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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

A Guide to Budgeting With Roommates

Personal Finance

A Guide to Budgeting With Roommates

A Guide to Budgeting With Roommates

Deciding how much rent you can afford can be tricky – and a great way to cut back on costs can be splitting the rent with another person. But when sharing a home with someone, you are inevitably sharing even more (food, utilities, living space, etc.). It’s a good idea to discuss all expectations of personal… Read More

4 Reasons to Live in the Suburbs

Mortgages

4 Reasons to Live in the Suburbs

4 Reasons to Live in the Suburbs

Figuring out where you should live can be difficult. If your options include a city, rural area or suburb, it’s a good idea to weigh the advantages and disadvantages specific to your family and each living environment. Factors like real estate taxes, property size, property value, schools and space can help you compare the unique benefits… Read More

When Should You Wait to Buy a Home?

Mortgages

When Should You Wait to Buy a Home?

When Should You Wait to Buy a Home?

Whether you are hearing about great interest rates available from mortgage lenders or great deals friends are getting from real estate agents, you may be thinking it’s time for everyone to buy a home. Not necessarily. A house is one of the biggest purchases you will likely make in your life and you don’t want… Read More

How to Eat Organic Without Breaking the Bank

Personal Finance

How to Eat Organic Without Breaking the Bank

How to Eat Organic Without Breaking the Bank

Plenty of people will tell you how important eating properly can be and how organic foods will positively impact your health and life. Understanding organic is a great place to start. Organic foods are fruits, vegetables and grains are grown without conventional pesticides or synthetic fertilizers while meat and dairy products are cultivated without antibiotics… Read More

What You’re Forgetting About Retirement

Personal Finance

What You’re Forgetting About Retirement

What You’re Forgetting About Retirement

Planning for retirement can be tricky and you may feel unprepared for planning your financial future. Researching and understanding the retirement process and even using a retirement calculator can be great places to start. Though retirement may seem far away, the financial decisions you make now can affect how long it takes you to reach… Read More

Why You Should Buy a Winter Coat Right Now

Personal Finance

Why You Should Buy a Winter Coat Right Now

Why You Should Buy a Winter Coat Right Now

Scoring deals and saving money can be some of the best parts about shopping. Summer is a great time to shop, because retailers know that consumers are using their money for vacations, retreats and weekend activities. Combine that with tons of end-of-season leftovers, and it can really be the perfect time to hit the stores…. Read More

A Beginner’s Guide to Your IRA

Personal Finance

A Beginner’s Guide to Your IRA

A Beginner’s Guide to Your IRA

Saving for retirement is one of those financial goals you know is important but you may not know how to go about starting or bolstering your nest egg. It’s a good idea to look into the different kinds of individual retirement accounts, or IRAs. These allow you a tax-advantaged way to save for retirement. As opposed… Read More

How to Stop Ignoring Your Finances

Personal Finance

How to Stop Ignoring Your Finances

How to Stop Ignoring Your Finances

Whether you hope to buy a home or retire comfortably (or both!), financial goals can often seem too big and like they will take too long to reach. Dealing with your personal finances may feel like just another thing on your to-do list. That can cause stress, but ignoring the problem will not eliminate it,… Read More

5 Reasons to Live in a Big City

Mortgages

5 Reasons to Live in a Big City

5 Reasons to Live in a Big City

Where you live can have a huge impact on your ability to save and spend, as well as your lifestyle. There are many reasons to choose a place to live. Cost, weather, demographics, crime, recent growth, school performance, and proximity to work may affect your choice on which neighborhood is best for you. Living in an… Read More

Should You Buy a Fixer-Upper?

Mortgages

Should You Buy a Fixer-Upper?

Should You Buy a Fixer-Upper?

When you are in the market for a new home, finding the right property while staying in your budget can be a challenge. You may have to make some compromises on your desires to make the process more affordable. An option for homebuyers on the hunt for a bargain may be an older home that needs… Read More

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