Gerri Detweiler Gravatar

Gerri Detweiler

In Personal Finance, Managing Debt

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

How I’m Paying Off $155K of Student Loans From Pharmacy School

Students

How I’m Paying Off $155K of Student Loans From Pharmacy School

How I’m Paying Off $155K of Student Loans From Pharmacy School

Medical professionals often leave school with jaw-dropping amounts of student loan debt. Among 2014 graduates from medical school, for example, most (84%) reported having education debt, with a median amount just over $176,000, according to the Association of American Medical Colleges. Even if they earn high incomes when they graduate (physicians, for example, are among the... Read More

How I Accidentally Hurt My Credit Score & Undid the Damage

Credit Score

How I Accidentally Hurt My Credit Score & Undid the Damage

How I Accidentally Hurt My Credit Score & Undid the Damage

What happens when you find an inquiry on your credit reports and you don’t think it’s accurate? The typical response to a consumer’s question about getting an inquiry removed from his or her credit report is, “It can’t be done.” While that’s generally true, there are some exceptions, as our reader Kris learned. Here’s what... Read More

4 Ways Your House Payment Could Unexpectedly Go Up

Mortgages

4 Ways Your House Payment Could Unexpectedly Go Up

4 Ways Your House Payment Could Unexpectedly Go Up

Part of the allure of buying a home is stability — the same neighborhood, the same schools, a predictable payment. Although the location of your home won’t change, the character of the neighborhood can, school districts can be redrawn, and your monthly mortgage payment can go up (or down, but up is more common). If... Read More

How Long Does It Really Take to Improve Your Credit?

Credit Score

How Long Does It Really Take to Improve Your Credit?

How Long Does It Really Take to Improve Your Credit?

I was recently looking through last year’s check registers for confirmation of a payment I had made when I noticed my handwriting on several pages looked odd. It took me a moment to realize why: at the time, my right hand was in a cast and I had been writing with my left. I remembered... Read More

Help! I Have No Credit Score

Credit Score

Help! I Have No Credit Score

Help! I Have No Credit Score

Establishing a good credit score can be a confusing process, especially if you are getting conflicting advice about the best way to do it. A Credit.com blog reader asked us recently about the best way to build a credit score. He said he plans to start with a secured credit card, but some people are... Read More

Will Transferring a Credit Card Balance Hurt My Credit?

Credit Cards

Will Transferring a Credit Card Balance Hurt My Credit?

Will Transferring a Credit Card Balance Hurt My Credit?

If you’re struggling with credit card debt, often the last thing you’re thinking about is how to open a new credit card. But balance transfer credit cards are a tool that are often recommended by experts as a way to get some breathing room from your debt. A reader, Joan, asked us recently whether transferring... Read More

7 Mistakes That Can Demolish Your Credit Score

Credit Score

7 Mistakes That Can Demolish Your Credit Score

7 Mistakes That Can Demolish Your Credit Score

It’s the irony of all ironies: Shortly after writing a story about the risk of paying a department store card late after the holidays, since it’s not in your usual list of bills to pay, I forgot to pay one of mine. To be fair, I did check online for my statement a couple of... Read More

How I Repaired My Own Credit

Credit Score

How I Repaired My Own Credit

How I Repaired My Own Credit

George M. knew his credit was bad. But how bad? He wasn’t sure. But in June 2014 he decided to find out, so he ordered his free annual credit reports and requested his free credit scores (available online as part of Credit.com’s free credit report summary, and elsewhere). As he expected, it wasn’t good. Child support, a... Read More

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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.