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Gerri Detweiler

Contributor |  In Personal Finance, Managing Debt

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

What Is the Best Credit Score?

Credit Score

What Is the Best Credit Score?

What Is the Best Credit Score?

If you were to ask me, “What is the best credit score?” – and I get that question a lot – I would turn around and ask you a question: “Why do you want to know?” My answer to your question would depend on your answer to mine. That’s because I have found there are... Read More

Buyer’s Remorse? You May Not Be Stuck With It

Personal Finance

Buyer’s Remorse? You May Not Be Stuck With It

Buyer’s Remorse? You May Not Be Stuck With It

We’ve all experienced it: buyer’s remorse. You bought something you really didn’t want, or perhaps you signed up for a long-term contract you can’t afford. Sometimes you’re stuck. But not always. Under federal and state laws there are certain purchases that require a “cooling-off period,” or give consumers the right to cancel within a certain... Read More

Is Your Business Killing Your Credit?

Credit Score

Is Your Business Killing Your Credit?

Is Your Business Killing Your Credit?

Although he says he has a six-figure income, his balances on his credit cards are somewhere between $30,000 and $50,000, and he feels he has too much credit card debt. The reason he says he’s in the hole? “Business expenses.” “He” is one of several respondents who participated in a recent Credit.com survey, Americans and... Read More

Is Your Savings Strategy Broken?

Personal Finance

Is Your Savings Strategy Broken?

Is Your Savings Strategy Broken?

Last year, I extended a business trip to Las Vegas by a couple of days so my husband could join me for a mini-vacation. We had never been to Vegas together and were really looking forward to a few days of sightseeing. But after one show and an afternoon fighting the crowds on the Strip... Read More

7 Ways Americans are Getting Out of Debt

Managing Debt

7 Ways Americans are Getting Out of Debt

7 Ways Americans are Getting Out of Debt

You may be determined to get out of credit card debt, but how do you actually do it? If you’re like most people, cutting out that cup of joe you grab at your local coffee shop in the morning isn’t going to cut it. You’re going to have to use a combination of several strategies... Read More

Can You Get a Loan for a New Cellphone?

Personal Finance

Can You Get a Loan for a New Cellphone?

Can You Get a Loan for a New Cellphone?

Smartphones are expensive: One of the latest iPhone models can set you back $600 or more. That’s more than some laptops! So what happens if you need to replace your phone fast, but don’t have enough cash on hand? Can you finance a smartphone? The short answer is “yes.” The longer answer includes the caveat... Read More

The Ultimate Guide to Debt Collectors

Managing Debt

The Ultimate Guide to Debt Collectors

The Ultimate Guide to Debt Collectors

Your first reaction when hearing from a bill collector may be panic or avoidance, or perhaps a combination. But those reactions won’t help the situation and could make it a worse. Most collectors are just doing their jobs, and some of them are so good at dealing with consumers that they get love letters from... Read More

Who Will Be Debt-Free in 2014?

Managing Debt

Who Will Be Debt-Free in 2014?

Who Will Be Debt-Free in 2014?

Is 2014 the year you plan to start tackling your credit card debt? If so, you’re not alone. Most Americans with credit card debt are serious about paying it off, and most plan to tackle it in 2014, according to a new survey by Credit.com — Americans and Credit Card Debt. The 2014 Americans and Credit... Read More

How One Woman Started a Business Without Debt

Personal Finance

How One Woman Started a Business Without Debt

How One Woman Started a Business Without Debt

It is the dream of many entrepreneurs: the opportunity to showcase their product in front of millions of Americans on TV. And recently, Julie Busha saw that dream come true when she stood in front of the millionaire and billionaire investors on ABC’s “Shark Tank”. She was there seeking an investment in her product Slawsa, a... Read More

How to Read Your Credit Reports

Credit 101

How to Read Your Credit Reports

How to Read Your Credit Reports

You’ve decided to take the plunge and review your credit reports. The first part — getting them — should be easy enough. Just hop over to AnnualCreditReport.com and request them online, by telephone or by mail. Once you have them, the fun begins. You get to read and try to understand your credit reports. It... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

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