Allison Martin Gravatar

Allison Martin

Contributor |  In Credit Score, Credit Cards

Allison Martin is a copywriter and financial mentor. She specializes in educating individuals about personal finance through insightful and candid articles. Allison earned her Bachelor of Science and Master of Accountancy degrees from the University of South Florida. She also covers personal finance topics at Love to Know and Lifehack. www.allisonemartin.com

How to Turn Your Hobby Into a Business

Personal Finance

How to Turn Your Hobby Into a Business

How to Turn Your Hobby Into a Business

Do what you love and the money will come, it’s often said. And it’s often true. But if you’re already committed to a boring full-time job, you likely can’t see how to make the transition. In fact, the idea seems so farfetched that each year many head straight into the work force from high school or… Read More

10 Ways to Get Free Lodging

Personal Finance

10 Ways to Get Free Lodging

10 Ways to Get Free Lodging

It’s summertime, and vacations are in full swing. Unfortunately, the cost of travel isn’t getting any lower. And lodging is one of the more expensive items on the list. But wouldn’t it be nice to eradicate that hefty travel expense? This may sound like a stretch, but it’s totally possible. Here are some ways to do… Read More

9 Wise Money Moves to Make With Your Bonus

Personal Finance

9 Wise Money Moves to Make With Your Bonus

9 Wise Money Moves to Make With Your Bonus

Excitement is running rampant. You feel like a kid on Christmas morning because you just learned that you’ll be receiving a bonus from your employer for all of your hard work. And the first word that comes to mind is “splurge.” Although you may feel entitled to use the funds however you please, there are… Read More

5 Ways to Cut Dental Costs in Half

Personal Finance

5 Ways to Cut Dental Costs in Half

5 Ways to Cut Dental Costs in Half

Have you visited the dentist lately? If so, you are well aware of the hefty price tag that can accompany many services, both routine and non-routine. A cleaning, full set of X-rays and exam generally costs anywhere from $175 to $300. And if you’re among the millions of Americans who don’t have dental insurance, you’re paying the full amount yourself. But… Read More

21 Ways to Save $100 This Week

Personal Finance

21 Ways to Save $100 This Week

21 Ways to Save $100 This Week

Every month you set a goal to save a small portion of your income, only to end up failing miserably. Sound familiar? Wouldn’t it be nice if we could all save money in the blink of an eye? Unfortunately, it’s a task that requires some effort, discipline and, most importantly, some sort of income. 1…. Read More

13 Simple Ways to Save on Child Care

Personal Finance

13 Simple Ways to Save on Child Care

13 Simple Ways to Save on Child Care

Ever dreamed of owning your very own shiny Lamborghini? Turns out that by the time you are finished raising your child and he or she reaches the age of majority, you will have spent almost enough money to buy one. According to the U.S. Department of Agriculture, the cost of raising a child for 18 years… Read More

Are There Better Options Than Rent-to-Own?

Personal Finance

Are There Better Options Than Rent-to-Own?

Are There Better Options Than Rent-to-Own?

“You can take home a brand-new, 42-inch flat-screen today for only $25 a week!” Sound familiar? Looks can be deceiving, especially in the world of rent-to-own, where consumers can end up paying double or triple the normal retail price to purchase goods. Nevertheless, the industry is going strong, with 4.8 million customers and $8.5 billion in annual… Read More

6 Recurring Expenses That Don’t Help Your Credit Score

Credit Score

6 Recurring Expenses That Don’t Help Your Credit Score

6 Recurring Expenses That Don’t Help Your Credit Score

Isn’t it ironic how you can have an excellent payment history but poor credit? Your credit score is one of the most prized possessions in your financial profile, and a low score can be very detrimental to your financial well-being when you need to borrow money. It doesn’t help when you desperately want to improve your score, but are in… Read More

How to Appeal a Credit Card Rejection

Credit Cards

How to Appeal a Credit Card Rejection

How to Appeal a Credit Card Rejection

Have you ever applied for a credit card on the spot in order to take advantage of a great promotional offer? You think you’ve been preapproved, but that’s one of the common myths about these offers that come in the mail. What happens when your application is denied or held up for further review? Are you just out… Read More

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