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Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Should I Put My Picture on My Credit Card?

Identity Theft

Should I Put My Picture on My Credit Card?

Should I Put My Picture on My Credit Card?

Some consumers like being able to make their credit cards unique, just like their shoes, their smartphone cases and even their cars. But is it a good idea? Is there a downside to putting an image that makes you smile (your toddler) or, better yet, a security advantage in putting your own mug on your own… Read More

Can You Refinance a Car?

Auto Loans

Can You Refinance a Car?

Can You Refinance a Car?

If investing 15 minutes would save you $50 a month for the next three years, would you do it? That seems like a no-brainer, but you’d be surprised how many people are passing up a similar deal. That would be a total savings of $1,800 or, put another way, that 15 minutes would be an opportunity… Read More

Help! My Tax Refund Was Taken to Pay My Student Loan Debt

Students

Help! My Tax Refund Was Taken to Pay My Student Loan Debt

Help! My Tax Refund Was Taken to Pay My Student Loan Debt

Many people have already filed their taxes this year — particularly those owed refunds. Because of rising taxpayer identity theft, it’s a smart idea for anyone to file quickly. However, some taxpayers are discovering the refund they thought was coming has instead has been taken to pay their student loan debt. Here’s a sample of questions… Read More

How I Got Out of $63,000 of Credit Card Debt

Managing Debt

How I Got Out of $63,000 of Credit Card Debt

How I Got Out of $63,000 of Credit Card Debt

Sleepless nights.  A knot in the pit of the stomach. A gnawing sense of unease. Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn. He owed more than $50,000 in credit card debt and knew… Read More

The Online Shopping Glitch That Cost Me $1,000

Credit Cards

The Online Shopping Glitch That Cost Me $1,000

The Online Shopping Glitch That Cost Me $1,000

A reader, Bruno, reached out to tell us about a situation in which a balky ticket-buying experience left him believing that his purchase hadn’t gone through, and so he bought more tickets — and now he has too many. Here’s what he told us: I recently purchased two sets of concert tickets accidentally, for $1,000… Read More

5 Credit Card Tips for Traveling Abroad

Credit Cards

5 Credit Card Tips for Traveling Abroad

5 Credit Card Tips for Traveling Abroad

When you’re planning a trip to another country, talking with someone who has recently visited your destination can be one of the best ways to gather intel on what to bring — and what to leave at home. It only stands to reason that when it comes to paying for purchases overseas, it helps to talk… Read More

3 Credit Card Math Mistakes That Are Costing You Money

Credit Cards

3 Credit Card Math Mistakes That Are Costing You Money

3 Credit Card Math Mistakes That Are Costing You Money

Twenty years ago when Michael Riley first released his Credit Card Math tutorial, most people had no clue how interest on credit cards work. In fact, his revelations about how credit card interest and payment methods worked were considered so shocking that they ended up being featured in a national news program’s investigative report. Fast… Read More

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