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Gerri Detweiler

In Personal Finance, Managing Debt

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Share Your Credit Success: We Want to Hear From You!

Personal Finance

Share Your Credit Success: We Want to Hear From You!

Share Your Credit Success: We Want to Hear From You!

Have you improved your credit scores? Dug out of debt? We’d love to celebrate your success by featuring you in a story on the Credit.com blog. There’s nothing as inspiring as hearing from other readers who have been through financial challenges and are coming out ahead. Some of our most popular stories have come from... Read More

Is a Debt Collector Allowed to Know My Medical History?

Managing Debt

Is a Debt Collector Allowed to Know My Medical History?

Is a Debt Collector Allowed to Know My Medical History?

If you’ve received medical care anytime in the last few years, you’ve no doubt been given medical privacy forms to sign. These forms, required under the Health Insurance Portability and Accountability Act, commonly referred to as HIPAA, are designed to help protect the privacy of sensitive medical information. But what happens when you owe a... Read More

3 Ways Roommates Can Wreck Your Credit

Personal Finance

3 Ways Roommates Can Wreck Your Credit

3 Ways Roommates Can Wreck Your Credit

John Rah had two roommates bail on him, leaving him to face eviction on their Brooklyn apartment alone, he says. But it gets worse:  “I am the only one being hit with (a) judgment,” he writes on the Credit.com blog,  and “my landlord’s lawyer wants to collect $20,000 from me.” Rah commented that he and... Read More

6 Perks You Can Get at a Credit Union

Personal Finance

6 Perks You Can Get at a Credit Union

6 Perks You Can Get at a Credit Union

If you’re not a member of a credit union, you may wonder why anyone is. You don’t see their ATMs all over town, nor do you hear much about their state-of-the-art mobile capabilities. Yet some people sing their praises, and prefer them to banks. Both kinds of financial institutions typically offer checking accounts, savings accounts,... Read More

Americans Would Rather Have Naked Photos of Them Leaked Than Have Their Finances Exposed

Credit Cards

Americans Would Rather Have Naked Photos of Them Leaked Than Have Their Finances Exposed

Americans Would Rather Have Naked Photos of Them Leaked Than Have Their Finances Exposed

Want to know what’s worse than having naked pictures of yourself leaked online? Having your financial information stolen or compromised — or so said 55% of those polled in MasterCard’s Emotion of Safety & Security Research survey, released today. Even more would rather have their homes robbed (59%) or email hacked (62%) than have financial data stolen or compromised.... Read More

5 Signs You Should Freeze Your Credit

Identity Theft

5 Signs You Should Freeze Your Credit

5 Signs You Should Freeze Your Credit

Roughly 13 million consumers are victims of identity theft each year, and millions more experience data breaches, phishing attempts and other types of financial fraud. If you are among them — or are worried you may be next — you may have thought about blocking access to your credit reports completely. That’s essentially what a credit freeze does, and there... Read More

Why Does My Credit Card Limit Affect My Credit Score?

Credit Score

Why Does My Credit Card Limit Affect My Credit Score?

Why Does My Credit Card Limit Affect My Credit Score?

Occasionally we get questions from readers who have gotten an automatic credit limit increase, and they wonder if there is a downside to accepting it. Or they close a little-used account and their credit scores go down, even though they are using cards and paying them off exactly as they had been. What’s going on... Read More

The Secret Way to Get Rid of an Old Debt

Managing Debt

The Secret Way to Get Rid of an Old Debt

The Secret Way to Get Rid of an Old Debt

Resolving a collection account can feel like lifting a weight off your shoulders: You can finally move on. But what happens when it comes back to haunt you again? Can you ever really put a bad debt behind you? A reader with the screen name “Frustrated” shared their story on the Credit.com blog: We used a... Read More

Can a Bill I Never Received Wreck My Homebuying Chances?

Managing Debt

Can a Bill I Never Received Wreck My Homebuying Chances?

Can a Bill I Never Received Wreck My Homebuying Chances?

Imagine getting ready to deploy halfway around the world. You want to be absolutely certain that nothing goes financially haywire while you are away, and so you make sure you take care of business before you go. Your cellphone’s not going to work in Iraq, so you put that account on hold. And now deployment... Read More

The Little-Known Texas Law that Can Save You From Medical Debt

Managing Debt

The Little-Known Texas Law that Can Save You From Medical Debt

The Little-Known Texas Law that Can Save You From Medical Debt

Five years ago, Julie was taken by ambulance to the emergency room. “At that time I provided all my info including insurance information,” she wrote on the Credit.com blog. “One year later I received a threat from the ambulance company that my account was going to be sent to a collection agency. I immediately called... Read More

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