Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

More Confusion Over the 1099-C

Personal Finance

More Confusion Over the 1099-C

More Confusion Over the 1099-C

The last few weeks we’ve been flooded with questions about 1099-C and 1099-A forms sent to consumers who have defaulted on credit cards, auto loans, or mortgages. I’ve found it frustratingly difficult to get even basic answers to some of these questions. I’ve queried numerous tax professionals, and sometimes received conflicting advice. The Internal Revenue… Read More

Love and Money: What Statistics Say

Personal Finance

Love and Money: What Statistics Say

Love and Money: What Statistics Say

Is it true that 50% of divorces are due to disagreements over money? In the many years I’ve been writing about credit, I’ve never been able to pin down a specific study to back that “fact” up. But there are plenty of surveys and studies that shed light on how money can affect relationships, and… Read More

Big Hospital Bill? Negotiate!

Managing Debt

Big Hospital Bill? Negotiate!

Big Hospital Bill? Negotiate!

Brett Goldstein is used to dealing with big numbers. After all, he runs a pension service company. But nothing quite prepared him for the shock of the medical bills he received after his daughter broke her leg and spent less than 24 hours in the ER. The total tab? Around $30,000. Although Goldstein had health… Read More

Just Received a 1099-C? Don’t Freak Out!

Personal Finance

Just Received a 1099-C? Don’t Freak Out!

Just Received a 1099-C? Don’t Freak Out!

Over the past week we’ve been flooded with panicked questions from taxpayers who are freaking out after have receiving 1099-C or 1099-A forms for debts that were forgiven, never paid back or wiped out in bankruptcy. The main theme of these questions is “Do I have to pay taxes on the amount on the 1099-C… Read More

How Much Do Inquiries Affect Your Credit Scores?

Credit Score

How Much Do Inquiries Affect Your Credit Scores?

How Much Do Inquiries Affect Your Credit Scores?

How do inquiries affect your credit scores? That’s a question I recently posed to Tom Quinn on my radio show Talk Credit Radio. Tom’s a credit scoring expert with many years of experience, including helping to develop, launch and grow MyFICO.com. He also contributes to Credit.com’s blog. Here is an excerpt from that interview. [Article:… Read More

Will Obama’s Mortgage Plan Work?

Mortgages

Will Obama’s Mortgage Plan Work?

Will Obama’s Mortgage Plan Work?

If you’re a homeowner who is struggling to keep up with a mortgage you can’t afford, or wondering whether to continue to stay and pay on a home that is deeply underwater, you may have seen another glimmer of hope in yesterday’s news about more proposals to address the housing crisis. Early Wednesday, preliminary details… Read More

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