Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

The Danger of Playing the Credit Card Rewards Game

Credit Cards

The Danger of Playing the Credit Card Rewards Game

The Danger of Playing the Credit Card Rewards Game

One of the perks of having high credit scores is you’ll get lower interest rates on things like car loans, mortgages and credit cards. And in the case of credit cards, many issuers who are after your business offer generous “sign-up bonuses,” leading some people to chase the big rewards. In some cases, they’ll apply… Read More

These Kids Are Better With Money Than You Are

Personal Finance

These Kids Are Better With Money Than You Are

These Kids Are Better With Money Than You Are

Ryan Jerue has a job, a business, a bank account and has started investing. He also captains a team of students who recently took third place in a national competition where they fielded questions about personal finance, technology, health and safety, the environment as well as consumer rights and responsibilities. (He also placed third individually… Read More

How Much Does a $20K Car Loan Really Cost You?

Credit Score

How Much Does a $20K Car Loan Really Cost You?

How Much Does a $20K Car Loan Really Cost You?

Quick question: On a $20,000, 60-month auto loan, about how much more would a borrower with a low credit score pay than a borrower with a high score? Would you say… Under $1,000 $1,000-$3,000 $3,000-$5,000, or More than $5,000 The correct answer is more than $5,000. But in a new survey from the Consumer Federation of America… Read More

Do You Have Too Much Credit Card Debt?

Credit Score

Do You Have Too Much Credit Card Debt?

Do You Have Too Much Credit Card Debt?

How much credit card debt is too much? There are two ways to look at this question: in terms of your financial health or in terms of your credit scores. Th answer can be quite different depending on which question you are trying to answer. When it comes to your credit scores, the question of… Read More

Do You Have Enough Credit?

Credit Score

Do You Have Enough Credit?

Do You Have Enough Credit?

Most people worry about having too much credit: too many accounts, for example, or too much debt. But rarely do they worry about whether they have enough credit. Sometimes they should. One of the five main factors in most credit scores is “account mix,” which looks at the different types of accounts listed on a… Read More

Did You Forget to Budget for These Summer Expenses?

Personal Finance

Did You Forget to Budget for These Summer Expenses?

Did You Forget to Budget for These Summer Expenses?

Summertime is supposed to be mostly carefree, and it’s easy to think you’ll be spending less money. Warm breezes, nights on the patio and watching the sun go down are free, right? And nobody’s fretting (yet) about how they’re going to pay for the holidays. Besides, after making travel reservations and buying wedding and graduation… Read More

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