Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Are You Accidentally Hurting Your Credit?

Credit Score

Are You Accidentally Hurting Your Credit?

Are You Accidentally Hurting Your Credit?

If you are aiming for a high credit score, you may find the task overwhelming. What will work? And what won’t? A recent survey by Credit.com found that there are a few things consumers are doing to improve their credit that won’t work — and a few that will. In the 2014 Credit.com Consumer Credit Score… Read More

3 Ways to Make Your Kids Millionaires

Personal Finance

3 Ways to Make Your Kids Millionaires

3 Ways to Make Your Kids Millionaires

Eileen and Gerard Connolly had one income and two daughters in private colleges for seven consecutive years. When they were on the homestretch of paying for college tuition, they realized they needed to start catching up on their own retirement savings. But they also wanted to help get their daughters off to a good start…. Read More

Can a Debt Collector Come After My Social Security?

Managing Debt

Can a Debt Collector Come After My Social Security?

Can a Debt Collector Come After My Social Security?

Several of the commenters here at Credit.com have recently touched on whether Social Security benefits are safe from debt collectors. And it turns out that the answer isn’t necessarily clear-cut. First, it would depend on what kind of Social Security you’re talking about — SSI, SSDI or Social Security retirement benefits. And, it depends on… Read More

When Should I Kick My Kid Off My Credit Card?

Credit Cards

When Should I Kick My Kid Off My Credit Card?

When Should I Kick My Kid Off My Credit Card?

The springtime graduations going on now are full of celebrations of new beginnings and growing independence. When these emerging adults walk across the stage in their caps and gowns, should your credit cards still be in their wallets? Well…maybe. For most grads, it’s not as if they were issued a new job with the diploma…. Read More

The Most Common Credit Misconceptions

Credit Score

The Most Common Credit Misconceptions

The Most Common Credit Misconceptions

Most of us aren’t clueless about credit scores, but we may be making costly mistakes. A recent annual survey by Consumer Federation of America and VantageScore Solutions about consumer credit knowledge found that a “large majority of Americans know a great deal about credit scores.” But it also identified some common misconceptions about credit that… Read More

A Soldier’s Guide to Getting Out of Debt

Managing Debt

A Soldier’s Guide to Getting Out of Debt

A Soldier’s Guide to Getting Out of Debt

They were the words no soldier in the field wants to hear: “We’re in trouble here.” Coming from the mouth of an experienced Navy SEAL, while backed into a dead-end alley in the middle of the night in Baghdad Iraq, they were especially ominous. Jeff Rose heard those words when his platoon became turned around… Read More

The Danger of Playing the Credit Card Rewards Game

Credit Cards

The Danger of Playing the Credit Card Rewards Game

The Danger of Playing the Credit Card Rewards Game

One of the perks of having high credit scores is you’ll get lower interest rates on things like car loans, mortgages and credit cards. And in the case of credit cards, many issuers who are after your business offer generous “sign-up bonuses,” leading some people to chase the big rewards. In some cases, they’ll apply… Read More

These Kids Are Better With Money Than You Are

Personal Finance

These Kids Are Better With Money Than You Are

These Kids Are Better With Money Than You Are

Ryan Jerue has a job, a business, a bank account and has started investing. He also captains a team of students who recently took third place in a national competition where they fielded questions about personal finance, technology, health and safety, the environment as well as consumer rights and responsibilities. (He also placed third individually… Read More

How Much Does a $20K Car Loan Really Cost You?

Credit Score

How Much Does a $20K Car Loan Really Cost You?

How Much Does a $20K Car Loan Really Cost You?

Quick question: On a $20,000, 60-month auto loan, about how much more would a borrower with a low credit score pay than a borrower with a high score? Would you say… Under $1,000 $1,000-$3,000 $3,000-$5,000, or More than $5,000 The correct answer is more than $5,000. But in a new survey from the Consumer Federation of America… Read More

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