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Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

What Happens If You Lie on Your FAFSA?

Students

What Happens If You Lie on Your FAFSA?

What Happens If You Lie on Your FAFSA?

College is expensive, and it’s especially shocking to some parents and students when they start the financing process to learn that one form — the FAFSA — may largely determine their financial fate when it comes to federal student aid. It may be tempting to fudge the numbers on the FAFSA to get more money to… Read More

Is a Debt Collector Allowed to Know My Medical History?

Managing Debt

Is a Debt Collector Allowed to Know My Medical History?

Is a Debt Collector Allowed to Know My Medical History?

If you’ve received medical care anytime in the last few years, you’ve no doubt been given medical privacy forms to sign. These forms, required under the Health Insurance Portability and Accountability Act, commonly referred to as HIPAA, are designed to help protect the privacy of sensitive medical information. But what happens when you owe a… Read More

3 Ways Roommates Can Wreck Your Credit

Personal Finance

3 Ways Roommates Can Wreck Your Credit

3 Ways Roommates Can Wreck Your Credit

John Rah had two roommates bail on him, leaving him to face eviction on their Brooklyn apartment alone, he says. But it gets worse:  “I am the only one being hit with (a) judgment,” he writes on the Credit.com blog,  and “my landlord’s lawyer wants to collect $20,000 from me.” Rah commented that he and… Read More

6 Perks You Can Get at a Credit Union

Personal Finance

6 Perks You Can Get at a Credit Union

6 Perks You Can Get at a Credit Union

If you’re not a member of a credit union, you may wonder why anyone is. You don’t see their ATMs all over town, nor do you hear much about their state-of-the-art mobile capabilities. Yet some people sing their praises, and prefer them to banks. Both kinds of financial institutions typically offer checking accounts, savings accounts,… Read More

Americans Would Rather Have Naked Photos of Them Leaked Than Have Their Finances Exposed

Credit Cards

Americans Would Rather Have Naked Photos of Them Leaked Than Have Their Finances Exposed

Americans Would Rather Have Naked Photos of Them Leaked Than Have Their Finances Exposed

Want to know what’s worse than having naked pictures of yourself leaked online? Having your financial information stolen or compromised — or so said 55% of those polled in MasterCard’s Emotion of Safety & Security Research survey, released today. Even more would rather have their homes robbed (59%) or email hacked (62%) than have financial data stolen or compromised…. Read More

5 Signs You Should Freeze Your Credit

Identity Theft

5 Signs You Should Freeze Your Credit

5 Signs You Should Freeze Your Credit

Roughly 13 million consumers are victims of identity theft each year, and millions more experience data breaches, phishing attempts and other types of financial fraud. If you are among them — or are worried you may be next — you may have thought about blocking access to your credit reports completely. That’s essentially what a credit freeze does, and there… Read More

The Secret Way to Get Rid of an Old Debt

Managing Debt

The Secret Way to Get Rid of an Old Debt

The Secret Way to Get Rid of an Old Debt

Resolving a collection account can feel like lifting a weight off your shoulders: You can finally move on. But what happens when it comes back to haunt you again? Can you ever really put a bad debt behind you? A reader with the screen name “Frustrated” shared their story on the Credit.com blog: We used a… Read More

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