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Jeanine Skowronski

Contributor |  In Credit Cards, Credit Score

Jeanine Skowronski is the former Executive Editor of Credit.com. Her work has been featured by The Wall Street Journal, American Banker, TheStreet, Newsweek, Business Insider, Yahoo Finance, MSN, Fox Business, Forbes, CNBC and various other online publications. Follow her at @JeanineSko

4 Credit Cards That’ll Cut You Some Slack

Credit Cards

4 Credit Cards That’ll Cut You Some Slack

4 Credit Cards That’ll Cut You Some Slack

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Mismanaging your credit cards can really cost you. Go over your credit limit and you’ll get hit with... Read More

The One Thing Job Seekers Forget Employers Look At

Personal Finance

The One Thing Job Seekers Forget Employers Look At

The One Thing Job Seekers Forget Employers Look At

There are some steps even first-time job seekers know to take ahead of formally seeking out new employment opportunities: Brush up your resume. Update your references. Flesh out your LinkedIn profile. Clean up your other social media accounts. Network. It’s all fairly straightforward, but there’s something else very important new graduates and beyond will want... Read More

5 Stellar Credit Cards for Your College-Bound Teen

Credit Cards

5 Stellar Credit Cards for Your College-Bound Teen

5 Stellar Credit Cards for Your College-Bound Teen

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Journey Student Rewards From Capital One, Discover it Chrome for Students, Discover it for Students and Citi ThankYou Preferred Card for College Students. DISCLOSURE: Cards from our partners are mentioned below.] There’s a laundry list of items your high school grad will... Read More

7 Credit Card Tips for Soon-to-Be College Grads

Credit Cards

7 Credit Card Tips for Soon-to-Be College Grads

7 Credit Card Tips for Soon-to-Be College Grads

We get it, soon-to-be-grad, you’re busy. Finals need to be taken; dorm rooms need to be cleared out. Jobs need to be procured — as does your very first apartment. But amid all these big changes, you’ll also want to make time for some good old fashioned financial literacy. After all, money management is critical to... Read More

Outgrown a Student Credit Card? Here Are 5 Worthy Upgrades for New Grads

Credit Cards

Outgrown a Student Credit Card? Here Are 5 Worthy Upgrades for New Grads

Outgrown a Student Credit Card? Here Are 5 Worthy Upgrades for New Grads

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Discover it — 18-Month Balance Transfer, The Citi Double Cash Card, Capital One QuicksilverOne Cash Rewards Credit Card, Barclaycard Ring Card and Barclaycard Ring Card. DISCLOSURE: Cards from our partners are mentioned below.] Thanks to student credit cards, secured credit cards and a... Read More

Got the Worst Credit? These Cards Can Help You Rebuild It

Credit Cards

Got the Worst Credit? These Cards Can Help You Rebuild It

Got the Worst Credit? These Cards Can Help You Rebuild It

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here —OpenSky Visa Secured, Discover it Secured, First Progress MasterCard Select Secured, primor Secured Visa Gold and CreditOne Bank Visa credit card. Disclosure: Cards from our partners are mentioned below.] Chances are, your credit isn’t actually the worst. According to... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team