Contributor | In Personal Finance, Students
Benjamin Feldman covers student loans and other personal finance topics for ReadyForZero, a free online website that helps people pay off debt.
Giving your home a makeover is one of the most satisfying things you can do. There’s nothing like starting with a vision of what your house could become, working hard to make it happen, and then seeing the results right in front of your eyes. And not only is it satisfying, it can be potentially... Read More
In my time working at a company called ReadyForZero that helps people get out of debt, I’ve come to a realization: while there are many actions that you can take to get out of debt, there is only one overarching secret to it, and that secret is … break the large problem (your debt) down... Read More
It’s a hard time to be a 20-something. The world has concocted a troubling cocktail of economic trends and turned them loose against today’s young people one after another, almost as if to say, “How will you respond to this?” First there was the long-term stagnation of middle-class wages during the past three decades. Then... Read More
The difference between people who are financially secure and those who are not often comes down to one thing: Whether or not they make a budget — and stick to it. Of course, there are many other factors, but that is a consistent one. Not only does budgeting lead to security, but it also can... Read More
We all want to save more money. After all, none of us like the feeling of looking at our bank account (or under our mattress) and realizing that we have no money left and our next paycheck is still a week away. By saving a few dollars here and there, we can get some breathing... Read More
Student loan debt is a huge problem these days. The total amount of U.S. student loan debt has reached about $1 trillion and the average amount owed is $25,000. Surprisingly, the majority of student loan holders are over 30 years old — which means a lot of people (not just 20-somethings) are being limited by... Read More
Credit card debt is a big problem in America today. One recent study found that 1 in 4 people have more credit card debt than savings. Households with credit card debt on average have about $15,000 in debt, and that makes it incredibly hard to make ends meet — let alone pursue dreams for the... Read More
At this time, when housing prices are starting to rebound and interest rates are still very low, a lot of people are saying that you should buy a house in 2013. But is homeownership the right choice for your finances? The answer of course, is “it depends.” However, for many of us there is a... Read More
Spring has traditionally been a time for cleaning our homes and clearing away the clutter that has accumulated throughout the winter. It’s a satisfying approach to the season because it gives us the feeling of starting fresh. There’s no better way to put a spring in your step (no pun intended) than by freeing yourself... Read More
While money experts seem to have their finances all figured out, we know by their own confessions that many of them were once like us — in debt and trying to get out, knowing that a budget is important, but not fully keeping to it. But how exactly did they reach their financial goals, then?... Read More
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