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Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

How Do I Compare Mortgage Rates?

Mortgages

How Do I Compare Mortgage Rates?

How Do I Compare Mortgage Rates?

Hoping to get a mortgage or refinance your current one? If you want to compare mortgage rates, a mortgage table can come in handy by letting you see at a glance the mortgage rates available from various lenders. Before you do, though, here are a few tips for using a mortgage table to compare mortgage… Read More

Haunted By Bad Credit? 5 Ways to Fight Back

Managing Debt

Haunted By Bad Credit? 5 Ways to Fight Back

Haunted By Bad Credit? 5 Ways to Fight Back

Zombie debts that just won’t die. Judgments that haunt you for years, or decades even. Tax liens that block you from buying a home or financing a car. Medical debts that seem to come at you from all sides. Student loans that follow you to the grave. While these scenarios may sound as overblown as… Read More

Real Haunted Houses: What Owners Need to Know

Mortgages

Real Haunted Houses: What Owners Need to Know

Real Haunted Houses: What Owners Need to Know

Growing up in a large house that was more than 100 years old, complete with a creepy unfinished basement that I thought looked like it came straight out of a horror film, I had no trouble imagining our house was haunted. But in reality, nothing very unusual happened there — unless you count the bat… Read More

Can a Bad Debt Get You Deported?

Managing Debt

Can a Bad Debt Get You Deported?

Can a Bad Debt Get You Deported?

Can your unpaid debts get you deported or barred from entering the U.S.? Our reader, who goes by the screen name “Chica,” says she came to the U.S. with her mother-in-law, who received treatment for cancer in the U.S. As is typical in these situations, there were two sets of bills: one from the physicians… Read More

I Want My Free Credit Reports

Credit 101

I Want My Free Credit Reports

I Want My Free Credit Reports

Do you  wish you could see your credit reports? You’re in luck! Under federal law, you can get free credit reports from national consumer reporting agencies once a year. The major credit reporting agencies that must provide these reports are Equifax, Experian and TransUnion. In some cases, you can get more than one copy a… Read More

Does Layaway Affect Your Credit?

Credit 101

Does Layaway Affect Your Credit?

Does Layaway Affect Your Credit?

If you’re looking at a tight holiday budget again this year, the ads retailers are rolling out for layaway may have caught your attention. With no interest, no credit check and relatively inexpensive fees, putting an item on layaway can appear to be a good way to spread out your holiday spending and make sure… Read More

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