Allison Martin Gravatar

Allison Martin

Contributor |  In Credit Score, Credit Cards

Allison Martin is a copywriter and financial mentor. She specializes in educating individuals about personal finance through insightful and candid articles. Allison earned her Bachelor of Science and Master of Accountancy degrees from the University of South Florida. She also covers personal finance topics at Love to Know and Lifehack. www.allisonemartin.com

13 Simple Ways to Save on Summer Vacation

Personal Finance

13 Simple Ways to Save on Summer Vacation

13 Simple Ways to Save on Summer Vacation

Summer is nearly upon us, and you know what that means? It’s vacation time! Well, at least for most of us. In fact, a survey last year by Orbitz revealed that nearly 80% of Americans planned to take a vacation during the summer months. Unfortunately, some destinations are more popular than others and are almost guaranteed to… Read More

8 Credit Card Problems You Can Avoid

Credit Cards

8 Credit Card Problems You Can Avoid

8 Credit Card Problems You Can Avoid

I’m almost certain you’ve received credit card offers in the mail with an alluring interest rate. Unfortunately, looks can be deceiving, because the lowest interest rates are reserved for consumers with the highest credit scores. Consumers can feel misled by these promotions, even when the credit card companies aren’t violating any laws. The CARD Act… Read More

What’s a Credit Freeze?

Credit Score

What’s a Credit Freeze?

What’s a Credit Freeze?

Looking for ways to shield your credit from fraud? A credit, or security, freeze is an option you may want to consider, but there are some caveats. Credit freezes enable you to prohibit third parties from accessing your credit profile. This can help prevent new credit – including loans, mortgages, credit cards, auto loans and… Read More

9 Tips to Cut Your Grocery Bill in Half

Personal Finance

9 Tips to Cut Your Grocery Bill in Half

9 Tips to Cut Your Grocery Bill in Half

Food is one of those variable expenses that can definitely hit your budget below the belt. I mean, have you seen the price of beef lately? According to the latest figures from the Bureau of Labor Statistics, the average U.S. household spent about $4,000 on groceries in 2012. The good news is that couponing, shopping… Read More

8 Quick Ways to Slash Holiday Debt

Personal Finance

8 Quick Ways to Slash Holiday Debt

8 Quick Ways to Slash Holiday Debt

Were you in the giving spirit this past holiday season? It’s hard not to be, especially when you have the magic plastic at your disposal, available to cover the tab. But when the holiday cheer is long gone, the credit card bills will still be there, lingering over your head and eating away at your… Read More

5 Tips for Renting a Home With Bad Credit

Credit Score

5 Tips for Renting a Home With Bad Credit

5 Tips for Renting a Home With Bad Credit

If you’ve recently found yourself in search of a new place to live and your credit is less than stellar, you may have encountered some difficulty. As with most things in life, how much difficulty you face will depend on your specific circumstances. Let’s say you’re shopping when the demand is high for rental properties… Read More

How to Build Credit Without a Credit Card

Credit Score

How to Build Credit Without a Credit Card

How to Build Credit Without a Credit Card

Unless you have a ton of cash at your disposal, you’ll probably need credit at some point in your life. Whether you’re buying a home, car or big-ticket luxury item, the first thing that most lenders typically look at are your credit scores. If you have limited or no credit history, you’ll need to begin… Read More

Can Your Job Hurt Your Credit?

Credit Score

Can Your Job Hurt Your Credit?

Can Your Job Hurt Your Credit?

There are many ways to wreck your credit that extend beyond bankruptcies, past-due payments and delinquent accounts. Among this list could potentially be your employment situation. Let’s examine some ways in which your job can damage your credit. Work Expenses Do you buy supplies for the office or put work trips on your own tab?… Read More

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