What We Learned From Our #SpendingFreeze

Uncategorized

What We Learned From Our #SpendingFreeze

What We Learned From Our #SpendingFreeze

Inspired by this article, several Credit.com staffers tracked their own personal spending freeze on social media. After 3 weeks of trying to scale back spending and save for the holidays, we have a lot to share. We sometimes succeeded, sometimes failed, but mostly learned a lot and have some tips to pass along to anyone who wants… Read More

How Much Does an Eviction Cost?

Managing Debt

How Much Does an Eviction Cost?

How Much Does an Eviction Cost?

When a consumer fails to pay rent, it’s a bad situation for everyone involved. As a renter, you could have trouble finding another place to live, and your credit scores could take a hit. Landlords are often put in a stressful situation that can be quite costly, potentially damaging their financial stability, as well. It… Read More

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

Students

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

The Department of Education is loosening borrower qualifications for Federal PLUS Loans, which allow graduate students and parents of dependent college students to finance higher education. The updates, published Oct. 23, include a new definition of “adverse credit history,” potentially opening access to federal student loans for millions of families. The changes go into effect July… Read More

Is Student Debt Holding You Back From Marriage?

Students

Is Student Debt Holding You Back From Marriage?

Is Student Debt Holding You Back From Marriage?

Most people who have never been married peg their relationship status to the fact they haven’t found the right person yet, but there’s more to that decision than feelings. Finances play a huge role in Americans’ decision to marry. Actually, there are nearly as many unmarried Americans who say they’re still looking for their future… Read More

Another Major Bank Is Offering Free Credit Scores

Credit Score

Another Major Bank Is Offering Free Credit Scores

Another Major Bank Is Offering Free Credit Scores

Citi is the latest financial institution to give customers free credit scores through the FICO Open Access program, FICO announced, making it the largest participant in the program that will be available to more than 60 million consumers in 2015. Citi hasn’t yet released details on its participation, but in general, an issuer periodically provides a… Read More

The Surprising Side Effect of Student Loan Forgiveness Programs

Students

The Surprising Side Effect of Student Loan Forgiveness Programs

The Surprising Side Effect of Student Loan Forgiveness Programs

As more people learn about and use public service loan forgiveness and income-based repayment plans to make student loan payments more affordable, the U.S. could run into an economic issue. Such loan forgiveness programs incentivize borrowing, according to a recent report from New America Education. The report authors, Jason Delisle and Alexander Holt, analyzed debt… Read More

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