The holiday shopping season is now in full swing. Malls and other retail outlets have their decorations up and holiday …
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Barrett Burns
For numerous reasons unrelated to their ability to pay back loans, millions of creditworthy borrowers find themselves unscoreable under traditional …
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In my recent Credit.com column, Credit Score Obsessed? Don’t Be, I likely surprised many readers by recommending that consumers pay less …
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You may be happy to learn that a common misconception held by even financially savvy individuals is that a bank’s decision to lend hangs solely on a person’s credit score. The credit score is certainly an important part of the approval and pricing criteria, but generally it is not the sole determining factor.
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If you’re getting tired of seeing your credit score rise and fall like the tides, then you’re not alone. We’ve …
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It may sound strange coming from the president and CEO of a credit scoring company, but when I meet someone …
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Barrett Burns – Barrett Burns is president and chief executive officer (CEO) of VantageScore Solutions LLC, an independently managed joint venture of the three national credit reporting companies, Equifax, Experian and TransUnion, and the company behind the VantageScore® consumer credit scoring model. He is a 2011 member of the Federal Reserve Board’s Consumer Advisory Council and a director of the Homeownership Preservation Foundation.
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