Contributor | In Personal Finance, Students
Benjamin Feldman covers student loans and other personal finance topics for ReadyForZero, a free online website that helps people pay off debt.
Have you noticed it yet? The growing murmur out there, getting louder every week, bubbling up in newspapers, on TV, and on news sites, and it’s telling you … to buy a house in 2013. OK, maybe that’s a bit of an exaggeration, but there are definitely a lot of experts (and non-experts) suggesting that... Read More
With the year being still relatively new, this is as good a time as any to make a plan for how you will improve your career by the end of 2013. Think about it — when New Year’s Eve rolls around next December and people are discussing whether this year was a good or bad... Read More
So you have student loans and can’t wait to get them paid off? Join the club! There are millions of people across the U.S. who are in that very position right now. Some are struggling, some are making progress, and some are just getting by. For those who are looking for ways to pay those... Read More
At the last possible moment, Congress finally approved a deal to avoid the so-called fiscal cliff that was threatening to enact automatic cuts to government programs and tax increases on Americans. While the fiscal cliff was a self-imposed crisis resulting from a previous bipartisan deal by members of Congress, it’s nice to know that our... Read More
Have you seen those ads that seem to be all over the Internet these days? They say something like “make $1,000 per week from the comfort of your own home.” Now it should go without saying that such schemes are not very reliable and should be avoided in most cases. But that still leaves the... Read More
When you are 18 years old and on the verge of starting your college experience, you often have no way of understanding the impact that student loan debt will have on your life (once you graduate from college). In the eyes of the 18 year old, the numbers are abstract and don’t convey what it’s... Read More
When it comes to having massive amounts of debt, student loans are one of the biggest culprits, especially now that student loan debt has surpassed credit card debt in America. So what can you do if you find that you’re sitting under a mountain of student loan debt? Here are a few suggestions to help... Read More
At the beginning of this year, I decided to pay off my credit card and stick to a serious monthly budget. I was excited to pursue this goal, but I was also nervous. After all, we all want to spend less money, right? But the problem is that finding new ways to save money is... Read More
Does the phrase “debt consolidation” mean anything to you? For some, it brings to mind the idea of financial scams and disreputable companies trying to take advantage of unsuspecting consumers. But is that really the case? Well, yes and no. Debt consolidation, at its most basic level, is simply the action of grouping all your... Read More
Last year I had several thousand dollars in credit card debt and wasn’t sure how I could pay it off. One year later, I’m finally debt free and have learned how to take better care of my finances. One of the things that comforted me when I was facing my mountain of debt was the... Read More
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