Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

How Refinancing Can Affect Your Credit

Credit Score

How Refinancing Can Affect Your Credit

How Refinancing Can Affect Your Credit

It hardly seems possible that mortgage rates can get much lower, but they have. Homeowners are taking notice and refinancing their mortgages. Freddie Mac reports that¬†30-year fixed-rate mortgages have reached an all-time record low at 3.4 percent for the week ending September 27, 2012, down from last week’s 3.49 percent. So if you’re on the… Read More

How to Spot Fraud On Your Credit Reports

Identity Theft

How to Spot Fraud On Your Credit Reports

How to Spot Fraud On Your Credit Reports

You find wrong information on your credit report. Is it a simple mistake or something more sinister? Here are some warning signs that you could be a victim of credit fraud: Your Personal Information is Wrong “If you see a name you’ve never used, a Social Security number that doesn’t belong to you or an… Read More

How a Mortgage Can Help (or Hurt) Your Credit

Credit 101

How a Mortgage Can Help (or Hurt) Your Credit

How a Mortgage Can Help (or Hurt) Your Credit

Will a mortgage help — or hurt — your credit? If you’re thinking, “Well, both,” you’re exactly right. But there are subtleties involved that may surprise you. To get a mortgage these days, a lender is going to closely scrutinize your income, debt, and credit history before giving you the loan. That makes a mortgage… Read More

The Complete Guide to Personal Loans

Personal Loans

The Complete Guide to Personal Loans

The Complete Guide to Personal Loans

It started out as a simple question on the Credit.com forum, “Anyone know the difference between a consolidation loan and a personal loan?¬† I see both on this site and others, but not sure what the difference is — are they the same?” A simple question? Perhaps. But it reminded us how confusing loan terminology… Read More

How to Pay Off Wedding Debt

Managing Debt

How to Pay Off Wedding Debt

How to Pay Off Wedding Debt

On TLC’s reality show “Say Yes to the Dress,” women come to a tony New York boutique to shop for the perfect wedding gown. I used to catch episodes with my daughter, who probably got sick of my comments about how much money they were spending on their dream dresses they’d wear just once. (Hey,… Read More

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