How Long Will It Take To Achieve Better Credit?

Credit 101

How Long Will It Take To Achieve Better Credit?

How Long Will It Take To Achieve Better Credit?

Lenders use your credit report and credit score to help them determine how much to lend you, and at what interest rate. That credit report is derived from your credit history — an algorithm of your past credit usage (including how much credit you have, how well you pay it off, and what mix of... Read More

Is Good Credit the Key to a Good Life?

Credit Score

Is Good Credit the Key to a Good Life?

Is Good Credit the Key to a Good Life?

What do you want in life? Although most people would say that winning the lottery and being able to live in a big house or sail around the world sound nice … that’s not really what people strive for. Most people strive for similar things — things like getting a college education, buying your first... Read More

4  Credit Tips to Keep in Mind as You Plan Your Wedding

Credit Score

4 Credit Tips to Keep in Mind as You Plan Your Wedding

4  Credit Tips to Keep in Mind as You Plan Your Wedding

Summertime — the perfect time for a beautiful wedding! You’re pledging mutual love and affection to your partner, surrounded by friends and family. You’re looking forward to a lifetime of adventure and happiness together. And while you’re thinking about your wedding and probably doing last-minute planning and fittings and all that great stuff, I’d like... Read More

4 Ways Your Cellphone Could Wreck Your Credit

Credit Score

4 Ways Your Cellphone Could Wreck Your Credit

4 Ways Your Cellphone Could Wreck Your Credit

Your cellphone: It’s hard to live without! (How did we ever get by with a landline in the “olden days”?) And cellphones are really more than cellphones — they’re mobile devices that have become our cameras, our entertainment devices, our way to connect socially, our shopping malls, our sources of news and information and our... Read More

A Crash Course to Moving On From Bad Credit

Credit Score

A Crash Course to Moving On From Bad Credit

A Crash Course to Moving On From Bad Credit

So, you’ve decided to get serious, fix your credit issues and build healthier credit. Way to go! Often, the first question I’m asked by folks working to improve their credit is, “How long will it take for my credit score to improve so I can … buy a home, pay for my wedding, afford college and... Read More

10 Things I Hate About Student Loans

Students

10 Things I Hate About Student Loans

10 Things I Hate About Student Loans

Believe it or not, graduation season is creeping up. And that means it’s the time of year I’m reminded how much I hate what student loans have done to the financial health of our nation’s graduates. Unfortunately, according to the Federal Reserve Bank of New York’s latest report on debt and credit among U.S. households,... Read More

Can Improving Your Credit Actually Be Fun?

Credit Score

Can Improving Your Credit Actually Be Fun?

Can Improving Your Credit Actually Be Fun?

Your credit is one of the most important things in your life. Just like you might use your blood pressure or body weight as an indicator of your physical health, your credit (including your credit report and credit score) is an indicator of your financial health. But there’s a problem: People often don’t like talking... Read More

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