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Gerri Detweiler

Director of Consumer Education, Credit.com |  In Personal Finance, Managing Debt

Gerri Detweiler is Credit.com’s Director of Consumer Education. She focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Will Taking a New Job Hurt My Homebuying Chances?

Mortgages

Will Taking a New Job Hurt My Homebuying Chances?

Will Taking a New Job Hurt My Homebuying Chances?

A reader asked us recently how much impact an unanticipated job change could have on his ability to get a mortgage.  “I found a better job,” he wrote. “How does this affect the loan?” We asked Scott Sheldon, a senior loan officer in Sonoma, Calif., and a Credit.com contributor, and he said the answer could… Read More

11 Myths About Student Loan Forgiveness

Students

11 Myths About Student Loan Forgiveness

11 Myths About Student Loan Forgiveness

If you have more student loan debt than you can handle, or if you’ve been paying and paying (and paying) and can’t make headway, chances are you’ve wondered about student loan forgiveness. As you look into your options, keep in mind that everything you read (or hear — even from your student loan servicer) may not be accurate…. Read More

6 Places to Get Free Help With Your Credit Problem

Credit 101

6 Places to Get Free Help With Your Credit Problem

6 Places to Get Free Help With Your Credit Problem

Credit can be confusing, and sometimes overwhelming. But you don’t have to struggle with debt, credit report issues or other financial problems alone. There are reputable sources that can help you get back on track, and many offer low-cost or free credit help. 1. Credit Counselors Financial counseling agencies often do much more than just… Read More

4 Car-Buying Add-ons You Should Watch Out For

Auto Loans

4 Car-Buying Add-ons You Should Watch Out For

4 Car-Buying Add-ons You Should Watch Out For

Negotiating a car price can be exhausting. And just when you think you’re all done, you may discover — thanks to add-on costs — the price you’ve agreed on isn’t the one you’ll actually pay. In fact, you may even be told you can’t get out of it, because the add-on has already been added… Read More

How to Use the GI Bill to Pay for Your Kid’s College

Students

How to Use the GI Bill to Pay for Your Kid’s College

How to Use the GI Bill to Pay for Your Kid’s College

Ingrid Bruns admits that she and her husband, Arch, probably didn’t save as much for their two daughters’ college educations as they should have. Though the couple is careful with their money (Ingrid became an Accredited Financial Counselor while living overseas as a military spouse, and now serves as director of Military Life Advice at… Read More

5 Ways Having No Credit Score Can Hurt You

Credit Score

5 Ways Having No Credit Score Can Hurt You

5 Ways Having No Credit Score Can Hurt You

If you don’t plan to borrow money, what difference does your credit score make? Why even sweat it? As counterintuitive as it seems, you could end up spending more money because you don’t have a credit history. (Though like any other tool, credit used irresponsibly can do more harm than good.) But let’s say you’re… Read More

How I Raised My Credit Score 100 Points in 3 Months

Credit Score

How I Raised My Credit Score 100 Points in 3 Months

How I Raised My Credit Score 100 Points in 3 Months

After years of zero debt and paying off her credit cards every month, Kristen valued her high credit score. But that was before the tsunami of divorce and single parenthood made it all but impossible to maintain. Kristen had been out of the paid workforce when she was an at-home military parent living in Germany. Once in… Read More

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