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Gerri Detweiler

In Personal Finance, Managing Debt

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

7 Ways Americans are Getting Out of Debt

Managing Debt

7 Ways Americans are Getting Out of Debt

7 Ways Americans are Getting Out of Debt

You may be determined to get out of credit card debt, but how do you actually do it? If you’re like most people, cutting out that cup of joe you grab at your local coffee shop in the morning isn’t going to cut it. You’re going to have to use a combination of several strategies... Read More

Can You Get a Loan for a New Cellphone?

Personal Finance

Can You Get a Loan for a New Cellphone?

Can You Get a Loan for a New Cellphone?

Smartphones are expensive: One of the latest iPhone models can set you back $600 or more. That’s more than some laptops! So what happens if you need to replace your phone fast, but don’t have enough cash on hand? Can you finance a smartphone? The short answer is “yes.” The longer answer includes the caveat... Read More

The Ultimate Guide to Debt Collectors

Managing Debt

The Ultimate Guide to Debt Collectors

The Ultimate Guide to Debt Collectors

Your first reaction when hearing from a bill collector may be panic or avoidance, or perhaps a combination. But those reactions won’t help the situation and could make it a worse. Most collectors are just doing their jobs, and some of them are so good at dealing with consumers that they get love letters from... Read More

Who Will Be Debt-Free in 2014?

Managing Debt

Who Will Be Debt-Free in 2014?

Who Will Be Debt-Free in 2014?

Is 2014 the year you plan to start tackling your credit card debt? If so, you’re not alone. Most Americans with credit card debt are serious about paying it off, and most plan to tackle it in 2014, according to a new survey by Credit.com — Americans and Credit Card Debt. The 2014 Americans and Credit... Read More

How One Woman Started a Business Without Debt

Personal Finance

How One Woman Started a Business Without Debt

How One Woman Started a Business Without Debt

It is the dream of many entrepreneurs: the opportunity to showcase their product in front of millions of Americans on TV. And recently, Julie Busha saw that dream come true when she stood in front of the millionaire and billionaire investors on ABC’s “Shark Tank”. She was there seeking an investment in her product Slawsa, a... Read More

How to Read Your Credit Reports

Credit 101

How to Read Your Credit Reports

How to Read Your Credit Reports

You’ve decided to take the plunge and review your credit reports. The first part — getting them — should be easy enough. Just hop over to AnnualCreditReport.com and request them online, by telephone or by mail. Once you have them, the fun begins. You get to read and try to understand your credit reports. It... Read More

The 5 Most Confusing Things on Your Credit Report

Credit 101

The 5 Most Confusing Things on Your Credit Report

The 5 Most Confusing Things on Your Credit Report

You know that you should review your credit reports. So you do. But when you do, you find yourself confused, wondering if it was worth it. It definitely is. Here are five things about credit reports consumers often find confusing, and how to find some clarity. 1. Boxes and More Boxes The first thing you... Read More

Can Your Old Sofa Hurt Your Credit?

Credit Score

Can Your Old Sofa Hurt Your Credit?

Can Your Old Sofa Hurt Your Credit?

It is such a well-known phenomenon that credit counselors have a name for it: “Old Sofa Syndrome.” And if you’re not careful, it can wreak havoc on your budget — and your credit scores. New homeowners are particularly vulnerable, but so are those who have lived in the same place or with the same furniture... Read More

5 People Who Paid Off Massive Debt

Managing Debt

5 People Who Paid Off Massive Debt

5 People Who Paid Off Massive Debt

Digging out of deep debt can seem like an insurmountable task, and for some people it is. More than a million American households filed for bankruptcy last year in an effort to put their debt behind them. But bankruptcy court isn’t the only way consumers shed debt. These five people have paid off very large... Read More

3 Real-Life Money Miracles

Personal Finance

3 Real-Life Money Miracles

3 Real-Life Money Miracles

Most of us have experienced a cash crunch at one time or another, and thought, “I need a miracle.” For these three people, a money miracle is exactly what they got. The 12 Days of Christmas When he heard a knock on the door that night in mid-December 2008, Chris Miles wasn’t sure if he... Read More

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