Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Can a 0% Credit Card Hurt Your Credit?

Credit Cards

Can a 0% Credit Card Hurt Your Credit?

Can a 0% Credit Card Hurt Your Credit?

When you’re looking for a solution to high-interest debt, a balance transfer credit card with a 0% teaser rate can seem like the answer — and it may be. But, as with everything else you buy or apply for, it’s important to be sure what you’re getting into. Because the last thing you’d want is to find… Read More

Most Americans Have Bad Credit, Study Finds

Credit Score

Most Americans Have Bad Credit, Study Finds

Most Americans Have Bad Credit, Study Finds

For all the headlines about the improving economy and record-low mortgage rates, most consumers aren’t in a position to benefit from them, according to a report from the Corporation for Enterprise Development (CFED).  The study found that 56% of consumers have subprime credit scores. That means they are unable to take advantage of the best — or… Read More

Can My Credit Card Company Sue Me?

Credit Cards

Can My Credit Card Company Sue Me?

Can My Credit Card Company Sue Me?

A commenter on our blog said he’d heard of a creative way to get rid of a lawsuit from a credit card issuer. “Doug” said lawyers he know have told him that suing a customer is a violation of the issuer’s arbitration clause that comes standard in nearly ever cardholder agreement out there. Here’s what he had… Read More

3 Ways to Track Down Your Old Debts

Managing Debt

3 Ways to Track Down Your Old Debts

3 Ways to Track Down Your Old Debts

When you’re on a mission to clean up your credit, there’s one task that may prove more difficult than you’d think: figuring out who you owe. That’s especially true if some of your debts are old, and have been sold by your creditors to collection agencies. These debts may be bought and sold multiple times,… Read More

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