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Jeanine Skowronski

Writer/Editor |  In Credit Cards, Credit Score

Jeanine is an editor and reporter at Credit.com. Prior to joining us, Jeanine’s work was featured by TheStreet, Newsweek, Business Insider, Yahoo Finance, MSN, Fox Business, Forbes, CNBC and various other online publications. Follow her at @JeanineSko

The Right Way to Apply for a Credit Card

Credit Cards

The Right Way to Apply for a Credit Card

The Right Way to Apply for a Credit Card

You’ve probably heard by now that a credit card can help your credit, so long as you do all the right things with it. What you may not realize is that the process of doing the right things starts before you ever get your plastic. Each credit card application typically generates a hard inquiry on... Read More

Is There Really Any Such Thing As ‘Good Debt’?

Managing Debt

Is There Really Any Such Thing As ‘Good Debt’?

Is There Really Any Such Thing As ‘Good Debt’?

Debt. It can sound like a dirty word, especially to people plagued by money woes. But, believe it or not, there are times when debt is considered a good thing. This “good debt” typically involves “borrowing money for an asset that is increasing in value,” Jim Atkinson, a certified financial planner and principal of Columbus Capital, an... Read More

Do You Start With a Credit Score of ‘0’?

Credit 101

Do You Start With a Credit Score of ‘0’?

Do You Start With a Credit Score of ‘0’?

When you think about it, credit scores have a lot in common with the SATs: They stress people out, involve tough-to-answer questions and play a huge role in determining whether your applications (albeit for financing) get denied. There’s another notable similarity, too, which you may not know about: When it comes to credit scores, you can’t get a zero. The... Read More

7 Things You Need to Know Before You Get a Charge Card

Credit Cards

7 Things You Need to Know Before You Get a Charge Card

7 Things You Need to Know Before You Get a Charge Card

“Paper or plastic?” “Cash or credit?” “Credit or charge?” When it comes to how you spend your money, the first two questions may seem like no-brainers. Debit cards and cash can be great budgeting tools for those dealing with debt woes, while credit may appeal to disciplined spenders looking to build credit or earn rewards on their purchases. The last... Read More

5 Debit Card Perks You Might Not Know About

Personal Finance

5 Debit Card Perks You Might Not Know About

5 Debit Card Perks You Might Not Know About

Credit cards have long been associated with rewards — points, miles, extended warranties, free car rental service. The list, especially when you’re talking premium plastic, can go on and on. But, believe it or not, you may be able to score some perks with a debit card, too. Admittedly, they’re not nearly as lucrative as the... Read More

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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.