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Bev O'Shea

Editor |  In Personal Finance, Credit Score

Bev O’Shea lives and works in the foothills of the Appalachians. A former editor of MSN’s Smart Spending blog, she’s a fan of sunsets, college football and free shipping.

The Hidden Bonus of Paying Off Credit Card Debt

Managing Debt

The Hidden Bonus of Paying Off Credit Card Debt

The Hidden Bonus of Paying Off Credit Card Debt

In theory, nobody wants to be in debt. But when credit card bills arrive, we don’t exactly rush to pay them. And when we do, we may not pay the full balance. Understandably, we don’t want to be separated from our money. We earned that money, it’s hard to see it come into your bank... Read More

Average Price for Thanksgiving Dinner? About $5 a Person

Personal Finance

Average Price for Thanksgiving Dinner? About $5 a Person

Average Price for Thanksgiving Dinner? About $5 a Person

The price for a traditional turkey and trimmings crossed the $50 mark for the first time this year, according to the American Farm Bureau Federation. Here’s what they had on the menu designed to feed 10 people: a 16-pound turkey, bread stuffing, sweet potatoes, rolls with butter, peas, cranberries, carrots and celery, pumpkin pie with whipped cream, coffee... Read More

Why You Should Think Twice About Using Your Debit Card for Holiday Shopping

Personal Finance

Why You Should Think Twice About Using Your Debit Card for Holiday Shopping

Why You Should Think Twice About Using Your Debit Card for Holiday Shopping

It’s easy to understand why someone would want to keep holiday spending from plunging them into debt — or making existing credit card debt even worse. That’s probably why about two in five shoppers (39%) plan to use debit cards this season, according to the National Retail Federation’s Holiday Consumer Spending Survey. That’s incrementally more than... Read More

3 Steps to Take When Your Credit Card Goes Missing

Credit Cards

3 Steps to Take When Your Credit Card Goes Missing

3 Steps to Take When Your Credit Card Goes Missing

Opening your wallet to pull out a certain credit card (matching rewards with purchases) can make you feel smart. But not being able to find that card — or worse, not being able to find your wallet — is an entirely different experience. During the busy holiday season, this scenario can happen more often than you think. (People... Read More

Help! I Was Rejected for a Secured Credit Card

Credit Cards

Help! I Was Rejected for a Secured Credit Card

Help! I Was Rejected for a Secured Credit Card

Having to apply for a secured credit card because you have too little credit experience or too low of a credit score to qualify for a regular, unsecured one can be disappointing. But getting a thin envelope with a rejection — and no card — is even worse. What can you do if an issuer won’t give you... Read More

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