Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Do Free Credit Scores Hurt My Credit?

Credit Score

Do Free Credit Scores Hurt My Credit?

Do Free Credit Scores Hurt My Credit?

Sometimes trying to do the right thing for your finances has unintended consequences. You open a new credit card to take advantage of a balance transfer offer, but see your credit score drop a few points, for example. Or you set up autopay for a bill, then don’t bother to read your statement and pay… Read More

What I Wish I Had Known About Money When I Was 21

Students

What I Wish I Had Known About Money When I Was 21

What I Wish I Had Known About Money When I Was 21

At 21, young people have all the financial responsibilities of adults…without much experience managing them. So we asked some of your elders (via Facebook and Twitter) what they wish they’d known earlier — or the best advice they’d been given. Many pointed out that in young adulthood, time is on your side. You may not… Read More

How to Stop a Landlord From Ruining Your Credit

Credit Score

How to Stop a Landlord From Ruining Your Credit

How to Stop a Landlord From Ruining Your Credit

Lori seems to have had bad luck with landlords. When she left her first apartment, she says she cleaned it thoroughly but her landlord charged her $1,200 for a cleaning fee. They kept her $500 security deposit toward that cost, then charged her another $675, which they turned over to a collection agency. In the… Read More

How One Woman Made 3 Cars Last 50 Years

Auto Loans

How One Woman Made 3 Cars Last 50 Years

How One Woman Made 3 Cars Last 50 Years

It used to be that when the odometer hit 100,000 miles, people started thinking that maybe it was time to replace the old car with a newer, more reliable model. That’s no longer true, and for Marion Claire, it has never been. Claire, a speaker, coach and author of “Secrets of a Unique & Sexy Speaker,” replaces… Read More

What Will a Bad Credit Score Cost You on a Home?

Credit Score

What Will a Bad Credit Score Cost You on a Home?

What Will a Bad Credit Score Cost You on a Home?

You’ve heard mortgage professionals and personal finance experts practically harp on you to check your credit well in advance of getting a mortgage and you may or may not have taken their advice. But what if you knew that better credit could save you enough to pay for your kid’s college education — or even… Read More

How to Kick Your Kids Off the Payroll

Students

How to Kick Your Kids Off the Payroll

How to Kick Your Kids Off the Payroll

They’re becoming adults, they’re graduating or they’ve pointed out they are now 18 and can make their own decisions. And you silently wonder when they’ll start making their own money, too. How long do you support your children financially? For many baby boomers, the answer is unclear. Many report that they are still supporting grown… Read More

5 Ways Debt Is Holding You Back

Managing Debt

5 Ways Debt Is Holding You Back

5 Ways Debt Is Holding You Back

Getting out of debt isn’t just about the money you save. The perks of becoming debt-free can be far-reaching, and lead to greater rewards than you imagined. But the downsides can be an even better motivation to get debt-free. Here are some of the ways debt can hold you back. 1. It Keeps You From… Read More

Will Bankruptcy Wipe Out All of My Debt?

Managing Debt

Will Bankruptcy Wipe Out All of My Debt?

Will Bankruptcy Wipe Out All of My Debt?

A reader, Susan, wondered if revised laws mean that bankruptcy no longer wipes out debt, and instead requires that debts be repaid. She wrote: You have to reorganize and pay what you owe, not wipe them out. Am I correct? Just asking. Glad you asked — it can be confusing, because it depends on what… Read More

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