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Jason Steele

Contributor |  In Credit Cards, Personal Finance

Jason Steele has been writing about credit cards and personal finance since 2008, poring through the terms and conditions of credit card agreements to understand the minutiae of how these products work. His work has appeared on Yahoo, MSN, HuffingtonPost and other major news outlets. In his free time, Jason’s a commercial pilot. He graduated from the University of Delaware with a degree in History.

Can I Get a Temporary Credit Card?

Credit Cards

Can I Get a Temporary Credit Card?

Can I Get a Temporary Credit Card?

Do you need a credit card, but just for a short time? When we need a car, we can rent one, and there are even services that allow you to borrow formal wear in person or by mail. Credit cards don’t really work like that. You can’t exactly rent one from an issuer and cardholder... Read More

Is Your Credit Card Interest Rate Too High?

Credit Cards

Is Your Credit Card Interest Rate Too High?

Is Your Credit Card Interest Rate Too High?

Nobody likes paying credit card interest, and as unsecured debt, credit cards will typically have higher interest rates than other types of loans such as a mortgage or a car loan. And unlike a mortgage or a student loan, credit card interest is never tax-deductible. Therefore, it can be very important to know if your... Read More

Which Credit Card Is Dead Weight in Your Wallet?

Credit Cards

Which Credit Card Is Dead Weight in Your Wallet?

Which Credit Card Is Dead Weight in Your Wallet?

Do you have too many credit cards? Perhaps you are having trouble managing all of your open accounts, or are unable to pay the annual fees for all the cards that you have. If you’ve decided that you don’t need some of your credit card accounts, then you should carefully consider which are the best... Read More

7 Things You Can Do to Get a Better Credit Card

Credit Cards

7 Things You Can Do to Get a Better Credit Card

7 Things You Can Do to Get a Better Credit Card

Do your credit cards have high interest rates, costly fees, or substandard rewards and benefits? If so, you don’t need to continue to use a card when there are other options available. Here are seven things that you can to to get a better credit card. 1. Ask for a Lower Rate Many credit cards... Read More

7 Unusual Ways to Use Credit Card Rewards

Credit Cards

7 Unusual Ways to Use Credit Card Rewards

7 Unusual Ways to Use Credit Card Rewards

Credit card rewards can be extremely valuable, but most people tend to redeem them for some rather boring options. Common credit card rewards include cash back, gift cards, merchandise and travel reservations. Nevertheless, the credit card industry is extremely competitive, and it’s always looking for new and interesting ways for customers to redeem their rewards.... Read More

5 Credit Cards Perfect for New Homeowners

Credit Cards

5 Credit Cards Perfect for New Homeowners

5 Credit Cards Perfect for New Homeowners

Summer is a time when many families find themselves moving into a new home. And whether you are a first-time homebuyer or upgrading to a new place, moving presents many challenges. Your new home will likely need furniture, housewares and decor — all at a time when your savings may have been depleted by your... Read More

5 Things Guaranteed to Happen When You Apply for a Credit Card

Credit Cards

5 Things Guaranteed to Happen When You Apply for a Credit Card

5 Things Guaranteed to Happen When You Apply for a Credit Card

Ever wonder what happens when you apply for a credit card? You submit the application, but what happens afterward remains a mystery to most people. That’s because credit card applications can be processed a bit differently, depending on the issuer. Underwriting standards vary, issuers may look at different versions of your credit reports or credit scores and varying... Read More

4 Credit Cards for Coffee Lovers

Credit Cards

4 Credit Cards for Coffee Lovers

4 Credit Cards for Coffee Lovers

While tea is the hot beverage of choice across much of the world, Americans decidedly prefer coffee. Many Americans stop at a nearby coffee shop each day, and grab their regular Cup of Joe. And while every coffee drinker has long ago discovered his or her favorite brew, many haven’t considered what the best credit... Read More

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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

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- The Credit.com Editorial Team