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Brian Acton

Contributor |  In Credit Score

Brian Acton is a freelance writer and contributor at Credit.com. Several years ago, as he worked to pay down debt and purchase a home, Brian became interested in personal finance and credit. He has been covering these topics ever since. Brian has a BA in History from Salisbury University and an MBA from UMUC. He lives in Maryland with his wife and two dogs.

How College Students Can Save Their Summer Income

Personal Finance

How College Students Can Save Their Summer Income

How College Students Can Save Their Summer Income

College students often work summer jobs to gain experience and save up cash for when they return to school. But it can be difficult to build up enough savings for the school year in three months, especially if you don’t make a lot of money. To maximize your savings, you need to dedicate yourself to... Read More

How to Decide if Theme Park Season Passes Are Worth It

Credit 101

How to Decide if Theme Park Season Passes Are Worth It

How to Decide if Theme Park Season Passes Are Worth It

Summer break is approaching, and you’re going to need activities to occupy your kids while school is out. If you typically run out of things to do by August, season passes to your favorite theme park might be a good way to keep the whole family entertained all summer. But season passes are only worth... Read More

Tips for Finding a Job in Your Field After You Graduate

Personal Finance

Tips for Finding a Job in Your Field After You Graduate

Tips for Finding a Job in Your Field After You Graduate

The job market for recent college graduates can be very competitive. Openings in your chosen field may be hard to come by; according to data from the New York Federal Reserve, around 43% of recent graduates work a job that doesn’t require a college degree. Stiff competition makes it tough to stand out, and you... Read More

Late Credit Card Payments Come with Consequences

Credit 101

Late Credit Card Payments Come with Consequences

Late Credit Card Payments Come with Consequences

Late credit card payments have both short-term and long-lasting consequences. You should avoid missing your payment due date, as it could result in financial penalties and damage to your credit for years to come. Here are four potential consequences of a late credit card payment. Late Fees Most credit card companies will slap you with... Read More

What to Do with Your Old Credit Cards

Credit Cards

What to Do with Your Old Credit Cards

What to Do with Your Old Credit Cards

You know that “starter” credit card collecting dust in your wallet? The one with a high interest rate, lackluster benefits, and zero rewards? Now that you’ve upgraded to a better card, you might be tempted to close your old cards and never look back. Not so fast! Canceling your old credit cards can actually hurt... Read More

What Should You Do If You Miss a Bill Payment?

Personal Finance

What Should You Do If You Miss a Bill Payment?

What Should You Do If You Miss a Bill Payment?

Failing to pay a monthly bill on time can have major consequences. Some companies will slap you with late fees, higher interest rates, and other penalties when you miss a due date. If you neglect a bill for too long, it could show up as a late payment on your credit report and hurt your... Read More

7 Ways to Save More for Your Upcoming Vacation

Personal Finance

7 Ways to Save More for Your Upcoming Vacation

7 Ways to Save More for Your Upcoming Vacation

Affordable vacations can be difficult to plan. Maybe you have a dream destination, but you can’t quite save up enough for travel costs. Or maybe you can get yourself there, but you’d have to live on bread and water for the entire trip. If your vacation expenses are just out of reach, a few adjustments... Read More

5 Tips to Get Approved for a Personal Loan for Debt Consolidation

Managing Debt

5 Tips to Get Approved for a Personal Loan for Debt Consolidation

5 Tips to Get Approved for a Personal Loan for Debt Consolidation

If you need relief from your high-interest loans or credit card debt, you may be considering a personal loan. Offered by many banks and credit unions, personal loans let you consolidate or refinance your debt into a lower-interest loan with one fixed monthly payment. While they do have some disadvantages – personal loans often have... Read More

10 Ways to Throw an Epic Backyard BBQ on a Budget

Personal Finance

10 Ways to Throw an Epic Backyard BBQ on a Budget

10 Ways to Throw an Epic Backyard BBQ on a Budget

The weather is finally warming up, and its time to start planning your first backyard party of the season. But hosting epic BBQs can get pricey, especially when you frequently entertain. Luckily, it’s easy to slash the costs of your spring and summer shindigs. Here are ten ways to throw an epic BBQ on a... Read More

7 Ways to Turn a Profit from Your Spring Cleaning Project

Personal Finance

7 Ways to Turn a Profit from Your Spring Cleaning Project

7 Ways to Turn a Profit from Your Spring Cleaning Project

Clearing out clutter from your home is a great way to start spring cleaning. But before you start throwing stuff away, you should consider the potential value of unwanted items. With a few extra steps, you can give your clutter a second life and earn some money doing it. Here are seven ways to turn... Read More

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