800,000 Homeowners Are Missing Out on Lower Mortgage Payments

Mortgages

800,000 Homeowners Are Missing Out on Lower Mortgage Payments

800,000 Homeowners Are Missing Out on Lower Mortgage Payments

The 30-year fixed-rate mortgage hit a 2014 low last week at 4.1%, according to Freddie Mac’s weekly Primary Mortgage Market Survey, reinforcing the idea that now is a good time for homeowners to consider refinancing their home loans. Many homeowners had the opportunity to refinance during the Great Recession through the Home Affordable Refinance Program… Read More

The Most & Least Expensive States for Owning a Car

Auto Loans

The Most & Least Expensive States for Owning a Car

The Most & Least Expensive States for Owning a Car

The average Iowa driver spends about $315 a year in auto repairs and $630 annually for insurance, helping make it the cheapest state to operate a vehicle, according to a recent Bankrate report. Drivers in other states aren’t quite that lucky. Drivers in the Midwest have some of the lowest annual vehicle expenses, based on… Read More

Can You Crowdfund Your Mortgage?

Mortgages

Can You Crowdfund Your Mortgage?

Can You Crowdfund Your Mortgage?

By now, you’ve probably heard of the guy who crowdfunded a $10 potato salad “campaign” and ended up raising more than $55,000 (if not, now you know — crazy, right?). That got us at Credit.com thinking: What other sorts of things can you crowdfund? The short answer: Pretty much anything (see: potato salad guy). Earlier… Read More

Mortgage Rates Are The Lowest They’ve Been All Year

Mortgages

Mortgage Rates Are The Lowest They’ve Been All Year

Mortgage Rates Are The Lowest They’ve Been All Year

Mortgage rates hit to their lowest point of the year this week, with the 30-year fixed-rate mortgage falling to 4.1% from 4.12% last week, according to Freddie Mac’s weekly Primary Mortgage Market Survey. This time last year, those rates exceeded 4.5%, but they haven’t spiked above 4.2% since May. A weekly report from the Mortgage… Read More

When Going Out to Eat Gets You Hacked

Identity Theft

When Going Out to Eat Gets You Hacked

When Going Out to Eat Gets You Hacked

Going out to eat can have a significant impact on your finances, not only because it can suck the life out of your budget, but also because restaurants are popular data-breach targets. Patrons may have their payment information compromised in a couple of ways: There’s the smash-and-grab style of hackers, who infiltrate point-of-sale systems and… Read More

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