Jason Steele

Credit cards that offer airline miles are some of the oldest and most popular types of reward cards, and people are lured into these products by the tantalizing prospect of a free flight. But how do cardholders pick the right reward credit card? Here are a few of the most important questions to answer when… Read More

The battle for rewards credit card users is as fierce as ever, with banks looking to attract those with good credit and responsible spending habits. These banks want to use every trick in the book to retain existing customers, yet reduce the rewards they actually pay out. And the latest tactic seems to be offering… Read More

Do you deserve a reward for being responsible? If you are paying your credit card’s balance in full every month, the credit card market is set up to offer you valuable rewards for your spending. All you have to do is choose one of the many reward credit cards. And just like savvy savers choose… Read More

While the majority of American will expect a tax refund this year, there are still a sizable fraction of us who will have to scrounge up their savings to pay Uncle Sam what they owe. And while some are vaguely aware that there are ways to pay taxes with their credit cards, few really understand… Read More

Credit cards are powerful financial instruments, but cardholders must use them carefully to avoid becoming trapped in a cycle of debt. At the same time, it can be difficult for cardholders to contemplate a huge expense knowing that a bank has already extended them sufficient credit to just charge it. Yet a credit card is… Read More

Many credit card users find it absurd to pay a fee to use their credit card, especially when they realize how profitable the products are to the banks that issue them. And between interest charges, foreign transaction fees, cash advance fees, and late fees, it is understandable that some cardholders will wish to avoid paying… Read More

Welcome to the latest installment of our Best Credit Cards in America series. This time we examined the top high end reward cards this month. What is a “high end,” or luxury rewards card? These are products that deliver more than just cash back, points, or miles and some basic benefits. These cards represent the… Read More

Nobody likes paying an annual fee to use a credit card, but many of the top reward cards require it. But what if there was a way to keep your account while having your annual fee waived? In fact, many cardholders have been successful in doing just that. Do you want to join them? Here’s… Read More

There are many reward credit cards that offer points in hotels’ loyalty programs. But how much are these points worth? The answer: only as much as the hotel rooms you can actually book. And unfortunately for hotel reward card users, the points awarded by many of the major programs were just severely devalued within the… Read More

The simple truth is that those who carry a balance should remain focused on finding a credit card with the lowest interest rate possible. While this may seem like a simple task, it can actually be a challenge. Credit card issuers offer a wide variety of products with interest rates and features that are all… Read More