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Garrett Sutton

Contributor |  In Personal Finance

Garrett Sutton is an attorney, best-selling author and one of Robert Kiyosaki’s Rich Dad Advisors. He has more than 30 years of experience helping individuals and businesses limit their liability, protect their assets, implement advantageous corporate structures and advance their financial goals. He is the author of “Finance Your Own Business,” “Start Your Own Corporation,” “Writing Winning Business Plans” and other titles. You can see more at www.Sutlaw.com and www.corporatedirect.com.

Stop! Before You Sign Up for a Business Credit Card, Read This

Credit Cards

Stop! Before You Sign Up for a Business Credit Card, Read This

Stop! Before You Sign Up for a Business Credit Card, Read This

Let’s say you need help financing your new business. You’ve put $10,000 of your own money in, and maybe your parents added another $5,000 – yet you find that it still won’t be enough. You run the numbers, and discover you need another $5,000 to pay for this and that over the next three months... Read More

Could My Business Loan Wreck My Credit?

Credit Score

Could My Business Loan Wreck My Credit?

Could My Business Loan Wreck My Credit?

A couple I’ll call Jake and Marcia purchased a coffee shop. The business was really Marcia’s dream, not his, but she was persistent and he reluctantly agreed to try to help out. Things went badly from the start and within less than 18 months they were forced to shut it down. But that wasn’t the... Read More

Why Identity Thieves Love Small Business

Identity Theft

Why Identity Thieves Love Small Business

Why Identity Thieves Love Small Business

Not long ago, a small business owner I work with found herself the target of an identity thief. He didn’t open credit lines in the name of the business, but instead stole its name and good reputation to bilk other entrepreneurs out of thousands of dollars. He was quite blatant about it, even representing himself... Read More

3 Small Business Loans That Don’t Require Good Credit

Credit Score

3 Small Business Loans That Don’t Require Good Credit

3 Small Business Loans That Don’t Require Good Credit

Starting and growing a business can be a risky proposition. Many owners go all in, using personal loans or credit cards to fund their start-ups. But what if you have bad credit? Can you still get funds to launch or expand your venture? The answer is “yes.” And, in fact, it’s easier than ever to... Read More

The Credit Score You’ve Never Heard Of

Credit Score

The Credit Score You’ve Never Heard Of

The Credit Score You’ve Never Heard Of

Imagine checking your FICO score and finding out it is 300. You’d probably be crushed; after all that’s the lowest (and worst) score you can get under most FICO credit scoring models. But if you were an entrepreneur applying for a small business loan, you could break out the champagne because when it comes to... Read More

How to Start a Small Business Without Wrecking Your Credit

Personal Finance

How to Start a Small Business Without Wrecking Your Credit

How to Start a Small Business Without Wrecking Your Credit

As an asset protection attorney I always discourage clients from operating their business as a sole proprietorship. There is absolutely zero protection with a sole proprietorship. One claim against the business can expose all of your personal assets to the risk of attack. The simple solution is to use a corporation or limited liability company... Read More

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