Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

The 17,000% APR You Might Be Paying

Personal Finance

The 17,000% APR You Might Be Paying

The 17,000% APR You Might Be Paying

Would you agree to pay a 17,000% APR for a loan? Of course not, but many consumers are paying stratospheric rates when they opt into overdraft programs offered by their financial institutions, according to a report released Thursday by the Consumer Financial Protection Bureau. I am one of them. A few years ago, I used… Read More

My Cat Killed My Credit

Personal Finance

My Cat Killed My Credit

My Cat Killed My Credit

Cats are generally low-maintenance: feed them, pet them (when they want you to!), and clean their litter boxes, and they are often happy. But like any pet, they can get sick or suffer accidents that can quickly result in large medical bills that could put your credit in jeopardy. Here are three stories of owners… Read More

The Smart Ways to Go Into Debt

Managing Debt

The Smart Ways to Go Into Debt

The Smart Ways to Go Into Debt

You’ve been warned about the evils of debt, and there is plenty to be wary of. But debt isn’t always bad. “There’s a difference between good debt and bad debt,” says attorney Garrett Sutton, founder of CorporateDirect.com. “Bad debt takes things out of your pocket; good debt puts money in your pocket.” For example, he… Read More

5 Ways to Save Money on a Gluten-Free Diet

Personal Finance

5 Ways to Save Money on a Gluten-Free Diet

5 Ways to Save Money on a Gluten-Free Diet

Almost three years ago, I gave up foods with gluten. I wasn’t diagnosed with celiac disease, but I had heard that gluten could be triggering my migraine headaches, so I gave it a shot. It didn’t do much for my headaches, unfortunately, but I felt much better overall, and as a result decided to ditch… Read More

How I Repaid $5K of Debt While Making $21K a Year

Managing Debt

How I Repaid $5K of Debt While Making $21K a Year

How I Repaid $5K of Debt While Making $21K a Year

Kim Mathis couldn’t seem to catch a break. Almost 16 years ago, shortly after she gave birth to her youngest daughter, Dantina, Kim’s brother asked her if she could help take care of her parents, both in failing health. They were divorced and living in different parts of Philadelphia; her father had terminal lung and… Read More

What Should I Do With a Credit Card I Never Use?

Credit Cards

What Should I Do With a Credit Card I Never Use?

What Should I Do With a Credit Card I Never Use?

They are the knickknacks of your personal financial lives: those old credit cards you seldom use. You might dust them off occasionally and charge something, but they often remain tucked away in a drawer or wallet, unused and overlooked. Every once in a while, though, you may wonder what do they do to your credit… Read More

How a Car Accident Can Wreck Your Credit

Credit Score

How a Car Accident Can Wreck Your Credit

How a Car Accident Can Wreck Your Credit

Imagine you’ve been in a car accident. You have health insurance as well as coverage for medical bills through your auto insurance – or through the policy of the person who was at fault – so you aren’t worried about the bills. But to your shock, you find out months later that some of your medical bills… Read More

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