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Barry Paperno

Credit Reports vs. Credit Scores: What's the Difference?

The credit experts at Credit.com write frequently about the importance of consumers understanding credit reports and credit scores. And for …

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How Student Loans Can Keep You From Buying a Home

As student loans take on an increasing presence among the 20-something generation of college graduates who have traditionally made up …

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A Credit.com reader named Roger recently took me to task for my blog post, How to Decode Your Credit Score, …

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5 Financial Tips for Freshmen

As graduation time nears for college-bound high school seniors, it’s also time for those college acceptance letters to start rolling …

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5 Money Tips You Should Rethink

Back in the day, if you needed something expensive you just saved for it. Or, you put it on layaway, …

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Is Being Debt-Free Always a Good Thing?

Is being debt-free always a good thing? Seems like a silly question. Kind of like asking if being healthy is …

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Are No-Limit Credit Cards Bad for Your Credit?

While you may not have heard of “no preset spending limit” (NPSL) cards, you may be carrying one right now …

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How Do Student Loans Impact Your Credit?

For many young people, obtaining credit can be difficult, particularly since the Credit CARD Act of 2009 reined in many …

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What Baseball Can Tell Us About Credit Scoring

Spring has sprung! And when I think baseball I think credit scores. Then again, after a 16-year career at FICO, …

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Barry Paperno – As Credit.com's Credit Scoring Expert, Barry provides a perspective on credit and personal finance that comes from more than 25 years serving the credit industry, representing FICO, Experian, Bank of America, and others.

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