Jeanine Skowronski Gravatar

Jeanine Skowronski

In Credit Cards, Credit Score

Personal finance reporter and credit expert, Jeanine’s work has been featured by TheStreet, Newsweek, Business Insider, Yahoo Finance, MSN, Fox Business, Forbes, CNBC and various other online publications. She has previously served as the managing editor of a small personal finance blog for Xanga.com and an editorial assistant at Maxim Fashion magazine. @JeanineSko

Hurricane Sandy: The Money Papers You Need in Your Go Bag

Personal Finance

Hurricane Sandy: The Money Papers You Need in Your Go Bag

Hurricane Sandy: The Money Papers You Need in Your Go Bag

With Hurricane Sandy set to rock the East Coast, millions of Americans need to make sure their financial house is truly in order. It’s important to keep a back-up of certain documents that can be accessed following a natural disaster or emergency. The goal here should be to make sure you set aside information that… Read More

Twitter Hashtags Credit Card Customers Should Know

Credit Cards

Twitter Hashtags Credit Card Customers Should Know

Twitter Hashtags Credit Card Customers Should Know

Following your credit card issuer definitely has some benefits. Oftentimes, the social network is the best place to learn about exclusive offers, discounts or new promotions an issuer is rolling out. Oftentimes, eligibility for these promotions or contests is contingent on tweeting out a specified hashtags. Here are a few to look out for so… Read More

4 Times a Credit Pull Won’t Hurt You

Credit 101

4 Times a Credit Pull Won’t Hurt You

4 Times a Credit Pull Won’t Hurt You

Many consumers believe their credit score will take hit each time a copy of their report gets commissioned. However, the three-to-five point ding is only associated with a hard inquiry, which is generated essentially when someone is trying to decipher whether you qualify for a line of credit or a loan. Other credit pulls are… Read More

3 Credit Union Credit Cards You Should Consider

Credit Cards

3 Credit Union Credit Cards You Should Consider

3 Credit Union Credit Cards You Should Consider

New data from Experian finds that while credit unions are more apt to lend to those with slightly lower credit scores, they still only hold a very small part of the credit card market. The tiny market share isn’t surprising, given the size and exclusivity of some of these smaller institutions, but it’s not completely warranted…. Read More

Kmart Prepaid Card Fails to Stand Out

Credit Cards

Kmart Prepaid Card Fails to Stand Out

Kmart Prepaid Card Fails to Stand Out

Kmart unveiled its version of the increasingly popular prepaid debit card this week, but, following the nationwide rollout of Chase’s game-changing Liquid, the product really doesn’t stand out. The Halogen Prepaid MasterCard, offered by Green Dot, carries a $5.95 monthly fee. Cardholders are charged $4.95 to load money onto the card at any retail store via… Read More

Credit Unions Vs. Banks – Who’s More Likely to Lend?

Mortgages

Credit Unions Vs. Banks – Who’s More Likely to Lend?

Credit Unions Vs. Banks – Who’s More Likely to Lend?

Credit unions may have experienced a big bump in membership following last year’s Bank Transfer Day, but the small financial institutions still have a way to go when it comes to the credit card market. According to the latest Experian-Oliver Wyman Market Intelligence reports, a quarterly analysis of consumer credit trends, credit unions make up… Read More

FICO and CoreLogic Debut New Mortgage-centric Credit Score

Credit Score

FICO and CoreLogic Debut New Mortgage-centric Credit Score

FICO and CoreLogic Debut New Mortgage-centric Credit Score

FICO and Core Logic unveiled a new score designed to help lenders better determine who should be awarded a mortgage. The score could help consumers, who would have otherwise had difficulty getting a home loan, secure financing since it incorporates new data with non-traditional trade lines. The data — furnished by CoreLogic, which unveiled an… Read More

Is Liquid Now the Best Prepaid Card?

Credit Cards

Is Liquid Now the Best Prepaid Card?

Is Liquid Now the Best Prepaid Card?

Chase’s prepaid debit card Liquid, unveiled back in May, is now available in the bank’s branches nationwide. The move is likely to put some pressure on existing prepaid providers since, in many respects, Liquid is the best of its breed.  Here’s why. Prepaid providers have long maintained their payment method is cheaper than traditional banking accounts… Read More

5 Credit Cards Not Made From Traditional Plastic

Credit Cards

5 Credit Cards Not Made From Traditional Plastic

5 Credit Cards Not Made From Traditional Plastic

Not all credit cards are “plastic” in the traditional sense. Here are a few cards comprised of alternate materials. American Express Centurion Card Amex is tight-lipped on the terms and conditions surrounding its ultra-exclusive Centurion card, reserved for high net worth consumers, but it is widely known that the card is made of anodized titanium…. Read More

8 Signs Your Identity Has Been Compromised

Identity Theft

8 Signs Your Identity Has Been Compromised

8 Signs Your Identity Has Been Compromised

While frequent data breaches may have desensitized some consumers to identity theft, it’s still important to pay attention to early warning signs your info is being used illegally, no matter how creative, silly or transparent a scam may seem. “For the most part, identity thieves are sophisticated, dogged and damn smart. They take advantage of… Read More

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