Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

How to Consolidate Your Debt

Managing Debt

How to Consolidate Your Debt

How to Consolidate Your Debt

Are you trying to figure out how to consolidate your debt? One of our readers, Ricky, wrote on the Credit.com blog that he is “trying to consolidate bills since divorce to get back on track.” Another reader, Norma, wrote: I have too much credit card debt with high interest. I applied for a loan to… Read More

How to Live Within Your Means on Credit Cards

Credit Cards

How to Live Within Your Means on Credit Cards

How to Live Within Your Means on Credit Cards

You’ve seen the warnings that consumers spend more when they use plastic as opposed to cash. But is it still possible to live within your means and still use credit cards? “Absolutely,” says Mikelann Valterra, a money coach and founder of MoneyMinder online spending tracker. “If they track their (credit card) purchases in their financial… Read More

‘I Don’t Care About My Credit Score’

Credit Score

‘I Don’t Care About My Credit Score’

‘I Don’t Care About My Credit Score’

Several years ago, my father received a letter from his auto insurer saying he didn’t get the highest discount due to his credit score. Until then, he had no interest in checking his credit. After all, he pays his bills on time and rarely has a need to borrow. Why bother? He’s not alone. Some… Read More

How to Get the Most Out of Free Credit Reports

Credit Score

How to Get the Most Out of Free Credit Reports

How to Get the Most Out of Free Credit Reports

You’ve heard the advice countless times: check your free credit reports each year. You may have also heard the advice commonly suggested by financial advisers to stagger your requests for these reports so that you get one every four months; for example, request your free report from Equifax the first month, Experian four months later,… Read More

How Fast Can You Buy a Home?

Mortgages

How Fast Can You Buy a Home?

How Fast Can You Buy a Home?

In hot markets across the country, homes are selling fast. And that means if you hope to buy a home, you have to be prepared to move quickly. “I’ve seen all cash offers close in three days,” says Realtor.com’s Consumer Housing Specialist Leslie Piper. “And I’ve seen loans get approved and close within 21-25 days.”… Read More

Love Letters to … Debt Collectors?

Managing Debt

Love Letters to … Debt Collectors?

Love Letters to … Debt Collectors?

Most people dread talking to debt collectors. But not Trish McCloskey Jacques. She found herself looking forward to the monthly collection calls reminding her that her payments were due. Trish had married her high school sweetheart, Joseph Jacques. Right before Christmas in 2009, though, she almost lost him to a lung pyemia, a condition that… Read More

The Credit Report You Haven’t Seen Yet

Credit Score

The Credit Report You Haven’t Seen Yet

The Credit Report You Haven’t Seen Yet

Have you struggled to maintain good credit? Or do you avoid credit, and try to pay for everything in cash? Or perhaps your credit took a dive during the recession. If so, you may find getting credit frustrating and difficult. You may have even given up on trying to get a credit card or auto… Read More

How to Influence the Student Loan Debate

Students

How to Influence the Student Loan Debate

How to Influence the Student Loan Debate

When faced with the staggering statistics on student loans, such as the fact that total student loan debt has surpassed the $1 trillion mark and that student loan debt for those age 18 – 29 is up 76% in five years, it’s easy to feel helpless. And even more so if you are one of… Read More

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