The One Important Thing You Should Consider Before Buying a House

Mortgages

The One Important Thing You Should Consider Before Buying a House

The One Important Thing You Should Consider Before Buying a House

Renting is convenient in your early years, as you’re just getting a job and getting your life in order, perhaps even moving around for jobs, relationships and adventure. But as you get older, you may start thinking about buying a house, whether because you’re partnered with someone or you are in a long-term career and... Read More

A Crash Course to Moving On From Bad Credit

Credit Score

A Crash Course to Moving On From Bad Credit

A Crash Course to Moving On From Bad Credit

So, you’ve decided to get serious, fix your credit issues and build healthier credit. Way to go! Often, the first question I’m asked by folks working to improve their credit is, “How long will it take for my credit score to improve so I can … buy a home, pay for my wedding, afford college and... Read More

10 Things I Hate About Student Loans

Student Loans

10 Things I Hate About Student Loans

10 Things I Hate About Student Loans

Believe it or not, graduation season is creeping up. And that means it’s the time of year I’m reminded how much I hate what student loans have done to the financial health of our nation’s graduates. Unfortunately, according to the Federal Reserve Bank of New York’s latest report on debt and credit among U.S. households,... Read More

Worried About Another Recession? Here’s Something You Can Control

Uncategorized

Worried About Another Recession? Here’s Something You Can Control

Worried About Another Recession? Here’s Something You Can Control

Some analysts and economists are worried there might be an economic contraction or recession in the very near future. Stock markets are falling, oil prices are falling and other (slightly more advanced) indicators are making Americans worried about just how healthy the economy is. Some Americans may need to look for another job or open up... Read More

Can Improving Your Credit Actually Be Fun?

Credit Score

Can Improving Your Credit Actually Be Fun?

Can Improving Your Credit Actually Be Fun?

Your credit is one of the most important things in your life. Just like you might use your blood pressure or body weight as an indicator of your physical health, your credit (including your credit report and credit score) is an indicator of your financial health. But there’s a problem: People often don’t like talking... Read More

How to Avoid the Post-Holiday Credit Blues

Managing Debt

How to Avoid the Post-Holiday Credit Blues

How to Avoid the Post-Holiday Credit Blues

January is always an interesting time because it feels like a new beginning: we’re starting a whole new year, full of exciting possibilities. For some people, though, January isn’t just about the possibilities; it’s also about dealing with the credit score impact of your decisions during the holidays. Purchases made on credit cards, for example,... Read More

4 Ways to Stop Holiday Shopping From Making You a Grinch

Uncategorized

4 Ways to Stop Holiday Shopping From Making You a Grinch

4 Ways to Stop Holiday Shopping From Making You a Grinch

Consumers need to be vigilant all year-round to keep their credit safe from fraud when shopping — And the need to monitor gets magnified during the holiday season, when we tend to spend considerably more than the rest of the year. Whether you’re shopping in a brick-and-mortar store or online, you should pay attention to... Read More

5 Credit Mistakes You’ll Regret Immediately

Credit Cards

5 Credit Mistakes You’ll Regret Immediately

5 Credit Mistakes You’ll Regret Immediately

We all make mistakes and have regrets — those extra pieces of pie over Thanksgiving come to mind! — however, some regrets last longer than others. Credit mistakes can make you regret the error of your ways for years to come. Avoid these common credit mistakes and you’ll have one less area of regret in your life.... Read More

The Email Mistake That Can Hurt Your Credit

Uncategorized

The Email Mistake That Can Hurt Your Credit

The Email Mistake That Can Hurt Your Credit

Every time I look at my inbox, I almost always have about half a dozen new emails from retailers that want me to buy their stuff. And these retailers often use amazingly compelling subject lines so that I feel like I have to click and see what unbeatable deal I’m missing. Now, as we head... Read More

Are You Getting Better at Paying Your Mortgage?

Mortgages

Are You Getting Better at Paying Your Mortgage?

Are You Getting Better at Paying Your Mortgage?

After years of bad news, foreclosures, awful stories of homeowners having to abandon homes and mortgages they couldn’t afford, we are now seeing some good news come out of the home lending world. TransUnion, one of the major credit reporting agencies, recently looked at how Americans have been keeping up with their mortgage payments and... Read More

Show Me More by Jeanne Kelly

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