Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Can a Friend Send a Debt Collector After Me?

Managing Debt

Can a Friend Send a Debt Collector After Me?

Can a Friend Send a Debt Collector After Me?

A reader wrote to us, worried that a former friend of her daughter’s might take her daughter to collections over some manicures that had been done out of friendship — before the relationship soured. Misunderstandings about money between friends are common. Should dinner at the expensive restaurant your wealthy friend suggested have been her treat? (You… Read More

Can a Debt Collector Call My Friends?

Managing Debt

Can a Debt Collector Call My Friends?

Can a Debt Collector Call My Friends?

Have you ever experienced that gut-wrenching fear that a secret you shared with someone you thought you could trust would be leaked? Or maybe it actually happened and you felt betrayed, embarrassed or ashamed. While it’s sometimes tough to know who you can trust with confidential information, one thing you shouldn’t have to worry about is… Read More

How Many Credit Cards Should a College Student Have?

Students

How Many Credit Cards Should a College Student Have?

How Many Credit Cards Should a College Student Have?

As students head back to campuses across the country, they will be making a lot of decisions, from the major “What classes should I take?” to the mundane, “Where can I find the best bagels?” And for many, one of those decisions will be, “How many credit cards should I have?” It’s not a theoretical… Read More

Can a Prenup Protect Your Credit Score?

Credit Score

Can a Prenup Protect Your Credit Score?

Can a Prenup Protect Your Credit Score?

You may think a prenup agreement is something only celebrities and those with lots of or assets should consider. If so, think again. “Just the act of creating a prenup, requiring you to discuss each other’s assets and liabilities can help,” says Terry Savage, financial expert and co-author of The New Love Deal: Everything You… Read More

The 17,000% APR You Might Be Paying

Personal Finance

The 17,000% APR You Might Be Paying

The 17,000% APR You Might Be Paying

Would you agree to pay a 17,000% APR for a loan? Of course not, but many consumers are paying stratospheric rates when they opt into overdraft programs offered by their financial institutions, according to a report released Thursday by the Consumer Financial Protection Bureau. I am one of them. A few years ago, I used… Read More

My Cat Killed My Credit

Personal Finance

My Cat Killed My Credit

My Cat Killed My Credit

Cats are generally low-maintenance: feed them, pet them (when they want you to!), and clean their litter boxes, and they are often happy. But like any pet, they can get sick or suffer accidents that can quickly result in large medical bills that could put your credit in jeopardy. Here are three stories of owners… Read More

The Smart Ways to Go Into Debt

Managing Debt

The Smart Ways to Go Into Debt

The Smart Ways to Go Into Debt

You’ve been warned about the evils of debt, and there is plenty to be wary of. But debt isn’t always bad. “There’s a difference between good debt and bad debt,” says attorney Garrett Sutton, founder of CorporateDirect.com. “Bad debt takes things out of your pocket; good debt puts money in your pocket.” For example, he… Read More

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