5 Real Estate Rules You Shouldn’t Break

Mortgages

5 Real Estate Rules You Shouldn’t Break

5 Real Estate Rules You Shouldn’t Break

Spring signals the start of two hallowed seasons: homebuying and baseball. Like the national pastime, purchasing a home supposedly comes with its own set of “unwritten rules.” Conventional wisdom and considered opinion have long led consumers to believe you never make an offer on the first home you tour, or you always close at the… Read More

The Worst Things You Can Do Before Buying a Home

Mortgages

The Worst Things You Can Do Before Buying a Home

The Worst Things You Can Do Before Buying a Home

Cynics may scoff, but getting under contract on the right home can turn even the most stoic shopper into a bit of a dreamer. From paint colors to planting a garden, picturing yourself in that property is critical for many buyers. But leave a little room for pragmatism. Remember that getting pre-approved for a mortgage… Read More

What Happens to Your Mortgage After Death?

Mortgages

What Happens to Your Mortgage After Death?

What Happens to Your Mortgage After Death?

Death isn’t on the minds of most homeowners on closing day, naturally, unless it’s a fear of drowning in paperwork. But it’s really never too early to consider what happens to your mortgage should you pass away. The financial obligation of a home loan does linger after death. There’s a host of scenarios regarding the… Read More

5 Ways to Make a Mortgage Move Faster

Mortgages

5 Ways to Make a Mortgage Move Faster

5 Ways to Make a Mortgage Move Faster

Good lenders try to make the mortgage process more of a sprint than a marathon. They also try to impart on prospective homebuyers how much power they have in moving that finish line. You can generally go from contract to loan closing in 30 to 45 days, depending on the loan type, the property and… Read More

5 Things Homebuyers Forget to Ask Their Lenders

Mortgages

5 Things Homebuyers Forget to Ask Their Lenders

5 Things Homebuyers Forget to Ask Their Lenders

Getting a mortgage can mean keeping track of a lot of moving parts. Savvy shoppers know to ask lenders about interest rates, closing costs and how much they can borrow. But even seasoned buyers may not know to dig a little deeper. Here’s a look at five key things homebuyers often forget to ask mortgage… Read More

5 Signs You’re Ready to Be a Homeowner

Mortgages

5 Signs You’re Ready to Be a Homeowner

5 Signs You’re Ready to Be a Homeowner

No one can tell you when you’re ready to become a homeowner. But it’s probably fair to say a lot of first-time buyers wish otherwise. Buying a home is often one of the biggest purchases you’ll ever make. It’s also among the most infrequent. Knowing you’re prepared to buy a couch or a car is… Read More

Is There a Best Time to Buy a Home?

Mortgages

Is There a Best Time to Buy a Home?

Is There a Best Time to Buy a Home?

Timing is critical when it comes to buying a home. There are myriad sites, seminars and real estate sages out there offering the inside scoop on how to land the best deal. You could spend hours combing through articles and talking to experts. Or you could save yourself a lot of time and trouble and… Read More

How Unpaid Taxes Can Keep You From Buying a Home

Mortgages

How Unpaid Taxes Can Keep You From Buying a Home

How Unpaid Taxes Can Keep You From Buying a Home

For mortgage lenders, your debt is not a deal-breaker – up to a certain point. Even the nasty stuff like judgments and collections won’t necessarily keep you from getting a mortgage. But life can get a bit more complicated when it’s Uncle Sam you owe. Failing to pay your federal income taxes can lead to… Read More

The Hardest & Easiest Home Loans to Get

Mortgages

The Hardest & Easiest Home Loans to Get

The Hardest & Easiest Home Loans to Get

It seems the Great Thaw may be upon us. Credit score requirements have loosened in recent months, a sign that at least some mortgage lenders are starting to take a softer approach after years of tight lending. Nearly a third of all successful mortgage applications in August featured FICO scores below 700, according to mortgage… Read More

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