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Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

3 Ways to Finance an Engagement Ring

Managing Debt

3 Ways to Finance an Engagement Ring

3 Ways to Finance an Engagement Ring

The average engagement ring ran $5,598 in 2013, according to the TheKnot.com. That’s no small chunk of change. While it’s ideal to save enough to pay cash for a ring, there may be times you just can’t — or won’t — wait. What are the best ways to finance an engagement ring? Here are three, along with the… Read More

6 Money Mistakes to Avoid in a Divorce

Personal Finance

6 Money Mistakes to Avoid in a Divorce

6 Money Mistakes to Avoid in a Divorce

January can be an opportunity for a fresh start. And for some, that means ending unhappy marriages. In fact, January is known as “divorce season,” the top month for divorce filings. For some, the change will be welcome, while for others it will come as a shock when they learn their spouse is leaving. If… Read More

The Most Misunderstood Credit Score Factor

Credit Score

The Most Misunderstood Credit Score Factor

The Most Misunderstood Credit Score Factor

Despite your best intentions, there may be times when you just have to carry a balance on your credit cards. When you do, how do you protect your credit score? Reader Eddie Vidmar writes: At some point within the next few months, I am going to have a rather steep expense of putting in some… Read More

Am I Too Old to Refinance My Mortgage?

Mortgages

Am I Too Old to Refinance My Mortgage?

Am I Too Old to Refinance My Mortgage?

As home interest rates continue to stay low, it’s tempting to think about whether a refinance makes sense. One of our readers asked whether low rates should be a consideration for older homeowners who have mortgages they don’t expect to fully repay in their lifetimes. Here’s part of the question he posed: At what age… Read More

Could Your Spouse’s Tax Problems Affect You?

Credit Score

Could Your Spouse’s Tax Problems Affect You?

Could Your Spouse’s Tax Problems Affect You?

Dealing with tax problems is stressful enough. But it can be downright maddening to discover that your credit has been damaged over a tax bill you had nothing to do with. A Credit.com blog reader asked: My wife’s credit report shows a tax lien from my taxes from before we were married. Is that legal?… Read More

5 Cures for a Horrible Debt Hangover

Managing Debt

5 Cures for a Horrible Debt Hangover

5 Cures for a Horrible Debt Hangover

It was fun while it lasted — splurging on gifts, celebrating the new year in a big way or going on that pre-holiday getaway to relax — but for many, the “fun” included presenting plastic to pay and losing track of just how much was spent. You may have even thought, “I’ll worry about it later.”… Read More

I Learned to Code to Pay Back $70K of Student Loans

Students

I Learned to Code to Pay Back $70K of Student Loans

I Learned to Code to Pay Back $70K of Student Loans

Armando Amador’s story started out much like many other college graduates: He had student debt he knew he had to repay but his job prospects were uncertain. Then his situation took an abrupt turn, and now he makes more than $70,000 a year and hopes to finish repaying his student loans in about three years…. Read More

Will Your Debt Payments Go Up in 2015?

Managing Debt

Will Your Debt Payments Go Up in 2015?

Will Your Debt Payments Go Up in 2015?

Interest rates are expected to go up this year, which is great news if you’ve been discouraged by the next-to-nothing interest rates banks pay on your savings. But if you have a home equity line of credit or a credit card with an interest rate tied to the rates set by the Federal Reserve, you… Read More

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