Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Can You Be “Sort of” An ID Theft Victim?

Identity Theft

Can You Be “Sort of” An ID Theft Victim?

Can You Be “Sort of” An ID Theft Victim?

What can you do if someone is not exactly using your information to commit identity theft, but has hijacked some of your personal information? Is there such a thing as “sort-of identity theft”—or is that like being “half pregnant?” A reader wrote us with that dilemma: What if someone is intentionally using your phone number… Read More

What’s Really in Your Credit Report?

Credit 101

What’s Really in Your Credit Report?

What’s Really in Your Credit Report?

You probably have it in your head that your credit report is “good” or “bad.” But with credit reports, beauty is in the eye of the beholder. The credit report itself is just a compilation of facts about your financial habits and it is, in fact, judgment-free. It’s up to lenders, insurance companies or others… Read More

Will the JOBS Act Help Your Business Raise Money?

Personal Finance

Will the JOBS Act Help Your Business Raise Money?

Will the JOBS Act Help Your Business Raise Money?

The recently enacted JOBS Act (Jumpstart Our Business Startups) is a either terrific boost for small businesses looking to raise money, or an invitation to investor fraud, depending on whom you ask about it. To learn more about the potential upside of this legislation, I interviewed small-business attorney Garrett Sutton. He is a Rich Dad… Read More

Is a Debt-Free College Education Possible?

Students

Is a Debt-Free College Education Possible?

Is a Debt-Free College Education Possible?

Congresswoman Virginia Foxx’s recent comments about how she has “little tolerance for people who tell me that they graduate with $200,000 of debt or even $80,000 of debt because there’s no reason for that” added fuel to an already raging fire over the affordability of a higher education, and what—if anything—the government should be doing… Read More

Can You Be Rejected For A Debit Card?

Credit Cards

Can You Be Rejected For A Debit Card?

Can You Be Rejected For A Debit Card?

When a clerk at Target told Annette Tierney her she could save 5% on her purchases by opening a Target REDcard debit card, it was a no-brainer. “Every time we go in there we get a cart full of stuff,” she explains. “We usually spend $250 to $500.” It also seemed simple enough—the store’s debit… Read More

Six Dangerous Words If You Are In Debt

Managing Debt

Six Dangerous Words If You Are In Debt

Six Dangerous Words If You Are In Debt

If you are in debt and struggling to get out, there are six very dangerous words that may affect your financial future in significant ways. If you hear these words, put up your guard, and question carefully whether they are true. Before I tell you what those words are, let me first state that I… Read More

What’s a Credit Score? Really.

Credit 101

What’s a Credit Score? Really.

What’s a Credit Score? Really.

“Do you know your credit score?” It’s a question you probably hear from time to time, and if you don’t know the answer, it can feel unsettling. It feels like people are talking about you, you don’t know what they are saying, but you know it could be bad. It’s like the worst part of… Read More

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