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Hannah Maluth

Editorial Intern |  In Students

Hannah Maluth is an Editorial Intern at Credit.com and an undergraduate student at the University of Chicago. She enjoys writing for school magazines and newspapers, and her hobbies include cooking, traveling, playing tennis and singing. She also particularly loves teaching and volunteering with kids.

6 Fast and Affordable Recipes for College Students

Students

6 Fast and Affordable Recipes for College Students

6 Fast and Affordable Recipes for College Students

Cooking for yourself in college can be a struggle, especially with hundreds of other things constantly on your mind. Some dorms come with kitchens, while others don’t. Some students have fridges, while others don’t. Some people love having piles of snacks in their room, while others don’t. If you want to feed yourself in a... Read More

Ingredients to Buy in Bulk and Keep for Years

Personal Finance

Ingredients to Buy in Bulk and Keep for Years

Ingredients to Buy in Bulk and Keep for Years

Everyone who goes grocery shopping knows that buying food weekly can become fairly expensive—especially when you add in how much money we waste on food. Luckily, there are many foods that’ll last for years and save you money in the long run if you buy them in bulk and store them properly. Check out these... Read More

Grocery Shopping in College: 16 Ways to Save Money

Students

Grocery Shopping in College: 16 Ways to Save Money

Grocery Shopping in College: 16 Ways to Save Money

Whether you’re spending your Freshman year in off-campus housing or you just left a dorm—and meal plan—behind, one big change is on the horizon this school year: you need to make food for yourself with your own kitchen, two hands, and brain. And that means besides making time in your busy schedule to cook, you’ll... Read More

6 Credit Cards for College Commuters

Credit Cards

6 Credit Cards for College Commuters

6 Credit Cards for College Commuters

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Waking up early to rush to class is never fun, and having to commute to school doesn’t make... Read More

4 Credit Cards for At-Home Gourmet Chefs

Credit Cards

4 Credit Cards for At-Home Gourmet Chefs

4 Credit Cards for At-Home Gourmet Chefs

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Cooking at home is a way to hone your skills and try new dishes without having to shell... Read More

How to Choose Your First Credit Card

Credit Cards

How to Choose Your First Credit Card

How to Choose Your First Credit Card

Whether you’re a teenager without credit history or an adult who’s familiar with loans and debit cards, choosing your first credit card can be tough. The prospect of finding a card may seem overwhelming, but with the right knowledge, you’ll be able to choose the right card and begin building your credit. Here are several... Read More

5 No-Heat Meals That Will Save You Money This Summer

Personal Finance

5 No-Heat Meals That Will Save You Money This Summer

5 No-Heat Meals That Will Save You Money This Summer

This summer, try preparing no-heat meals to save money on air conditioning and expensive foods that require heat. Using your stove and oven in the summer can release extra heat into your home — the last thing you want during the warmest months. This extra heat means turning up your air conditioning, resulting in extra... Read More

8 Common Credit Card Mistakes You Might Be Making

Credit Cards

8 Common Credit Card Mistakes You Might Be Making

8 Common Credit Card Mistakes You Might Be Making

Do you have a credit card in your wallet? Chances are, you do. And if you’re one of these plastic carriers, you probably want to be using that card the best possible way, right? Well, you may be making some mistakes without even realizing it. To help, we’ve rounded up eight common mistakes to help you discover... Read More

10 Money Mistakes College Students Should Avoid

Students

10 Money Mistakes College Students Should Avoid

10 Money Mistakes College Students Should Avoid

College is the first time many teenagers are in charge of their own finances, which can be a recipe for mistakes. I know I was definitely nervous to keep of track of my finances on top of being overwhelmed by school and making new friends. Most students aren’t swimming in money when they head to... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team