Bev O'Shea Gravatar

Bev O'Shea

Editor |  In Personal Finance, Credit Score

Bev O’Shea lives and works in the foothills of the Appalachians. A former editor of MSN’s Smart Spending blog, she’s a fan of sunsets, college football and free shipping.

Do I Have to Pay a Judgment If My Debt Was Forgiven?

Managing Debt

Do I Have to Pay a Judgment If My Debt Was Forgiven?

Do I Have to Pay a Judgment If My Debt Was Forgiven?

A reader, Susan, reached out to us to find out if she had any chance of getting a judgment for a medical collections overturned. She said she never received a bill, and the original creditor, a doctor’s billing company, didn’t have a record of it either. But it was on her credit report. And so... Read More

Scared of Credit Cards? This Tool Could Help You Make the Leap

Credit Cards

Scared of Credit Cards? This Tool Could Help You Make the Leap

Scared of Credit Cards? This Tool Could Help You Make the Leap

Debit cards can have a lot of appeal — especially if credit cards have resulted in statement shock, overdraft fees and even regret. So it’s not hard to understand why some people cut up their credit cards, put them on ice (literally) or decide they will, from here on out, use only debit cards. It... Read More

Should I Stop Using My Non-Chip Credit Cards Now?

Credit Cards

Should I Stop Using My Non-Chip Credit Cards Now?

Should I Stop Using My Non-Chip Credit Cards Now?

Let’s say you have a new credit card embedded with an EMV chip and a card with only a magnetic stripe (your EMV chip card should also have a magnetic stripe). Should you automatically start giving preference to the card with the chip? What if you get better rewards in certain categories if you use... Read More

How to Get a Holiday Retail Job

Personal Finance

How to Get a Holiday Retail Job

How to Get a Holiday Retail Job

If your favorite retailers have your email address, you’ve probably already gotten an email suggesting that, if you love shopping there, you might like working there (and getting an employee discount). Whether you got one of those emails or not, now — yes, well before Halloween — is the time to begin considering your options... Read More

Flushing Your Cash? 26% of People Shop on the Toilet

Personal Finance

Flushing Your Cash? 26% of People Shop on the Toilet

Flushing Your Cash? 26% of People Shop on the Toilet

Americans are major multi-taskers. Sometimes we don’t want to do one thing, when we could be doing two (or more). Apparently, that goes for online shopping. It’s not terribly surprising that 35.5% of us say we’ve shopped in bed. After all, that’s just a step beyond looking through ads in a magazine. But in the bathroom?... Read More

Do I Need a Money Coach?

Managing Debt

Do I Need a Money Coach?

Do I Need a Money Coach?

When you don’t have a lot of money to work with, trying to manage it can seem all but futile. It can feel like “money management” is best left to people who have a lot more resources. (And when you don’t have much to manage, who can afford to hire someone to help figure out... Read More

How I Ditched Satellite Radio & Never Looked Back

Personal Finance

How I Ditched Satellite Radio & Never Looked Back

How I Ditched Satellite Radio & Never Looked Back

Around November of last year, a new Nissan Leaf turned up in our driveway, partly thanks to generous incentives from federal and state governments. And then, thanks to a safety feature we wanted (a front and side camera), the options package included a high-end sound system and a free three-month trial of satellite radio. It was,... Read More

Show Me More by Bev O'Shea

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.