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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

4 Retro Retirement Ideas That Still Make Sense

Personal Finance

4 Retro Retirement Ideas That Still Make Sense

4 Retro Retirement Ideas That Still Make Sense

Retirement can be an overwhelming and easily ignored concept in your daily and professional life. Instead of avoiding the topic, it’s important to get educated about retirement. Your older boss or already retired parents may not seem like the best source for modern saving methods, but sometimes you don’t need to re-invent the wheel. Check… Read More

How to Budget for Student Loan Payments

Students

How to Budget for Student Loan Payments

How to Budget for Student Loan Payments

The annual cost of college education has risen by 130% in the past 20 years, according to the College Board, so it’s no surprise so many of us have student loan debt. Finding out if you can afford your student loan payments is an important preliminary step, but making the payments happen can prove even… Read More

How to Lend Money to Family & Friends

Personal Finance

How to Lend Money to Family & Friends

How to Lend Money to Family & Friends

We hear all the time that you should not loan money to friends, but yet friends and family are the most important parts of life. So what do you do, when a family member or close friend has nowhere else to turn for their financial needs? If you feel like you can’t (or don’t want… Read More

Can You Afford an Investment Property?

Mortgages

Can You Afford an Investment Property?

Can You Afford an Investment Property?

Making extra money without much work — it can seem almost too good to be true. Yet we’ve all heard of a friend (or a friend of a friend) who is making a killing with investment properties. With the housing market on the rebound, home values are rising across the nation and it could be a… Read More

How to Get a New Job in the New Year

Personal Finance

How to Get a New Job in the New Year

How to Get a New Job in the New Year

With the new year approaching, it can be a great time to assess where you are in life. Maybe this is the time to make a resolution you can keep. One of the most common frustrations in America is being unhappy at work. If you consider carefully and decide it is time to start looking for… Read More

5 Signs You’ve Outgrown Your Home

Mortgages

5 Signs You’ve Outgrown Your Home

5 Signs You’ve Outgrown Your Home

Although buying your home was likely the biggest financial and personal decision you have ever made, there will likely come a time when you are no longer comfortable living there. Maybe this was your “starter home” or some significant milestones in your life are encouraging you to move. If you can’t decide if this is… Read More

Why You Aren’t Ready to Retire

Personal Finance

Why You Aren’t Ready to Retire

Why You Aren’t Ready to Retire

Just because you reach a certain age or achieve a certain milestone, it doesn’t necessarily mean you are ready to stop working. What is it that keeps you in the office? Whether your motivations are financial (a paycheck) or emotional (social interaction), here are some reasons it just may not be time for you to… Read More

Is Now the Right Time to Go Back to School?

Students

Is Now the Right Time to Go Back to School?

Is Now the Right Time to Go Back to School?

With application deadlines quickly approaching, you may be debating about whether to go back to school. Between considering the financial implications of college or graduate school tuition and the career benefits you hope to reap, this decision depends entirely on your personal situation. It’s important to consider the reasons you want to return to school… Read More

Everything You Need to Know About Down Payments

Mortgages

Everything You Need to Know About Down Payments

Everything You Need to Know About Down Payments

When you are ready to buy your first home, financing this large purchase may seem overwhelming. Getting educated about the homebuying process can help you ensure you are neither overspending, nor over-borrowing. You often hear people say they are saving up for a home. What they usually mean is they are saving up cash to put… Read More

How to Network Even When You’re Not Looking for a Job

Personal Finance

How to Network Even When You’re Not Looking for a Job

How to Network Even When You’re Not Looking for a Job

The magic of networking is one of the most important assets a worker can have. But what can networking really provide you? This term, which essentially means meeting others and making an impression or forming a bond, is often cited as an important part of the job search. But aside from the obviously desired interview or… Read More

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