Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

How Can You Prove a Debt Isn’t Yours?

Managing Debt

How Can You Prove a Debt Isn’t Yours?

How Can You Prove a Debt Isn’t Yours?

Getting a letter from a debt collector can be disconcerting, especially if you were not aware of having debt. Your initial communication from the collector, called a demand letter, should contain information indicating how you can request more details. By law, you may request the debt collector validate the debt, and the collector must respond… Read More

How I Raised My Credit Score 130 Points

Credit Score

How I Raised My Credit Score 130 Points

How I Raised My Credit Score 130 Points

Tonya Rapley says she knew better; she was raised to know how to manage money — and yet when she was in college (and taking out student loans), she maxed out her credit cards and “just tried to ignore it.” Then she had an opportunity to move to New York City, and she found out… Read More

6 Great Money Tips From 6 Great Dads

Personal Finance

6 Great Money Tips From 6 Great Dads

6 Great Money Tips From 6 Great Dads

Growing up, I’d roll my eyes when my dad would remind me to turn off the lights when I left a room. And when he refused to spring for air-conditioning for his cars I thought he was pinching those pennies a little too tightly. But guess what? I now turn off lights when I leave… Read More

President Obama to Students: Be Smart, Not Cynical

Students

President Obama to Students: Be Smart, Not Cynical

President Obama to Students: Be Smart, Not Cynical

President Barack Obama joined David Karp, the founder of Tumblr, for a live chat about student debt Tuesday. One-third of Americans who applied for an educational loan this year also have a Tumblr account, said Karp, who fielded questions about educational costs submitted by Tumblr users. Here’s what POTUS had to say to today’s students. My… Read More

Why a Car Costs You 157 Weeks of Work

Auto Loans

Why a Car Costs You 157 Weeks of Work

Why a Car Costs You 157 Weeks of Work

That car that’s supposed to provide you with the freedom to get you where you want to go may also be one of the many chains tying you down to a job you’d rather ditch. That’s because the average person will spend years at their job just to pay for a set of wheels. The… Read More

What Happens If I Ignore My Student Loans?

Students

What Happens If I Ignore My Student Loans?

What Happens If I Ignore My Student Loans?

By some estimates, nearly one in three student loan borrowers in repayment are behind on their payments. Some of those borrowers may be paying as much as they can, when they can, but others may feel their debt is hopeless and are taking the ostrich approach instead. Others, like Credit.com blog reader Laurie, aren’t even… Read More

Help! My Parents Are Overspending

Managing Debt

Help! My Parents Are Overspending

Help! My Parents Are Overspending

It’s been decades since your parents taught you about spending and saving, and now their behavior makes you wonder if they’ve forgotten everything they taught you. And yet they might see your questioning as an intrusion. What’s a perplexed adult child to do? Financial planner Keith Klein, of Turning Pointe Financial Management in Phoenix, says… Read More

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