Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Can I Get a Car Loan If I Have No Credit?

Auto Loans

Can I Get a Car Loan If I Have No Credit?

Can I Get a Car Loan If I Have No Credit?

What do you do if you need a car and you don’t yet have a track record to make a dealer confident you’ll be able to repay a car loan? Phil Reed, senior consumer advice editor for consumer auto site Edmunds.com, said a surprising number of people who aren’t sure of the answer to that… Read More

Will Your Next Debt Collector Be a Robot?

Managing Debt

Will Your Next Debt Collector Be a Robot?

Will Your Next Debt Collector Be a Robot?

Are the days of debt collectors sitting in cubicles “dialing for dollars” numbered? Debt collection, like many sectors of the economy, is starting to go digital. So if the idea of talking with a debt collector automatically puts your stomach in knots, you may be in for a pleasant surprise: In the not-too-distant future, your… Read More

4 Ways to Pay Your Taxes

Personal Finance

4 Ways to Pay Your Taxes

4 Ways to Pay Your Taxes

If you’re among the Americans who wait until mid-April to file your taxes because you owe money — and you don’t happen to have available funds to pay — what do you do? The Internal Revenue Service has anticipated the situation, and it has some options for you. First, let’s take the easiest one —… Read More

How Long Can Student Loans Hurt Your Credit?

Students

How Long Can Student Loans Hurt Your Credit?

How Long Can Student Loans Hurt Your Credit?

We get questions and comments from distressed student borrowers wondering exactly how long missteps in repaying their student loans are likely to continue to hurt their credit. It can feel like student loans cast a very long shadow that is hard to escape. How long student loan problems can affect your credit isn’t always clear,… Read More

6 Red Flags That Can Get You Audited

Personal Finance

6 Red Flags That Can Get You Audited

6 Red Flags That Can Get You Audited

There’s nothing quite as heart-stopping as a notice from the IRS. Sometimes it’s to raise a question about an item on your return; other times you may get a notice that you owe money. If you’re really unlucky, you may find out the IRS is auditing your return. Fortunately, about 80% of audits are simply… Read More

4 Ways You Can Wreck Somebody Else’s Credit

Credit 101

4 Ways You Can Wreck Somebody Else’s Credit

4 Ways You Can Wreck Somebody Else’s Credit

Nothing can sour a relationship faster than abusing trust — and when it comes to credit, it can happen by accident. A friend does you a favor, and then what should have been your problem somehow becomes theirs. Damaging someone else’s credit is easier to do than you might think, and repairing trust can be… Read More

Are the Best Credit Cards Too Hard to Get?

Credit Cards

Are the Best Credit Cards Too Hard to Get?

Are the Best Credit Cards Too Hard to Get?

On a radio interview recently I was talking about some of the best credit cards from Credit.com’s Best Credit Cards in America series, including cards with great rewards programs, 0% balance transfers and loads of perks. The host agreed they sounded great, “But they’re only for people with perfect credit, right?” he asked. It’s a common perception… Read More

How to Get a Car Loan After Bankruptcy

Auto Loans

How to Get a Car Loan After Bankruptcy

How to Get a Car Loan After Bankruptcy

Buying a car can feel stressful enough, but when you have been through bankruptcy it may feel downright terrifying. No matter what the circumstances that led to your filing — large medical bills or a job loss, for example — you probably feel embarrassed and afraid that no one’s going to want to give you the time… Read More

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