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Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Just Received a 1099-C? Don’t Freak Out!

Personal Finance

Just Received a 1099-C? Don’t Freak Out!

Just Received a 1099-C? Don’t Freak Out!

Over the past week we’ve been flooded with panicked questions from taxpayers who are freaking out after have receiving 1099-C or 1099-A forms for debts that were forgiven, never paid back or wiped out in bankruptcy. The main theme of these questions is “Do I have to pay taxes on the amount on the 1099-C… Read More

How Much Do Inquiries Affect Your Credit Scores?

Credit Score

How Much Do Inquiries Affect Your Credit Scores?

How Much Do Inquiries Affect Your Credit Scores?

How do inquiries affect your credit scores? That’s a question I recently posed to Tom Quinn on my radio show Talk Credit Radio. Tom’s a credit scoring expert with many years of experience, including helping to develop, launch and grow MyFICO.com. He also contributes to Credit.com’s blog. Here is an excerpt from that interview. [Article:… Read More

Will Obama’s Mortgage Plan Work?

Mortgages

Will Obama’s Mortgage Plan Work?

Will Obama’s Mortgage Plan Work?

If you’re a homeowner who is struggling to keep up with a mortgage you can’t afford, or wondering whether to continue to stay and pay on a home that is deeply underwater, you may have seen another glimmer of hope in yesterday’s news about more proposals to address the housing crisis. Early Wednesday, preliminary details… Read More

Don’t Be the Victim of A Debt Relief Scam

Managing Debt

Don’t Be the Victim of A Debt Relief Scam

Don’t Be the Victim of A Debt Relief Scam

An alluring pitch, “We can reduce your credit card interest rates!” managed to get consumers from all over the country to pony up $149—$599 for debt relief help they didn’t get, according to the Federal Trade Commission. This week, the FTC announced a court froze the assets of a telemarketing agency that the FTC believes… Read More

Talk Credit Radio: Get Rich Slowly!

Personal Finance

Talk Credit Radio: Get Rich Slowly!

Talk Credit Radio: Get Rich Slowly!

This week on Talk Credit Radio: Friday January 13, 2012 Tune into Talk Credit Radio this week with Credit.com’s personal finance expert Gerri Detweiler, live from 4-5 ET/1-2 PT on WSRQ. Additional ways to listen are listed below. Even though he’s one of the web’s most popular personal finance bloggers, J.D. Roth says he’s an “accidental… Read More

Help for the “Worst Ever” Holiday Debt Hangover

Managing Debt

Help for the “Worst Ever” Holiday Debt Hangover

Help for the “Worst Ever” Holiday Debt Hangover

This month could see more Americans than ever waking up from their holiday spending binge with a pounding credit hangover.  The Federal Reserve announced this week that consumer credit increased at an annual rate of 10 percent in November. Revolving credit (including credit cards) increased at an annual rate of 8.5%, while non-revolving credit increased… Read More

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