Allison Martin Gravatar

Allison Martin

Contributor |  In Credit Score, Credit Cards

Allison Martin is a copywriter and financial mentor. She specializes in educating individuals about personal finance through insightful and candid articles. Allison earned her Bachelor of Science and Master of Accountancy degrees from the University of South Florida. She also covers personal finance topics at Love to Know and Lifehack. www.allisonemartin.com

5 Scams That Plague Small Businesses

Identity Theft

5 Scams That Plague Small Businesses

5 Scams That Plague Small Businesses

We’ve all seen the breaking news stories about the massive data breaches involving big-box retailers such as Target and Michaels. These incidents left consumers in fear, but the companies were able to absorb the losses. Unfortunately, small businesses don’t always have the luxury of recouping massive financial losses after a breach. In severe cases, they’re… Read More

10 New Year’s Resolutions That Can Save You $1,000

Personal Finance

10 New Year’s Resolutions That Can Save You $1,000

10 New Year’s Resolutions That Can Save You $1,000

Whether it’s responsible money management, weight loss or a healthier lifestyle, New Year’s resolutions usually become a thing of the past by February, when the holiday festivities are over, the dust has settled and life is back to normal. However, with a little determination and consistency, resolutions can help you save $1,000 or much more. 1…. Read More

9 Tips to Cut the Cost of Homeowners Insurance

Personal Finance

9 Tips to Cut the Cost of Homeowners Insurance

9 Tips to Cut the Cost of Homeowners Insurance

Although you may dread doling out large sums of cash for your homeowners policy year after year, you can’t afford to go without it. That would be crazy. However, you don’t have to break the bank to carry suitable coverage. It’s nearly 2015, so it’s time for a year-end review of how much you’re paying… Read More

12 Ways You’re Overspending on Your Kids

Personal Finance

12 Ways You’re Overspending on Your Kids

12 Ways You’re Overspending on Your Kids

When I saw the average cost of raising a child, I nearly fainted. It’s a whopping $245,340 (that varies based on your city and income) from birth through their 18th birthday, according to the U.S. Department of Agriculture. And that doesn’t include college. Here are some of the average total costs from the USDA’s report: Housing — $73,260. Transportation… Read More

12 Ways to Cut Your Rental Car Costs

Personal Finance

12 Ways to Cut Your Rental Car Costs

12 Ways to Cut Your Rental Car Costs

Planning to hit the road in the near future? A rental car may be in those plans, but don’t let the hidden costs wreak havoc on your wallet. When I reserved my first rental car seven years ago, the price on the computer screen seemed almost too good to be true, only $75 for the… Read More

7 Reasons Your Debt Repayment Plan Isn’t Working

Managing Debt

7 Reasons Your Debt Repayment Plan Isn’t Working

7 Reasons Your Debt Repayment Plan Isn’t Working

People across the nation are charging more on their credit cards, signaling growing confidence in the economy. Says credit bureau Equifax: Equifax’s new National Consumer Trends Credit Report revealed that consumers in each of the nation’s 25 largest metropolitan areas increased credit card debt in the second quarter of 2014, compared with the same period… Read More

6 Ways to Boost Your Car’s Trade-in Value

Auto Loans

6 Ways to Boost Your Car’s Trade-in Value

6 Ways to Boost Your Car’s Trade-in Value

You’re finally in tip-top financial shape to purchase a new car, but there’s one problem. How will you get your existing set of wheels off your hands? You don’t have the time to deal with the hassle of a private sale, and you have no desire to auction it off. You decide a dealer trade is the… Read More

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