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Contributor |  In Personal Finance, Mortgages

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Are You Charging More? Credit Card Debt Surges 9.3%

Credit Cards

Are You Charging More? Credit Card Debt Surges 9.3%

Are You Charging More? Credit Card Debt Surges 9.3%

The improving economy has led some consumers to behave in ways they may not have in the past few years, and this change was recently reflected by a significant uptick in nearly all types of borrowing in May. The total amount of credit card debt held nationwide surged 9.3 percent in May, rising to $856.5 billion from the previous... Read More

California AG: Many Data Breaches Were Avoidable

Identity Theft

California AG: Many Data Breaches Were Avoidable

California AG: Many Data Breaches Were Avoidable

The number of people impacted by data breaches continues to grow, and California is no exception, where millions of people had their personal information exposed in breaches last year alone. In 2012, some 2.5 million state residents had sensitive personal or financial information exposed in just 131 data breaches reported to the government, according to... Read More

Will Home Prices Jump 9% in a Year?

Mortgages

Will Home Prices Jump 9% in a Year?

Will Home Prices Jump 9% in a Year?

Housing market improvements during the past year or so have led to significant increases in home prices nationwide, and they are expected to continue to rise. On a quarterly, semi-annual or year-over-year basis, all projections show that home prices will continue to rise in the near future, according to the latest Home Data Index Market... Read More

Foreclosures Continue to Drop

Mortgages

Foreclosures Continue to Drop

Foreclosures Continue to Drop

The housing market has been improving by leaps and bounds for more than a year, and this growth has resulted in a steady decline in the number of foreclosures nationwide. There were about 52,000 foreclosure actions completed nationwide in May, down approximately 27 percent from the 71,000 observed at the same time in 2012, according... Read More

Why Do I Have Multiple Credit Scores?

Credit 101

Why Do I Have Multiple Credit Scores?

Why Do I Have Multiple Credit Scores?

Credit.com reader Lindsay recently asked us a question: “Why do I have more than one credit score?” Our Co-Founder and Chairman Adam Levin explains why you have multiple credit scores and how to understand every single one of them. Have more credit questions? Here are some great video answers our experts have given: How Can I... Read More

Paying With Cash Could Earn You a Discount at More Retailers

Credit Cards

Paying With Cash Could Earn You a Discount at More Retailers

Paying With Cash Could Earn You a Discount at More Retailers

Americans who prefer paying with cash, rather than credit cards, are likely to see a larger amount of discounts coming their way in the near future thanks to new rules that allow for greater flexibility among businesses in this regard. Already, many companies have started putting the new allowances to use. A settlement between Visa and... Read More

Will Higher Student Loan Rates Hurt the Housing Market?

Mortgages

Will Higher Student Loan Rates Hurt the Housing Market?

Will Higher Student Loan Rates Hurt the Housing Market?

Numerous borrowers nationwide carry student loan balances and know all too well how they can significantly restrict financial capabilities soon after graduation. Now, as that problem becomes even more pronounced in the coming years, some are wondering whether it might have a negative impact on the housing market as well. Federal student loan interest rates recently doubled as a result of inaction from... Read More

Virus Exposes More Than 4,000 Identities at Montana College

Identity Theft

Virus Exposes More Than 4,000 Identities at Montana College

Virus Exposes More Than 4,000 Identities at Montana College

A number of government organizations and universities nationwide have recently been hit with data breaches that exposed significant amounts of sensitive information on people of all backgrounds, and the latest of these incidents took place in Montana. Employees who either currently or formerly worked at Montana State University may have been exposed in a data breach caused by a virus... Read More

Des Moines Working to Help Underbanked

Personal Finance

Des Moines Working to Help Underbanked

Des Moines Working to Help Underbanked

Millions of Americans have bank accounts that they rely upon in their everyday lives to complete all sorts of transactions, but a large percentage of people nationwide also go without these traditional banking option when it comes to dealing with their finances. For this reason, Des Moines, Iowa, is now launching a program to help these... Read More

Homeownership Rates at Lowest Level Since 1976

Mortgages

Homeownership Rates at Lowest Level Since 1976

Homeownership Rates at Lowest Level Since 1976

While the housing recovery seen during the past year or more has brought millions of homeowners back to positive standing with their mortgages, there is still a sizable portion of the population that may be having significant difficulties coping with market conditions. Rising prices, growing demand and stabilizing construction rates have made the national real estate... Read More

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