6 Things to Do With Your Money Before 2014

Personal Finance

6 Things to Do With Your Money Before 2014

6 Things to Do With Your Money Before 2014

As we approach the end of 2013, there are several steps you can take to save on taxes. It’s important to get organized so you can be sure you are taking all of the tax deductions to which you are entitled. And it’s never too late to review your rate of withholding and estimated taxes... Read More

How a Financial Adviser Plans Her Holiday Spending

Personal Finance

How a Financial Adviser Plans Her Holiday Spending

How a Financial Adviser Plans Her Holiday Spending

I am frequently asked for suggestions on saving money over the holidays, so I thought I’d share some ideas that have helped me. First of all, November and December are always very busy months for me. Although I know the best way to save on holiday spending is to plan ahead and start early —... Read More

3 Ways to Make Budgeting Easier

Personal Finance

3 Ways to Make Budgeting Easier

3 Ways to Make Budgeting Easier

Would you like to save more money, but the thought of tracking your expenses makes your head spin? You’re not alone! If you’re looking for a more painless way to save money, one option is to reduce your spending by better understanding your habits and focusing on troublesome areas. You won’t need to enter every... Read More

8 Things That Can Make or Break Your Budget

Personal Finance

8 Things That Can Make or Break Your Budget

8 Things That Can Make or Break Your Budget

The first step toward saving money is making a conscious decision to devote the time and energy required to focus on saving money. You can save a tremendous amount by creating a spending plan, making a list of what you really need and taking the time to shop and compare. It can take lot of... Read More

10 Ways You Sabotage Your Finances

Personal Finance

10 Ways You Sabotage Your Finances

10 Ways You Sabotage Your Finances

It’s no secret that good financial habits are important to have.  But you may wonder what exactly those good habits are. In order to know which habits are good ones to take up, let’s take a look at which habits are not. Below are ten ways many people run into trouble with their finances. If... Read More

How to Stay Debt-Free

Managing Debt

How to Stay Debt-Free

How to Stay Debt-Free

If there’s anything that’s as important as getting out of debt, it’s staying out of debt. And the first step toward staying out of debt is to fully understand your current financial situation, and establish some goals on how you want to spend your money. It might sound like an overwhelming task, but it helps... Read More

How to Pick an IRA That’s Right for You

Personal Finance

How to Pick an IRA That’s Right for You

How to Pick an IRA That’s Right for You

One of the most common questions I hear from clients is whether they should invest in a traditional IRA or a Roth IRA. Let’s start with an understanding of the difference between the two. The biggest difference between a traditional IRA and a Roth IRA is when you pay taxes. I like to think of... Read More

The Widow’s Guide to Social Security Benefits

Personal Finance

The Widow’s Guide to Social Security Benefits

The Widow’s Guide to Social Security Benefits

As a Certified Financial Planner™, I work with a lot of widows trying to navigate the tricky world of Social Security benefits after their spouse passes away. Social Security provides you, as a widow, with a choice between your own Social Security benefit based on your work history, and a survivor’s benefit based on your... Read More

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