Should I Close My Credit Card to Get a Mortgage?

Credit Score

Should I Close My Credit Card to Get a Mortgage?

Should I Close My Credit Card to Get a Mortgage?

There was a time that you could qualify for a mortgage with just a decent credit score and a self-reported, unverified source of  income. Since the housing crisis, banks are now double-checking everything and only giving the best rates to those with the highest credit scores. So now more than ever, credit card users need… Read More

3 Credit Cards That Are Easy to Get

Credit Cards

3 Credit Cards That Are Easy to Get

3 Credit Cards That Are Easy to Get

Nobody likes being turned down for a job or a date, but there is something especially painful about having a credit card application rejected. Applicants know that credit card issuers examine their income and pull their credit reports, so it can feel like their entire life is being held to account. Thankfully, several issuers offer… Read More

Where the Heck Are My Credit Card Rewards?

Credit Cards

Where the Heck Are My Credit Card Rewards?

Where the Heck Are My Credit Card Rewards?

Credit card issuers have a simple way to get customers to apply for their credit cards — pay them to do so. Nearly all reward credit cards offer some sort of sign-up bonus to new applicants in the form of points, miles or cash back. But when do cardholders receive those bonuses? Eager reward card… Read More

How a Credit Card Is Made

Credit Cards

How a Credit Card Is Made

How a Credit Card Is Made

Where do credit cards come from? There is a very good chance the credit cards in your wallet were manufactured at CPI Card Group, just outside of Denver. CPI produces more than 1.2 billion cards each year including credit cards, debit cards, transit cards and gift cards, and its headquarters in Littleton, Colo., produces more… Read More

Capital One Offers 100,000 Miles for Your Mortgage

Credit Cards

Capital One Offers 100,000 Miles for Your Mortgage

Capital One Offers 100,000 Miles for Your Mortgage

Would you think to apply for a mortgage with your credit card company? Capital One wants its customers to consider its mortgage products, and is now offering 100,000 miles to current cardholders who purchase a new house or refinance their current home loan with the bank. Customers who hold a credit card that earns Capital One… Read More

Want to Avoid Airline Fees? A Credit Card May Help

Credit Cards

Want to Avoid Airline Fees? A Credit Card May Help

Want to Avoid Airline Fees? A Credit Card May Help

If you haven’t heard, the airline industry has all but given up trying to make a profit just by charging for airfare. The notion that these companies will stay in business by charging passengers for transportation has been replaced by a new model: Passengers pay for their tickets, but then face the possibility of many… Read More

Will Every Credit Card Show Up On My Credit Report?

Credit 101

Will Every Credit Card Show Up On My Credit Report?

Will Every Credit Card Show Up On My Credit Report?

Elementary school students who run afoul of their school’s rules have traditionally been threatened with a mark on their “permanent record.”  Likewise, many credit card users are concerned that every credit card they ever held will forever appear on their credit report.  Just as your job application won’t be turned down because of a prank… Read More

The Best Balance Transfer Credit Cards in America

Credit Cards

The Best Balance Transfer Credit Cards in America

The Best Balance Transfer Credit Cards in America

The holidays are a festive time, and it’s easy to overspend toward the end of the year. Take gift giving, travel and holiday parties, then throw in some extra large heating bills, and credit card users are more likely to find themselves struggling with card debt during the dead of winter. That is why we… Read More

The Secret to Getting an Upgrade on Your Credit Card

Credit Cards

The Secret to Getting an Upgrade on Your Credit Card

The Secret to Getting an Upgrade on Your Credit Card

There are several stages of thought that credit card users go through when they discover that issuers are willing to offer them large sign-up bonuses. The first is disbelief, since it doesn’t appear to make sense that a company would offer hundreds of dollars worth of points, miles or cash back, just for trying their… Read More

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