapped retail expert Rebecca Lehmann of Brad’s... Read More
Today’s gift shop hawks more than cheap toothpaste and forgettable postcards. Thanks to boutique hotels and upscale chains, everything from kimono robes to portable speakers are now up for grabs. We’ve rounded up six gift shops worth a stop on your travels, based on research and recommendations. Hotel San José Store at Hotel San José, Austin, Texas No... Read More
The days of settling for 16-cent breakfasts may be ending — that is, if Whole Foods makes good on its promise to lower prices. The Wall Street Journal reported on Sunday that the Texas-based company is taking steps to put its expensive, “whole paycheck” reputation behind it due to pressure from investors who want the organic grocer to behave more like Walmart.... Read More
[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Capital One Journey Student Credit Card, Citi ThankYou Preferred Card for College Students, and the Discover it Chrome Student Card. DISCLOSURE: Cards from our partners are mentioned below.] With graduation around the corner, you’re probably looking for ways to build... Read More
[Update: Some offers mentioned below have expired. You can view the current offers from our partners here —Citi / AAdvantage Platinum Select World Elite Mastercard and JetBlue Plus Card from Barclaycard. Disclosure: Cards from our partners are mentioned below.] With video of a passenger being dragged off one of its planes going viral, United Airlines has... Read More
If you’re a senior in college, or the parent of one, you’re probably counting down the days until graduation. But are your finances prepared for the big step? Don’t worry if they’re not — most students feel overwhelmed by the task of managing money. To give you the confidence you’ll need to succeed in the real world, we’ve compiled a list... Read More
[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Opening a new credit card usually means an opportunity to earn a signup bonus. In the case of... Read More
One of the best parts of buying a home is decorating it. Of course, not everyone has an eye for design or the means to upgrade their space. And for those who don’t consider themselves savvy, decorating can feel like a chore. As someone who’s moved a lot in her life, I’ve learned a few things about perfecting a... Read More
Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.
Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.
The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).
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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.
In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.
Our Business Model
Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.
Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.
Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.
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- The Credit.com Editorial Team