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Jill Krasny

Reporter & Editor |  In Credit Score, Identity Theft

Jill Krasny is a reporter and editor at Credit.com. Prior to joining the company, she was a senior writer at Esquire and Inc. Magazine, where she covered a range of lifestyle and business topics. Her work has appeared in Mashable, Travel + Leisure and MTV.

4 Great Financing Resources for Veteran Entrepreneurs

Personal Finance

4 Great Financing Resources for Veteran Entrepreneurs

4 Great Financing Resources for Veteran Entrepreneurs

No one said starting a business would be easy. But if you served our country, chances are you may qualify for certain financial assistance that can lessen the burden. According to the 2007 Survey of Business Owners data released in 2011, there were 2.45 million businesses with majority ownership by veterans. What’s more, they represented... Read More

4 Money Excuses You Need to Stop Making

Personal Finance

4 Money Excuses You Need to Stop Making

4 Money Excuses You Need to Stop Making

If saving more money is on your to-do list, but you just haven’t gotten around to it, it’s time to stop making excuses. We’ve all told little white lies to ourselves about why we’ve yet to open a Roth IRA, save for a down payment on a home, or stop living paycheck to paycheck. But... Read More

How to Get Your Credit Ready for Homebuying Season

Mortgages

How to Get Your Credit Ready for Homebuying Season

How to Get Your Credit Ready for Homebuying Season

So you’ve decided you’re ready to purchase a home. But is your credit where it needs to be? If not, then you’ll want to start working to improve it, as your credit helps determine the loans for which you may qualify and your monthly loan payments. We spoke with Joe Parsons, branch manager of Caliber Home Loans in Dublin, California,... Read More

How to Prepare Your Money for a Trump Presidency

Personal Finance

How to Prepare Your Money for a Trump Presidency

How to Prepare Your Money for a Trump Presidency

After a volatile election, President-elect Donald Trump will be inaugurated as the 45th president of the United States on Jan. 20. Consumers are divided over what this means for their finances — some are eager to bet big on American stocks, while others are considering hiding their cash under a mattress. To help you prepare for the changes ahead, we... Read More

4 Things to Consider as the Dow Rallies to 20,000

Personal Finance

4 Things to Consider as the Dow Rallies to 20,000

4 Things to Consider as the Dow Rallies to 20,000

With the Dow Jones industrial average surging this week, some stock pickers are wondering whether the 20,000 mark is in reach. As CNN reported, Wall Street is betting on President-elect Donald Trump to beef up the economy. It’s quite the opposite of what happened when Barack Obama was elected president, although that changed over time, and there’s no... Read More

Black Friday or Cyber Monday: What to Buy When

Personal Finance

Black Friday or Cyber Monday: What to Buy When

Black Friday or Cyber Monday: What to Buy When

Whether or not you mark off Black Friday on your calendar, chances are you’re wondering what bargains are out there this season. For instance, is it better to purchase a smartphone that Friday, or should you hold off until Cyber Monday? To help you break down what’s best to buy when, we turned to deal-hunting expert Rebecca Lehmann, manager of content marketing... Read More

This Trick Can Get You a Free Plane Ticket

Credit Cards

This Trick Can Get You a Free Plane Ticket

This Trick Can Get You a Free Plane Ticket

Planning a getaway? There’s no better way to save on your trip than with a free airline companion ticket. But how to find one? That’s easy: travel rewards credit cards. Here, we rounded up a few notable cards with insight from Lee Huffman, the travel blogger behind Bald Thoughts, along with some smart tips for swiping these credit cards. American... Read More

4 True Tales of Maxing Out Credit Cards

Credit Cards

4 True Tales of Maxing Out Credit Cards

4 True Tales of Maxing Out Credit Cards

Some people like to joke about taking things to the limit, but when it comes to your credit, maxing out a credit card is no laughing matter. Maxing out a credit card means swiping until you reach the card’s credit limit, or the total amount of credit extended to you. And that’s bad news for your... Read More

The Best Travel Websites to Bookmark This Weekend

Personal Finance

The Best Travel Websites to Bookmark This Weekend

The Best Travel Websites to Bookmark This Weekend

Whether or not you’ve used up your vacation days, surely you’ve got holiday adventures on the brain. After all, fares to Europe are some of the cheapest we’ve seen. If that isn’t enough incentive to get you packing, consider the websites gathered here, with help from Matthew Ma, co-founder of The Flight Deal, a travel deals site. Some will... Read More

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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team