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Jeanine Skowronski

Writer/Editor |  In Credit Cards, Credit Score

Jeanine is an editor and reporter at Credit.com. Prior to joining us, Jeanine’s work was featured by TheStreet, Newsweek, Business Insider, Yahoo Finance, MSN, Fox Business, Forbes, CNBC and various other online publications. Follow her at @JeanineSko

Mortgage Rates Hit 2016 Low: Is Now the Time to Buy?

Mortgages

Mortgage Rates Hit 2016 Low: Is Now the Time to Buy?

Mortgage Rates Hit 2016 Low: Is Now the Time to Buy?

Here’s some good news for current house hunters: Mortgage rates hit a new low for the year last week. In fact, rates on a 30-year fixed mortgage are at the lowest mark since May 2013, according to the latest mortgage market survey from Freddie Mac. The 30-year fixed-rate mortgage averaged 3.58% with an average 0.5 point for the... Read More

Can My Kids See My Credit Report?

Credit Score

Can My Kids See My Credit Report?

Can My Kids See My Credit Report?

To view your credit report, you typically have to provide the credit reporting agencies with your Social Security number. You’re also generally asked to answer some security questions, based on information on your credit file, to verify it is, in fact, you requesting the report. (Sample Q: What is the name of your student loan servicer?)... Read More

Why You Might Not Want Your Spouse on Your Mortgage

Mortgages

Why You Might Not Want Your Spouse on Your Mortgage

Why You Might Not Want Your Spouse on Your Mortgage

Couples may be inclined to buy a new home together — and, if necessary, apply for a home loan — but new data suggest you ought to think twice before saying “I do” to joint mortgages. In fact, according to a note from the Federal Reserve, some borrowers could have saved a lot of money in interest if they’d applied solo. “Specifically, we find... Read More

5 Weird Ways You Can Tank Your Credit

Credit Score

5 Weird Ways You Can Tank Your Credit

5 Weird Ways You Can Tank Your Credit

By now, there’s a good chance you know the big line items that can tank your credit score — bankruptcy, foreclosure, tax liens. But there are also some off-the-beaten-path ways you can damage your credit. The exact effects will vary, depending on your full credit profile. (You can see where you stand by viewing your free... Read More

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