Allison Martin Gravatar

Allison Martin

Contributor |  In Credit Score, Credit Cards

Allison Martin is a copywriter and financial mentor. She specializes in educating individuals about personal finance through insightful and candid articles. Allison earned her Bachelor of Science and Master of Accountancy degrees from the University of South Florida. She also covers personal finance topics at Love to Know and Lifehack. www.allisonemartin.com

7 Reasons Your Debt Repayment Plan Isn’t Working

Managing Debt

7 Reasons Your Debt Repayment Plan Isn’t Working

7 Reasons Your Debt Repayment Plan Isn’t Working

People across the nation are charging more on their credit cards, signaling growing confidence in the economy. Says credit bureau Equifax: Equifax’s new National Consumer Trends Credit Report revealed that consumers in each of the nation’s 25 largest metropolitan areas increased credit card debt in the second quarter of 2014, compared with the same period… Read More

6 Ways to Boost Your Car’s Trade-in Value

Auto Loans

6 Ways to Boost Your Car’s Trade-in Value

6 Ways to Boost Your Car’s Trade-in Value

You’re finally in tip-top financial shape to purchase a new car, but there’s one problem. How will you get your existing set of wheels off your hands? You don’t have the time to deal with the hassle of a private sale, and you have no desire to auction it off. You decide a dealer trade is the… Read More

What If You Can’t Pay Your Medical Bills?

Personal Finance

What If You Can’t Pay Your Medical Bills?

What If You Can’t Pay Your Medical Bills?

If you or a loved one has ever experienced a serious illness, you know how quickly the medical bills can pile up. One day, it’s a bill for services rendered by the anesthesiologist. The next day, the radiologist wants his cut. Wasn’t this all supposed to be included in the hospital bill? Fortunately, limits on out-of-pocket… Read More

7 Ways to Slash the Cost of Car Repairs

Auto Loans

7 Ways to Slash the Cost of Car Repairs

7 Ways to Slash the Cost of Car Repairs

While you’re cruising down the highway, a tiny light comes on on your dashboard. You dismiss it because it’s only the oil change icon, and you can afford to stretch it for a few hundred miles. And then another one appears. This time, it’s the check engine icon. Panic mode instantly sets in. The last time… Read More

The Dangers of Online Dating

Personal Finance

The Dangers of Online Dating

The Dangers of Online Dating

After years of searching for love in all the wrong places, you’ve finally hit the jackpot. Prince Charming is only a keystroke away, and you found him via social media or at an online dating site. But is he really “the one”? Online dating scams are common, and they cost victims more than $50 million… Read More

Are You Driving a Lemon?

Auto Loans

Are You Driving a Lemon?

Are You Driving a Lemon?

You purchase a brand-new vehicle to avoid the issues that sometimes accompany older models. With a new car, you know exactly what you’re getting into. That’s unless your new car is a lemon. It’s what the car industry calls a new vehicle riddled with problems from top to bottom, with no apparent solutions. According to Nolo,… Read More

How to Get Bank Fees Reversed

Personal Finance

How to Get Bank Fees Reversed

How to Get Bank Fees Reversed

As you’re examining the latest wave of transactions on your bank or credit card statement, you notice an unfamiliar fee. Should you just bite the bullet and pay it, or should you ask your financial institution to remove it? The latter is the better choice. In fact, a survey conducted last year by Credit.com found that 44% of respondents… Read More

10 Common Reasons Your Credit Card Was Rejected

Credit Cards

10 Common Reasons Your Credit Card Was Rejected

10 Common Reasons Your Credit Card Was Rejected

You’ve spent months scouring the Internet for the perfect washer and dryer combo to complement your newly renovated laundry room. Finally, you’ve located what appears to be the perfect match at the right price. Suddenly the deal is off. Your credit card won’t go through, and you have no other immediate form of payment to… Read More

12 Items You Should Buy Generic

Personal Finance

12 Items You Should Buy Generic

12 Items You Should Buy Generic

What does your loyalty to brand-name products stem from? Do you think the items are truly superior in quality, or have you been won over by fancy marketing campaigns? Either way, it’s likely you’re spending more than you need to just for a label. A new study “estimates Americans are wasting about $44 billion a year on… Read More

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