Gerri Detweiler Gravatar

Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Will Bankruptcy Wipe Out All of My Debt?

Managing Debt

Will Bankruptcy Wipe Out All of My Debt?

Will Bankruptcy Wipe Out All of My Debt?

A reader, Susan, wondered if revised laws mean that bankruptcy no longer wipes out debt, and instead requires that debts be repaid. She wrote: You have to reorganize and pay what you owe, not wipe them out. Am I correct? Just asking. Glad you asked — it can be confusing, because it depends on what… Read More

4 Ways Peeps Are Like Payday Loans

Managing Debt

4 Ways Peeps Are Like Payday Loans

4 Ways Peeps Are Like Payday Loans

You see them at every grocery or drugstore checkout line — brightly colored Peeps calling to you from the display. Does anybody ever go to the store with Peeps on the list? Certainly nowhere near as many people as those who come home having purchased them. They’re not unlike payday loans — stay with me… Read More

Are You Too Young to Build Credit?

Credit Score

Are You Too Young to Build Credit?

Are You Too Young to Build Credit?

Should high school seniors get a credit card to build credit? For these young adults and their parents, the question isn’t academic. They face this question as soon as they turn 18. The benefits of building good credit are numerous; lower interest rates when you borrow and lower insurance premiums are just two of them…. Read More

The Secret to Getting Cheaper Insurance

Personal Finance

The Secret to Getting Cheaper Insurance

The Secret to Getting Cheaper Insurance

Have your auto or homeowner insurance rates been creeping up? If so, you may have been “POed” by your auto insurer. According to new information from the Consumer Federation of America, some insurance companies are secretly “price optimizing” customers; charging them a higher rate for no other reason than they think the customer won’t shop… Read More

Can Posting Bail Hurt Your Credit?

Credit Score

Can Posting Bail Hurt Your Credit?

Can Posting Bail Hurt Your Credit?

It’s spring, and that means spring break, graduation season and perhaps a bit of reckless behavior parents hadn’t expected. If you get a 2 a.m. phone call — the good news that your kid is not in the hospital, the bad news that he needs bail money — what’s a sleepy, startled parent to do?… Read More

What Is My Real Credit Score?

Credit Score

What Is My Real Credit Score?

What Is My Real Credit Score?

If you care about your credit, then you know your credit score can have a huge impact on what you pay in interest for credit cards, mortgages, personal loans and more. Beyond that, a credit score will likely determine whether or not you qualify for a loan to begin with. It’s no wonder that more… Read More

Could Not Paying a Debt Land You in Jail?

Managing Debt

Could Not Paying a Debt Land You in Jail?

Could Not Paying a Debt Land You in Jail?

After allegedly cashing the same checks more than once (by phone and in person), four Georgia football players were recently charged with theft by deception. It’s a crime that can result in fines or even jail time, depending on state law and the severity of the offense. Some debt collectors are using the threat of… Read More

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