5 Credit Card Habits to Adopt in the New Year

Credit Cards

5 Credit Card Habits to Adopt in the New Year

5 Credit Card Habits to Adopt in the New Year

What are your credit card habits? If you are like most people, you probably just use your credit cards to purchase goods and services while paying little attention to the details of your credit card usage. And by doing so, you risk paying too much in interest and fees, and can miss out on value rewards and… Read More

How to Pay Off Your Credit Cards By 2016

Managing Debt

How to Pay Off Your Credit Cards By 2016

How to Pay Off Your Credit Cards By 2016

If you are ringing in the new year with substantial credit card debt, then now is the time to create a strategy for paying it off in 2015. Doing so will allow you to save tremendously on interest charges while likely increasing your credit score and reducing your stress levels. So here are five ways to pay off… Read More

5 People Who Should Avoid Credit Cards Like the Plague

Credit Cards

5 People Who Should Avoid Credit Cards Like the Plague

5 People Who Should Avoid Credit Cards Like the Plague

Should you really be using a credit card? For people who manage their cards responsibly, the answer is probably yes. These credit card users enjoy the security and convenience of these products, while making use of helpful perks and even earning valuable rewards. At the same time, others continue to find credit cards detrimental to their finances… Read More

What Happens When You Miss a Credit Card Payment?

Credit Cards

What Happens When You Miss a Credit Card Payment?

What Happens When You Miss a Credit Card Payment?

Uh-oh! You just received your credit card statement, and it shows large interest rates and fees that you didn’t expect. And in bold letters, you are informed that it is because you missed a payment. At this point, several things may be happening to your account. Here’s a rundown. 1. You could be assessed a late fee. Most… Read More

The Best Hotel Rewards Credit Cards in America

Credit Cards

The Best Hotel Rewards Credit Cards in America

The Best Hotel Rewards Credit Cards in America

Hotel credit cards rival airline cards for a place in the wallets of travelers. For a long time, hotel cards were becoming a better value as airlines devalued their loyalty programs by making fewer award seats available and requiring more miles to reserve them. But in 2013, as hotel occupancy rates rebounded, several of the major hotel chains… Read More

The Credit Card Perk That Can Save You Big Money

Credit Cards

The Credit Card Perk That Can Save You Big Money

The Credit Card Perk That Can Save You Big Money

When you buy something, how do you know if you’re getting the best price? You never do, because no matter how hard you shop around, the price can always fall after you make your purchase. Thankfully, many credit cards come with some kind of price guarantee policy that can offer cardholders the lowest price, even if… Read More

7 Reasons to Use Credit Cards for Holiday Shopping

Credit Cards

7 Reasons to Use Credit Cards for Holiday Shopping

7 Reasons to Use Credit Cards for Holiday Shopping

It’s hard to overstate the importance of holiday shopping in America. Every year, shoppers enjoy it, retailers count on it, and gift recipients are delighted. And after finding the best bargains, the next-greatest challenge shoppers face is to choose a method of payment. If you use credit cards responsibly, they can be a great tool for protecting… Read More

6 Times You Should Use a Credit Card Instead of a Debit Card

Credit Cards

6 Times You Should Use a Credit Card Instead of a Debit Card

6 Times You Should Use a Credit Card Instead of a Debit Card

In the wake of the Great Recession, debit cards became increasingly popular among many who wanted to avoid the possibility of incurring debt. In fact, debit cards have several important qualities that credit cards lack, and there are times that even the biggest credit card fans should use their debit cards. Likewise, there are also some instances that… Read More

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