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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

What to Do With Old Savings Bonds

Personal Finance

What to Do With Old Savings Bonds

What to Do With Old Savings Bonds

If you have recently located old savings bonds while working on spring cleaning or sorting through desk drawers, you are in luck. These common, though at times underappreciated, gifts can feel like free money years or decades later. They are securities issued by the U.S. Treasury Department that pay and retain serious interest in exchange… Read More

What Kind of Retirement Is Right for You?

Personal Finance

What Kind of Retirement Is Right for You?

What Kind of Retirement Is Right for You?

While many of us like to dream about retirement, too many of us don’t actually take the steps to ensure a financially stable life once your 9-to-5 schedule comes to a close. No matter your age, it’s a good idea to be putting money away for the future. A retirement calculator can help predict how… Read More

How to Create Wealth You Can Pass Down to Your Kids

Personal Finance

How to Create Wealth You Can Pass Down to Your Kids

How to Create Wealth You Can Pass Down to Your Kids

Your money is the culmination of hard work, discipline and smart management skills. If you are finding financial success, there are some ways to better sustain that wealth not only for yourself, but for your children and their children after that. However, leaving a legacy of multigenerational wealth is no easy feat. While wealth affords opportunities, it… Read More

7 Tips for Spring Cleaning Your Finances

Personal Finance

7 Tips for Spring Cleaning Your Finances

7 Tips for Spring Cleaning Your Finances

Cold weather often means hibernation, binge-watching television and even ignoring some of the important aspects of life. If your finances took a greater hit than the East Coast this winter, it’s time to get to work. As the temperatures rise and all the snow melts away, make sure you are cleaning more than your home…. Read More

The Dangers of Choosing Credit Over Cash

Credit Cards

The Dangers of Choosing Credit Over Cash

The Dangers of Choosing Credit Over Cash

Using cash may seem like a thing of the past these days. Credit cards have seemingly become the most common way to make purchases and while there are certainly advantages to using them, there are also some risks. Even if you choose to shop primarily with cards instead of a debit card or cash, it’s… Read More

5 Money Moves to Help You Retire Sooner

Personal Finance

5 Money Moves to Help You Retire Sooner

5 Money Moves to Help You Retire Sooner

Retirement always seems far away — until it’s a reality. The idea of retiring early may even seem crazy, but if you are realistic about how much you need in retirement, plan carefully and save diligently, you may be able to leave your 9 to 5 behind sooner than you thought. Check out some ideas below… Read More

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