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Gerri Detweiler

Contributor |  In Personal Finance, Managing Debt

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

How I Raised My Credit Score 100 Points in 3 Months

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How I Raised My Credit Score 100 Points in 3 Months

How I Raised My Credit Score 100 Points in 3 Months

After years of zero debt and paying off her credit cards every month, Kristen valued her high credit score. But that was before the tsunami of divorce and single parenthood made it all but impossible to maintain. Kristen had been out of the paid workforce when she was an at-home military parent living in Germany. Once in... Read More

How to Keep Your Baby From Ruining Your Credit

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How to Keep Your Baby From Ruining Your Credit

How to Keep Your Baby From Ruining Your Credit

They look so innocent (and they are) when they’re sleeping. But if you’re a new parent, you’d probably see that you look exhausted (if you actually had the time and energy to check a mirror). You’re totally absorbed in trying to take care of this tiny person, and you’re far too tired to do your best... Read More

Are You Ready to Buy Your First Car?

Auto Loans

Are You Ready to Buy Your First Car?

Are You Ready to Buy Your First Car?

When I lived in Washington, D.C., right after college, I was the only one of five roommates who had a car. The townhouse we rented was just three blocks from a Metro station which meant that for most of us, it wasn’t necessary. But when my employer moved to the Virginia suburbs, I had no... Read More

How I’m Rebuilding My Credit After Bankruptcy

Credit Score

How I’m Rebuilding My Credit After Bankruptcy

How I’m Rebuilding My Credit After Bankruptcy

Tracy M. (he asked we not share his full name) is rebuilding his credit for the second time. It’s a long haul but despite numerous obstacles — including six-figure student loan debt that has tripled due to fees and interest — he’s not giving up. His experience with credit started in college when a furniture store offered his a... Read More

We Bought a Car & My Wife Lost Her Job. Now What?

Auto Loans

We Bought a Car & My Wife Lost Her Job. Now What?

We Bought a Car & My Wife Lost Her Job. Now What?

A reader reached out to us recently with a question that is the stuff of nightmares: I bought my car last Wednesday brand new. I find out today my wife was getting furloughed and we won’t be able to afford the note, what options do I have? When your financial resources change for the worse,... Read More

How I Sold My House & Paid My Real Estate Agent Only $500

Mortgages

How I Sold My House & Paid My Real Estate Agent Only $500

How I Sold My House & Paid My Real Estate Agent Only $500

Selling a house is a major undertaking. Even if you hire a professional to help, there’s plenty you’ll need to do yourself — from making the final decision on asking price, clearing clutter to making the place look as inviting as you can. And the help you get can be costly. Agents typically charge about... Read More

18 States Where You Can Do Your Back-to-School Shopping Tax-Free

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18 States Where You Can Do Your Back-to-School Shopping Tax-Free

18 States Where You Can Do Your Back-to-School Shopping Tax-Free

Time to sharpen your pencils, shoppers. Not only are parents shopping for back-to-school needs early and comparing prices, they might want to also try to figure out on which days they want to buy. Eighteen states have tax holidays that can help back-to-school shoppers stretch their money — and for shoppers in Georgia and Mississippi,... Read More

Can I Get Someone to Take Over My Car Payments?

Auto Loans

Can I Get Someone to Take Over My Car Payments?

Can I Get Someone to Take Over My Car Payments?

If you can’t make your car payments, can you find someone else who can? Credit.com blog reader Carlos asks: I have had my car for five months my payment is $330 but I will soon be getting married and getting my own place. I have tried to advertise my car and have someone take over... Read More

Credit Card Convenience Checks: A Cautionary Tale

Credit 101

Credit Card Convenience Checks: A Cautionary Tale

Credit Card Convenience Checks: A Cautionary Tale

A credit card convenience check allows you to tap your credit card’s line of credit, and can seem like a godsend if money is tight and you need a short-term loan, or you need to consolidate debt. But there can be pitfalls that catch even the most careful cardholders unaware. Our reader, whom we’ll call... Read More

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