Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Will Congress Overhaul Credit Reporting Laws?

Credit Score

Will Congress Overhaul Credit Reporting Laws?

Will Congress Overhaul Credit Reporting Laws?

Nearly every day we hear from consumers who feel like their credit reports and scores are holding them back. Some have been battling mistakes they are having trouble getting fixed, others feel like they are stuck in credit purgatory because their credit reports still contain negative information from homes they lost or loans they defaulted… Read More

Can Prepaid Cards Protect You From Data Breaches?

Identity Theft

Can Prepaid Cards Protect You From Data Breaches?

Can Prepaid Cards Protect You From Data Breaches?

If the constant news of data breaches makes you nervous, it should. “Data breaches are the greatest risk factor for identity fraud,” warns Javelin Strategy and Research. And debit cardholders should be particularly worried because nearly half (46%) of consumers whose debit cards were breached in 2013 became fraud victims that same year, according to Javelin…. Read More

How to Think Like a Rich Person

Personal Finance

How to Think Like a Rich Person

How to Think Like a Rich Person

Simply thinking about becoming wealthy isn’t likely to get you very far, but thinking like the rich is critical if you want to build wealth, says Steve Siebold, who wrote the book How Rich People Think. Here he shares five key ways the wealthy think differently about money and credit. 1. Leverage Creates Wealth “On… Read More

The Best Money I Ever Borrowed

Credit Cards

The Best Money I Ever Borrowed

The Best Money I Ever Borrowed

What’s the best money you’ve ever spent? Research shows that for most of us, money spent on experiences generates the most happiness. But is that worth borrowing money? In some cases, the answer may be yes. We asked people what was the best thing they had ever bought with credit, and got an array of… Read More

Will Student Loan Rehab Fix Your Credit?

Students

Will Student Loan Rehab Fix Your Credit?

Will Student Loan Rehab Fix Your Credit?

When Lionel Alexander rehabilitated his federal student loan he thought his credit would get back on track. After all, that’s one of the promises of federal student loan rehabilitation: that the default will be removed from the borrower’s credit reports. Student loan rehabilitation is a process that allows borrowers who have defaulted on federal loans… Read More

How Do Credit Report Errors Happen?

Credit 101

How Do Credit Report Errors Happen?

How Do Credit Report Errors Happen?

If you have seen wrong information on your credit report — and plenty of people have — you’ve probably wondered how it got there. After all, if the statements you get from your lenders are accurate, shouldn’t your credit reports be? Credit reporting agencies manage billions of pieces of information about our credit histories, though, and there… Read More

How I’m Repaying $60K in Credit Card Debt

Managing Debt

How I’m Repaying $60K in Credit Card Debt

How I’m Repaying $60K in Credit Card Debt

Yvette knows she didn’t just wake up one morning hopelessly in debt. She and her husband had good jobs — she is a hospital administrator and he is a property manager — and good incomes. The debt built slowly, over about seven years, and with a series of money decisions like, “we need to book… Read More

The Most Misunderstood Part of Your Credit Report

Credit Score

The Most Misunderstood Part of Your Credit Report

The Most Misunderstood Part of Your Credit Report

If you’ve checked your credit reports or reviewed your credit scores recently, you probably noticed the section of your credit report called “inquiries,” which lists the names of companies that have reviewed your report recently. While most consumers are generally aware that these credit checks can affect their credit scores, they often still find the… Read More

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