Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Where Did Black Friday Come From?

Personal Finance

Where Did Black Friday Come From?

Where Did Black Friday Come From?

There was a time when there was no “Black Friday.” On Thanksgiving, people overate, watched football on TV or played it in the yard, and then settled in to check the newspaper, thick and heavy with ads, to make a plan for the after-Thanksgiving sales. That’s what they were called: after-Thanksgiving sales. Black Friday hadn’t… Read More

How Much Do You Need for a Down Payment on a Car?

Auto Loans

How Much Do You Need for a Down Payment on a Car?

How Much Do You Need for a Down Payment on a Car?

Conventional wisdom says that a good down payment for a car is about 20% of its total price. That’s because cars typically lose about 21% of their original value the first year. The logic was that if something happened to the car, it wouldn’t necessarily total your finances as well. If, for example, you had a… Read More

Can You Shoplift Online?

Personal Finance

Can You Shoplift Online?

Can You Shoplift Online?

Most consumers wouldn’t dream of slipping a piece of jewelry in their purse and walking out without paying for it. They’d never eat a candy bar while shopping then conveniently “forget” about it. But there is another type of shoplifting that doesn’t require a consumer to set foot in a store, and as a result… Read More

How This 28-Year-Old Paid Off $81K in Debt

Managing Debt

How This 28-Year-Old Paid Off $81K in Debt

How This 28-Year-Old Paid Off $81K in Debt

As a kid, Austin Netzley remembered being enthralled with the concept of money and promising himself that one day he’d be wealthy. And now, at 28, by most people’s measure, he is. He’s been an athlete, student, engineer and entrepreneur. And now, with his book “Make Money, Live Weathy,” he’s also an author and speaker…. Read More

Are You Afraid to Apply for Credit?

Credit 101

Are You Afraid to Apply for Credit?

Are You Afraid to Apply for Credit?

About 1 in 5 (19%) people haven’t applied for credit because they were afraid of being turned down, according to the Federal Reserve’s Survey of Consumer Finances. Even more surprising: That number is larger than the group who said they were turned down for credit when they applied (16.4%)! Those two numbers likely indicate consumers… Read More

Are You Paying Your Nanny Illegally?

Personal Finance

Are You Paying Your Nanny Illegally?

Are You Paying Your Nanny Illegally?

If you employ a nanny, chances are good that you’re paying him or her under the table. Kerri Swope, senior director of Care.com HomePay estimates that just 20% of nannies are paid the way the U.S. government requires. Other sources put the estimate even lower. The chances of getting caught are slim — it usually… Read More

How I Missed Out on a Free Year of College

Students

How I Missed Out on a Free Year of College

How I Missed Out on a Free Year of College

A couple of points on the math portion of the SAT tests cost Eva Baker a year of free college tuition. Baker was planning on getting a year of college classes under her belt during her senior year of high school through Florida’s dual enrollment program. Dual enrollment allows high school students to take courses… Read More

Show Me More by Gerri Detweiler

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay Connected to Our Experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.