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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

5 Tips for Writing Your Own Will

Personal Finance

5 Tips for Writing Your Own Will

5 Tips for Writing Your Own Will

Thinking about your death may seem morbid, but planning ahead can help you rest assured your finances will be in place for those you leave behind when the time does come … eventually. As unpleasant as it may seem, planning your estate now will ensure you have a say in what happens to your assets…. Read More

How to Put Your Finances First

Personal Finance

How to Put Your Finances First

How to Put Your Finances First

Money can’t buy happiness, right? But it can buy experiences that make us happy. So it’s easy to rationalize not letting cost hold us back when we decide what to spend on. And then we find out our supposed happiness is making us broke. It’s so much more fun to dream of the next vacation or electronic device than… Read More

6 Ways to Make Some Extra Cash

Personal Finance

6 Ways to Make Some Extra Cash

6 Ways to Make Some Extra Cash

There are times in your life you may be looking to bring in some extra money on top of your regular salary. Or maybe you don’t have a regular salary. Perhaps you are always looking for more money! Whether you are trying to fund a weekend getaway or save a bundle to put toward your… Read More

How to Find the Right Credit Card for You

Credit Cards

How to Find the Right Credit Card for You

How to Find the Right Credit Card for You

Great reward options or low interest rates? Yes, those could be great credit card options. But there are a few other things to consider before you start charging. Deciding on the right credit card for you includes assessing several criteria including your personal spending style, credit limits, fees and penalties in addition to interest rates and incentives…. Read More

How to Make the Road to Retirement Less Rocky

Personal Finance

How to Make the Road to Retirement Less Rocky

How to Make the Road to Retirement Less Rocky

You may hear plenty of advice on how to plan for retirement, but do you heed it? It can be easy to push off something that seems far away when there are more immediate financial needs today (like grocery bills, mortgage payments, etc.). It’s a good idea to consider the following to make sure you are… Read More

How to Downsize Your Wardrobe & Make Money

Personal Finance

How to Downsize Your Wardrobe & Make Money

How to Downsize Your Wardrobe & Make Money

Scaling down your belongings may seem less glamorous than buying new items, but it can be just as valuable. Whether you are preparing for a simpler life in retirement, getting ready to move, looking to make a charitable donation, trying to pay off debt or just feel like condensing your possessions, downsizing your wardrobe can… Read More

Why So Many People Are Becoming Real Estate Agents

Personal Finance

Why So Many People Are Becoming Real Estate Agents

Why So Many People Are Becoming Real Estate Agents

Do you find yourself surfing home buying websites while at work? Or gazing out the window wishing for a better work/life balance? A career in professional real estate might be more satisfying for you. According to the Bureau of Labor Statistics, the job outlook for real estate agents is on par with job growth in… Read More

5 Ways to Save on Closing Costs

Mortgages

5 Ways to Save on Closing Costs

5 Ways to Save on Closing Costs

When you are purchasing a property, there are administrative costs that must be covered before you can become the owner. These are known as closing costs and include things like application, loan origination, appraisal, home inspection, credit report, attorney, appraisal and survey fees. Most of the time the homebuyer pays these. The typical closing costs… Read More

The Smart Way to Make an Offer on a Home

Mortgages

The Smart Way to Make an Offer on a Home

The Smart Way to Make an Offer on a Home

Deciding to buy a home is a huge decision — and the price is not something to take lightly. When you find a property you love within your budget, you want to be sure you are making a good offer to beat out other buyers without overpaying. 1. Conduct Research Looking at this transaction objectively will… Read More

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