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Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

I Can’t Afford My Car Lease Anymore. What Do I Do?

Auto Loans

I Can’t Afford My Car Lease Anymore. What Do I Do?

I Can’t Afford My Car Lease Anymore. What Do I Do?

Larry’s car lease payment is killing his budget. His monthly payment on the four-year lease for his Hyundai Santa Fe is $725.49. It’s too high, and he wants to know what his options are. An increasing number of consumers are choosing to lease their vehicles; leased vehicles accounted for 31.4% of all vehicles financed in… Read More

I Sold T-Shirts to Pay Off My Student Loan Debt

Students

I Sold T-Shirts to Pay Off My Student Loan Debt

I Sold T-Shirts to Pay Off My Student Loan Debt

Like many college students, Jeremy Kalgreen had student loan debt and wanted to be free of it. “I hate being in debt,” he says. But unlike many students, he found a creative way to both pay off his debt and launch what turned out to be a lucrative part-time business that morphed into something more…. Read More

How Travelers Checks Came to Be

Personal Finance

How Travelers Checks Came to Be

How Travelers Checks Came to Be

There used to be an item on almost everyone’s “get ready for vacation” list — go to the bank and pick up travelers checks, and maybe stock up on film for the camera. But times have changed. Many people find it more convenient to use ATMs, credit cards or debit cards for their vacation spending. And… Read More

Help! Workers’ Compensation Wrecked My Credit

Credit Score

Help! Workers’ Compensation Wrecked My Credit

Help! Workers’ Compensation Wrecked My Credit

A reader, “Anngie,” recently contacted us to ask what she could do about credit damage from a bill that should have been paid by workers’ compensation. Here’s what she told us: “A workmans comp claim not paid from 2012 is on my credit report. I am working with all parties to resolve…but how do I… Read More

The Major Mortgage Cost Most Homebuyers Overlook

Mortgages

The Major Mortgage Cost Most Homebuyers Overlook

The Major Mortgage Cost Most Homebuyers Overlook

When it comes to getting or refinancing a mortgage, little things can turn into big bucks quickly. For example, small differences in interest rates can mean thousands (even tens of thousands) of dollars in additional interest charges over the life of the loan. Or, a slight difference in rates among different loans can signal fees… Read More

What to Do If Your Car Loan Outlasts Your Car

Auto Loans

What to Do If Your Car Loan Outlasts Your Car

What to Do If Your Car Loan Outlasts Your Car

What happens if your car loan lasts longer than your car? While you may have every intention of driving a car long after it’s paid off, an accident (and inadequate insurance), expensive repairs, or mysterious problems your mechanic can’t fix could leave you with a vehicle that’s out of commission even though you’re still making payments. … Read More

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