Should Retailers Have Bank-Level Security for Your Data?

Personal Finance

Should Retailers Have Bank-Level Security for Your Data?

Should Retailers Have Bank-Level Security for Your Data?

Seven financial trade associations signed a letter to Congress urging the government to enact federal data breach legislation that would cover not only financial service providers but also all other entities, such as retailers, that store customer financial data. The letter argues that existing laws do not require the same levels of responsibility of entities that… Read More

How iPads Are Turning Us Into Better Tippers

Personal Finance

How iPads Are Turning Us Into Better Tippers

How iPads Are Turning Us Into Better Tippers

The amount of tip money people in the service industry take home relies on a remarkable number of variables, like perceived quality of the service provided, a customer’s tipping preferences, the service’s cost and the payment method. That last part — how the actual transaction happens — is having an increasingly significant impact on how… Read More

Does My Age Help My Credit Score?

Credit Score

Does My Age Help My Credit Score?

Does My Age Help My Credit Score?

Age and credit have a somewhat complicated relationship. Like it often is with personal finance, straightforward questions don’t always have simple answers. Does your age affect your credit score? In the most literal sense, no: Your date of birth isn’t factored into your credit score. Still, if you’re older, you have a better chance at… Read More

Error Exposes Federal Retirees’ Financial Info

Identity Theft

Error Exposes Federal Retirees’ Financial Info

Error Exposes Federal Retirees’ Financial Info

Some federal retirees had their personal information sent to the wrong people, raising concerns about potential identity theft, WJLA in Washington, D.C., reports. A reporter from the TV station sat down with Aleena Hampton, a Department of Defense retiree, and went over documents — including the Social Security number — of a completely different retiree…. Read More

Why Has the Average Credit Score Gone Up?

Credit Score

Why Has the Average Credit Score Gone Up?

Why Has the Average Credit Score Gone Up?

The average U.S. credit score has gone up recently, but not by much. Of course, the way those figures change year over year depend on the model you’re looking at, considering there are so many different credit scores out there. Based on numbers FICO provided, the average hit a low of 686 in October 2009,… Read More

The 4 Tax Forms You Should Be Getting Soon

Personal Finance

The 4 Tax Forms You Should Be Getting Soon

The 4 Tax Forms You Should Be Getting Soon

You may have already started receiving tax forms in the mail. You know what I’m talking about — the envelopes are marked in big block letters, “IMPORTANT TAX DOCUMENTS ENCLOSED.” If you haven’t received any yet, you should soon, and for some people, you’ll be getting many pieces of mail like that over the next… Read More

Is a Free Credit Report Accurate?

Credit 101

Is a Free Credit Report Accurate?

Is a Free Credit Report Accurate?

Offers for free things are usually followed by asterisks, tiny print, “buts” and “ifs.” That’s not the case with free annual credit reports. Credit report information can vary, depending on when you request it and the credit bureau compiling your report, but as far as whether there’s a difference between free credit reports and ones… Read More

How to Spot a Tax Scam Before You Get Got

Personal Finance

How to Spot a Tax Scam Before You Get Got

How to Spot a Tax Scam Before You Get Got

Happy tax season! Not only do you have to make sure you get everything together you need to file your taxes on time and accurately, you have to deal with people trying to capitalize on your stress. I’m talking about the “IRS” — not the real Internal Revenue Service, but the slew of people impersonating the… Read More

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