3 Simple Steps to Starting an Emergency Fund

Personal Finance

3 Simple Steps to Starting an Emergency Fund

3 Simple Steps to Starting an Emergency Fund

What will you do when faced with an unexpected expense of, say, $400? A 2016 study from the Federal Reserve found 46% of Americans didn’t have enough funds to cover an unexpected expense of that amount. So, how did they manage to pay for it? Possibly by using their credit card or doing the unthinkable and... Read More

4 Mistakes People Make With Their Credit During the Winter

Credit 101

4 Mistakes People Make With Their Credit During the Winter

4 Mistakes People Make With Their Credit During the Winter

No matter what seasonal holidays your family celebrates, we’re definitely in the festive season right now — it tends to start with Halloween and ends on January 1. Over the last month or so, we’ve filled our pantries for Thanksgiving, hit the stores for Black Friday, and stocked up on gifts and food for Christmas... Read More

5 Gift-Giving Tips For People With Bad Credit

Personal Finance

5 Gift-Giving Tips For People With Bad Credit

5 Gift-Giving Tips For People With Bad Credit

The holiday season is a wonderful time of year and, if you have a family, then you want to make it as special as possible for each one of them. You want to go the extra mile and even be extravagant because it brings you even more joy to see them smile when they unwrap... Read More

9 Ways to Protect Your Credit While Holiday Shopping

Identity Theft

9 Ways to Protect Your Credit While Holiday Shopping

9 Ways to Protect Your Credit While Holiday Shopping

The holiday shopping season isn’t just a favorite time for retailers, but also for scammers who are hoping to take advantage of all that extra spending you’re doing. That’s why I want to urge you to use caution this year. It’s easy to be focused on trying to find everything on your list and miss... Read More

How Long Will It Take To Achieve Better Credit?

Credit 101

How Long Will It Take To Achieve Better Credit?

How Long Will It Take To Achieve Better Credit?

Lenders use your credit report and credit score to help them determine how much to lend you, and at what interest rate. That credit report is derived from your credit history — an algorithm of your past credit usage (including how much credit you have, how well you pay it off, and what mix of... Read More

Is Good Credit the Key to a Good Life?

Credit Score

Is Good Credit the Key to a Good Life?

Is Good Credit the Key to a Good Life?

What do you want in life? Although most people would say that winning the lottery and being able to live in a big house or sail around the world sound nice … that’s not really what people strive for. Most people strive for similar things — things like getting a college education, buying your first... Read More

4  Credit Tips to Keep in Mind as You Plan Your Wedding

Credit 101

4 Credit Tips to Keep in Mind as You Plan Your Wedding

4  Credit Tips to Keep in Mind as You Plan Your Wedding

Summertime — the perfect time for a beautiful wedding! You’re pledging mutual love and affection to your partner, surrounded by friends and family. You’re looking forward to a lifetime of adventure and happiness together. And while you’re thinking about your wedding and probably doing last-minute planning and fittings and all that great stuff, I’d like... Read More

4 Ways Your Cellphone Could Wreck Your Credit

Credit Score

4 Ways Your Cellphone Could Wreck Your Credit

4 Ways Your Cellphone Could Wreck Your Credit

Your cellphone: It’s hard to live without! (How did we ever get by with a landline in the “olden days”?) And cellphones are really more than cellphones — they’re mobile devices that have become our cameras, our entertainment devices, our way to connect socially, our shopping malls, our sources of news and information and our... Read More

Here’s The One Thing I Wish I Could Tell Every Newly Married Couple

Uncategorized

Here’s The One Thing I Wish I Could Tell Every Newly Married Couple

Here’s The One Thing I Wish I Could Tell Every Newly Married Couple

When you first meet someone and if you eventually get married, everything is bright and the possibilities seem endless. As life goes on, it’s easy to get caught up in the day-to-day busy-ness. Before long, you’ve got mortgage payments, car bills, kids — and maybe credit challenges. If I could tell every newly married couple... Read More

The One Important Thing You Should Consider Before Buying a House

Mortgages

The One Important Thing You Should Consider Before Buying a House

The One Important Thing You Should Consider Before Buying a House

Renting is convenient in your early years, as you’re just getting a job and getting your life in order, perhaps even moving around for jobs, relationships and adventure. But as you get older, you may start thinking about buying a house, whether because you’re partnered with someone or you are in a long-term career and... Read More

Show Me More by Jeanne Kelly

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