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Gerri Detweiler

In Personal Finance, Managing Debt

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

How to Keep Your Baby From Ruining Your Credit

Credit Score

How to Keep Your Baby From Ruining Your Credit

How to Keep Your Baby From Ruining Your Credit

They look so innocent (and they are) when they’re sleeping. But if you’re a new parent, you’d probably see that you look exhausted (if you actually had the time and energy to check a mirror). You’re totally absorbed in trying to take care of this tiny person, and you’re far too tired to do your best... Read More

Are You Ready to Buy Your First Car?

Auto Loans

Are You Ready to Buy Your First Car?

Are You Ready to Buy Your First Car?

When I lived in Washington, D.C., right after college, I was the only one of five roommates who had a car. The townhouse we rented was just three blocks from a Metro station which meant that for most of us, it wasn’t necessary. But when my employer moved to the Virginia suburbs, I had no... Read More

7 Ways to Build Credit Without a Credit Card

Credit Score

7 Ways to Build Credit Without a Credit Card

7 Ways to Build Credit Without a Credit Card

Let’s say you know you want good credit, but you also know you do NOT want the most ubiquitous credit product around. No way do you want a credit card. Perhaps you follow a certain personal finance guru’s advice to avoid them. Or maybe you’ve gotten in trouble with them before and don’t want to... Read More

The Right Way to Get Out of Your Apartment Lease

Credit Score

The Right Way to Get Out of Your Apartment Lease

The Right Way to Get Out of Your Apartment Lease

What happens if you need to break a lease on a home or apartment? Is your credit doomed to destruction? Maybe, or maybe not. It depends in part on how you handle it. There are numerous reasons why individuals want to get out of a lease before it’s up. Here are three recent stories from... Read More

How I’m Rebuilding My Credit After Bankruptcy

Credit Score

How I’m Rebuilding My Credit After Bankruptcy

How I’m Rebuilding My Credit After Bankruptcy

Tracy M. (he asked we not share his full name) is rebuilding his credit for the second time. It’s a long haul but despite numerous obstacles — including six-figure student loan debt that has tripled due to fees and interest — he’s not giving up. His experience with credit started in college when a furniture store offered his a... Read More

We Bought a Car & My Wife Lost Her Job. Now What?

Auto Loans

We Bought a Car & My Wife Lost Her Job. Now What?

We Bought a Car & My Wife Lost Her Job. Now What?

A reader reached out to us recently with a question that is the stuff of nightmares: I bought my car last Wednesday brand new. I find out today my wife was getting furloughed and we won’t be able to afford the note, what options do I have? When your financial resources change for the worse,... Read More

How I Sold My House & Paid My Real Estate Agent Only $500

Mortgages

How I Sold My House & Paid My Real Estate Agent Only $500

How I Sold My House & Paid My Real Estate Agent Only $500

Selling a house is a major undertaking. Even if you hire a professional to help, there’s plenty you’ll need to do yourself — from making the final decision on asking price, clearing clutter to making the place look as inviting as you can. And the help you get can be costly. Agents typically charge about... Read More

18 States Where You Can Do Your Back-to-School Shopping Tax-Free

Personal Finance

18 States Where You Can Do Your Back-to-School Shopping Tax-Free

18 States Where You Can Do Your Back-to-School Shopping Tax-Free

Time to sharpen your pencils, shoppers. Not only are parents shopping for back-to-school needs early and comparing prices, they might want to also try to figure out on which days they want to buy. Eighteen states have tax holidays that can help back-to-school shoppers stretch their money — and for shoppers in Georgia and Mississippi,... Read More

Can I Get Someone to Take Over My Car Payments?

Auto Loans

Can I Get Someone to Take Over My Car Payments?

Can I Get Someone to Take Over My Car Payments?

If you can’t make your car payments, can you just find someone who can? Credit.com blog reader Carlos asks: I have had my car for 5 months my payment is $330 but I will soon be getting married and getting my own place. I have tried to advertise my car and have someone take over... Read More

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