Allison Martin Gravatar

Allison Martin

Contributor |  In Credit Score, Credit Cards

Allison Martin is a copywriter and financial mentor. She specializes in educating individuals about personal finance through insightful and candid articles. Allison earned her Bachelor of Science and Master of Accountancy degrees from the University of South Florida. She also covers personal finance topics at Love to Know and Lifehack. www.allisonemartin.com

9 Tips to Cut the Cost of Homeowners Insurance

Personal Finance

9 Tips to Cut the Cost of Homeowners Insurance

9 Tips to Cut the Cost of Homeowners Insurance

Although you may dread doling out large sums of cash for your homeowners policy year after year, you can’t afford to go without it. That would be crazy. However, you don’t have to break the bank to carry suitable coverage. It’s nearly 2015, so it’s time for a year-end review of how much you’re paying… Read More

12 Ways You’re Overspending on Your Kids

Personal Finance

12 Ways You’re Overspending on Your Kids

12 Ways You’re Overspending on Your Kids

When I saw the average cost of raising a child, I nearly fainted. It’s a whopping $245,340 (that varies based on your city and income) from birth through their 18th birthday, according to the U.S. Department of Agriculture. And that doesn’t include college. Here are some of the average total costs from the USDA’s report: Housing — $73,260. Transportation… Read More

12 Ways to Cut Your Rental Car Costs

Personal Finance

12 Ways to Cut Your Rental Car Costs

12 Ways to Cut Your Rental Car Costs

Planning to hit the road in the near future? A rental car may be in those plans, but don’t let the hidden costs wreak havoc on your wallet. When I reserved my first rental car seven years ago, the price on the computer screen seemed almost too good to be true, only $75 for the… Read More

7 Reasons Your Debt Repayment Plan Isn’t Working

Managing Debt

7 Reasons Your Debt Repayment Plan Isn’t Working

7 Reasons Your Debt Repayment Plan Isn’t Working

People across the nation are charging more on their credit cards, signaling growing confidence in the economy. Says credit bureau Equifax: Equifax’s new National Consumer Trends Credit Report revealed that consumers in each of the nation’s 25 largest metropolitan areas increased credit card debt in the second quarter of 2014, compared with the same period… Read More

6 Ways to Boost Your Car’s Trade-in Value

Auto Loans

6 Ways to Boost Your Car’s Trade-in Value

6 Ways to Boost Your Car’s Trade-in Value

You’re finally in tip-top financial shape to purchase a new car, but there’s one problem. How will you get your existing set of wheels off your hands? You don’t have the time to deal with the hassle of a private sale, and you have no desire to auction it off. You decide a dealer trade is the… Read More

What If You Can’t Pay Your Medical Bills?

Personal Finance

What If You Can’t Pay Your Medical Bills?

What If You Can’t Pay Your Medical Bills?

If you or a loved one has ever experienced a serious illness, you know how quickly the medical bills can pile up. One day, it’s a bill for services rendered by the anesthesiologist. The next day, the radiologist wants his cut. Wasn’t this all supposed to be included in the hospital bill? Fortunately, limits on out-of-pocket… Read More

7 Ways to Slash the Cost of Car Repairs

Auto Loans

7 Ways to Slash the Cost of Car Repairs

7 Ways to Slash the Cost of Car Repairs

While you’re cruising down the highway, a tiny light comes on on your dashboard. You dismiss it because it’s only the oil change icon, and you can afford to stretch it for a few hundred miles. And then another one appears. This time, it’s the check engine icon. Panic mode instantly sets in. The last time… Read More

The Dangers of Online Dating

Personal Finance

The Dangers of Online Dating

The Dangers of Online Dating

After years of searching for love in all the wrong places, you’ve finally hit the jackpot. Prince Charming is only a keystroke away, and you found him via social media or at an online dating site. But is he really “the one”? Online dating scams are common, and they cost victims more than $50 million… Read More

Are You Driving a Lemon?

Auto Loans

Are You Driving a Lemon?

Are You Driving a Lemon?

You purchase a brand-new vehicle to avoid the issues that sometimes accompany older models. With a new car, you know exactly what you’re getting into. That’s unless your new car is a lemon. It’s what the car industry calls a new vehicle riddled with problems from top to bottom, with no apparent solutions. According to Nolo,… Read More

How to Get Bank Fees Reversed

Personal Finance

How to Get Bank Fees Reversed

How to Get Bank Fees Reversed

As you’re examining the latest wave of transactions on your bank or credit card statement, you notice an unfamiliar fee. Should you just bite the bullet and pay it, or should you ask your financial institution to remove it? The latter is the better choice. In fact, a survey conducted last year by Credit.com found that 44% of respondents… Read More

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