What Happens When You Miss a Credit Card Payment?

Credit Cards

What Happens When You Miss a Credit Card Payment?

What Happens When You Miss a Credit Card Payment?

Uh-oh! You just received your credit card statement, and it shows large interest rates and fees that you didn’t expect. And in bold letters, you are informed that it is because you missed a payment. At this point, several things may be happening to your account. Here’s a rundown. 1. You could be assessed a late fee. Most… Read More

The Best Hotel Rewards Credit Cards in America

Credit Cards

The Best Hotel Rewards Credit Cards in America

The Best Hotel Rewards Credit Cards in America

Hotel credit cards rival airline cards for a place in the wallets of travelers. For a long time, hotel cards were becoming a better value as airlines devalued their loyalty programs by making fewer award seats available and requiring more miles to reserve them. But in 2013, as hotel occupancy rates rebounded, several of the major hotel chains… Read More

The Credit Card Perk That Can Save You Big Money

Credit Cards

The Credit Card Perk That Can Save You Big Money

The Credit Card Perk That Can Save You Big Money

When you buy something, how do you know if you’re getting the best price? You never do, because no matter how hard you shop around, the price can always fall after you make your purchase. Thankfully, many credit cards come with some kind of price guarantee policy that can offer cardholders the lowest price, even if… Read More

7 Reasons to Use Credit Cards for Holiday Shopping

Credit Cards

7 Reasons to Use Credit Cards for Holiday Shopping

7 Reasons to Use Credit Cards for Holiday Shopping

It’s hard to overstate the importance of holiday shopping in America. Every year, shoppers enjoy it, retailers count on it, and gift recipients are delighted. And after finding the best bargains, the next-greatest challenge shoppers face is to choose a method of payment. If you use credit cards responsibly, they can be a great tool for protecting… Read More

6 Times You Should Use a Credit Card Instead of a Debit Card

Credit Cards

6 Times You Should Use a Credit Card Instead of a Debit Card

6 Times You Should Use a Credit Card Instead of a Debit Card

In the wake of the Great Recession, debit cards became increasingly popular among many who wanted to avoid the possibility of incurring debt. In fact, debit cards have several important qualities that credit cards lack, and there are times that even the biggest credit card fans should use their debit cards. Likewise, there are also some instances that… Read More

The 5 Worst Credit Card Mistakes You Can Make

Credit Cards

The 5 Worst Credit Card Mistakes You Can Make

The 5 Worst Credit Card Mistakes You Can Make

Like any powerful tool, credit cards can be useful or harmful, depending on how they are used. Used wisely, credit cards offer a secure and convenient method of payment along with impressive benefits and valuable rewards. Yet when cardholders make mistakes, it can lead to costly fees, interest charges, debt and ruined credit. So keeping… Read More

The Best Airline Miles Credit Cards in America

Credit Cards

The Best Airline Miles Credit Cards in America

The Best Airline Miles Credit Cards in America

Credit card users love airline miles, but the relationship has become a bit strained in recent years. Sure, cardholders are excited by the idea of award travel, but the reality of earning miles and then trying to find an available award seat leaves much to be desired. Airlines are continuously changing the rules of their… Read More

How to Rebuild Your Credit Without Using Credit Cards

Credit Score

How to Rebuild Your Credit Without Using Credit Cards

How to Rebuild Your Credit Without Using Credit Cards

Credit cards can be a polarizing subject. Many Americans love them for their security and convenience, but these very same qualities lead many cardholders into debt. After becoming overextended, cardholders may miss payments and find themselves with ruined credit. So the last thing these people need is to try to rebuild their credit by using more plastic…. Read More

6 Credit Card Lies You Should Tell Yourself

Credit Cards

6 Credit Card Lies You Should Tell Yourself

6 Credit Card Lies You Should Tell Yourself

There is probably only one person in the world that you should ever lie to — yourself. Forcing yourself to believe a small lie can be an effective way to help you make smart decisions. For example, pretending that there’s a police car around every corner might be a great way to avoid speeding tickets. Likewise, there are… Read More

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