Christopher Maag Gravatar

Christopher Maag

In Personal Finance, Mortgages

Contributing writer for Credit.com, Chris graduated with honors from the Columbia University Graduate School of Journalism, and has reported for a number of publications including The New York Times, TIME magazine and Popular Mechanics.

Women More Likely to Take Out Payday Loans

Managing Debt

Women More Likely to Take Out Payday Loans

Women More Likely to Take Out Payday Loans

Bonnie faces a lot of problems. She is disabled and depressed, with a heart problem and high blood pressure. In the middle of it all, she’s getting hounded with calls about her payday loans. “I have some payday loans I can not pay. They are calling every day with threats, and they are calling my... Read More

Homeowners, Students Facing Similar Loan Headaches

Managing Debt

Homeowners, Students Facing Similar Loan Headaches

Homeowners, Students Facing Similar Loan Headaches

Many Credit.com readers know all about getting the runaround from their student loan servicers. One reader, William, is trying to find more information about income-based repayment. But everywhere he goes, someone seems to pass the buck. “It is hard to find answers to many of these questions,” William wrote in response to a Credit.com op/ed... Read More

Banks, Military Respond to Wave of Cyber Attacks

Identity Theft

Banks, Military Respond to Wave of Cyber Attacks

Banks, Military Respond to Wave of Cyber Attacks

If you have a checking account or a credit card with a major bank, chances are good that you’ve experienced some trouble accessing your online accounts in the past month. A host of major banks, including the three largest in America, have been the victims of cyber attacks that fully or partially shut down sites... Read More

Will the Gov’t Fix the Medicare ID Theft Problem?

Identity Theft

Will the Gov’t Fix the Medicare ID Theft Problem?

Will the Gov’t Fix the Medicare ID Theft Problem?

Leaders of the Medicare program know that identity thieves have stolen the health identification numbers of more than a quarter million people, but they refuse to address the problem, according to a recent government investigation. The issue is serious enough that it “could delay or prevent beneficiaries from receiving needed services,” according to the report... Read More

3 Ways to Control Your Facebook Profile After You Die

Identity Theft

3 Ways to Control Your Facebook Profile After You Die

3 Ways to Control Your Facebook Profile After You Die

Every time Rachel Miller goes to her Facebook page, she sees her mother’s photo looking back at her. This is disturbing to Miller, since her mother died six months ago. Seeing her mother’s Facebook profile is “sort of a sick reminder that she’s gone but eerily still hanging around,” Miller says. “It’s kind of creepy,... Read More

Obama or Romney: Who’s Better for Homeowners?

Mortgages

Obama or Romney: Who’s Better for Homeowners?

Obama or Romney: Who’s Better for Homeowners?

When it comes to housing policy, Mitt Romney should have many supporters among Credit.com readers. Every week we receive emails and comments complaining about HAMP and HARP, President Obama’s signature programs to alleviate the mortgage crisis. They include Nima Russell, who calls the government’s rules for modifying her mortgage “very frustrating and unfair!” After getting... Read More

Under Pressure, Credit Card Upsells Disappearing

Credit Cards

Under Pressure, Credit Card Upsells Disappearing

Under Pressure, Credit Card Upsells Disappearing

When it comes to paying extra money for services from their credit cards, many Credit.com readers admit to having mixed feelings. Are things like debt protection, credit monitoring and identity theft protection valuable products? Or are they overpriced services that offer little real value? One reader whose identity was stolen twice now pays for an... Read More

What the 2012 Election Means for Credit Card Regulations

Credit Cards

What the 2012 Election Means for Credit Card Regulations

What the 2012 Election Means for Credit Card Regulations

When Ben and his wife went shopping for a better credit card deal, they started feeling stuck. Could they find lower rates elsewhere? With all the dizzying complexity of credit card offers and contracts, they couldn’t figure it out. “I was talking about our credit card interest rates with my wife recently and wondering if... Read More

Domestic Violence & Financial Abuse: A Troubling Trend

Personal Finance

Domestic Violence & Financial Abuse: A Troubling Trend

Domestic Violence & Financial Abuse: A Troubling Trend

For JoHanne DuFort, getting beaten by her husband caused physical wounds that gradually healed. But even 20 years later, the financial wounds remain. DuFort graduated with a master’s degree in fine art from the University of Michigan in 1986. She didn’t earn much money as a part-time art professor, but even so she tried to... Read More

Obama or Romney: Who’s Best for Student Loans?

Students

Obama or Romney: Who’s Best for Student Loans?

Obama or Romney: Who’s Best for Student Loans?

Two important things will happen this November. First, after the longest and most expensive electoral campaign in world history, the United States will finally pick a president. Second, Felice Goldman’s daughter will turn 27. But instead of starting her career as a special education teacher, Goldman’s daughter finds herself trapped in “major college loan debt,”... Read More

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