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Contributor |  In Personal Finance, Mortgages

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Will Cosigning Hurt My Credit?

Credit Score

Will Cosigning Hurt My Credit?

Will Cosigning Hurt My Credit?

If you’ve ever been asked by a friend or family member to cosign on a loan, you might have wondered whether it could hurt your credit. This is a very important question to ask, and it’s a decision you have to weigh carefully, as the effect of cosigning a loan can vary with each situation.... Read More

Small Businesses Prefer Checks, Cash Over Credit Cards

Credit Cards

Small Businesses Prefer Checks, Cash Over Credit Cards

Small Businesses Prefer Checks, Cash Over Credit Cards

Relying upon credit or debit cards regularly in their everyday lives is something numerous Americans have learned to do in recent years, and it may therefore come as a bit of a shock when some smaller businesses do not accept this payment method. However, the disconnect between consumer sentiment about this refusal and the way businesses see it is particularly... Read More

Will Rising Interest Rates Hurt the Housing Market?

Mortgages

Will Rising Interest Rates Hurt the Housing Market?

Will Rising Interest Rates Hurt the Housing Market?

Mortgage rates have been extremely low for some time now. However, with rates on the rise once again, some worry that the declining affordability could be harmful to the recovery of the market as a whole. The number of homes currently on the market remains relatively constrained and that in turn is leading to higher prices every month, as... Read More

Home Values on the Rise Again in May

Mortgages

Home Values on the Rise Again in May

Home Values on the Rise Again in May

In recent months, a large number of homeowners across the country have been able to enjoy positive equity for the first time in years thanks to rising home values, and this was the case in May as well. The average home value nationwide climbed 0.5 percent from April’s total to $159,000 in May, which was also up... Read More

How Can I Help My Credit Score?

Credit Score

How Can I Help My Credit Score?

How Can I Help My Credit Score?

The short answer to the question of “how can I help my credit score” is the following: through responsible credit management. That’s what credit-scoring models want to see. This means that you should always pay your bills on time, be sure to keep your revolving (credit card) debt respectable, and don’t shop excessively for credit.... Read More

Credit Card, Auto Loan Rates Won’t Rise Soon Despite Fed

Auto Loans

Credit Card, Auto Loan Rates Won’t Rise Soon Despite Fed

Credit Card, Auto Loan Rates Won’t Rise Soon Despite Fed

The Federal Reserve Board recently announced it will help to keep interest rates at artificially low levels for the foreseeable future, but many experts note that they could be slated to rise at some point in 2014. However, it’s important to note that this will probably not alter what borrowers pay for certain types of consumer credit.... Read More

FBI Warns of New ‘Wire Transfer’ Scheme

Identity Theft

FBI Warns of New ‘Wire Transfer’ Scheme

FBI Warns of New ‘Wire Transfer’ Scheme

Criminals are always looking for new ways to rip off consumers when it comes to identity theft, and that trend continued in June as well, with two new scams being reported nationwide. A number of businesses and individuals nationwide have recently received calls from people claiming to be workers in tech support for wire transfer companies, according... Read More

Mobile Wallet Use Expected to Explode

Personal Finance

Mobile Wallet Use Expected to Explode

Mobile Wallet Use Expected to Explode

Experts had predicted that the number of people who use their smartphones to make everyday purchases would expand rapidly during the past few years, but the “mobile wallet” hasn’t yet dominated the market as predicted. Now, however, new data suggests that it is at least theoretically possible thanks to increased development and release of devices... Read More

Join Us for a Twitter Chat: How to Buy, Sell & Finance a Home

Personal Finance

Join Us for a Twitter Chat: How to Buy, Sell & Finance a Home

Join Us for a Twitter Chat: How to Buy, Sell & Finance a Home

Are you thinking about buying or selling a home? Or, are you trying to figure out to make the right home financing decisions? Then please join us at our upcoming Twitter chat event with Realtor.com. Our experts will be there to answer your home buying & financing-related questions & offer advice. When: Tuesday, June 25... Read More

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