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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

How to Host an Open House

Mortgages

How to Host an Open House

How to Host an Open House

Fortunately for sellers, home values are generally on the rise and interest rates remain historically low, making this a great time to put your house on the market in many parts of the country. Finding a buyer is an important step in the process, and there are some simple steps sellers can take to increase the… Read More

How to Create a Get-Out-of-Debt Strategy

Managing Debt

How to Create a Get-Out-of-Debt Strategy

How to Create a Get-Out-of-Debt Strategy

Collection agencies, banks, personal loans – it might feel like reminders about your debt are everywhere. If you find yourself struggling for a repayment system, you may feel like you will never get out of debt. The first step in managing debt is understanding what you owe and how you should begin making the necessary payments…. Read More

How to Budget When You’re Going Back to College

Students

How to Budget When You’re Going Back to College

How to Budget When You’re Going Back to College

When you first started college, you were probably in a different place financially than you are while considering returning to higher education. This means calculating expenses will likely be a bit different as well – and your budget will have to change accordingly. It’s important to consider costs, time, employment and personal goals when you are… Read More

A Guide to Budgeting With Roommates

Personal Finance

A Guide to Budgeting With Roommates

A Guide to Budgeting With Roommates

Deciding how much rent you can afford can be tricky – and a great way to cut back on costs can be splitting the rent with another person. But when sharing a home with someone, you are inevitably sharing even more (food, utilities, living space, etc.). It’s a good idea to discuss all expectations of personal… Read More

4 Reasons to Live in the Suburbs

Mortgages

4 Reasons to Live in the Suburbs

4 Reasons to Live in the Suburbs

Figuring out where you should live can be difficult. If your options include a city, rural area or suburb, it’s a good idea to weigh the advantages and disadvantages specific to your family and each living environment. Factors like real estate taxes, property size, property value, schools and space can help you compare the unique benefits… Read More

When Should You Wait to Buy a Home?

Mortgages

When Should You Wait to Buy a Home?

When Should You Wait to Buy a Home?

Whether you are hearing about great interest rates available from mortgage lenders or great deals friends are getting from real estate agents, you may be thinking it’s time for everyone to buy a home. Not necessarily. A house is one of the biggest purchases you will likely make in your life and you don’t want… Read More

How to Eat Organic Without Breaking the Bank

Personal Finance

How to Eat Organic Without Breaking the Bank

How to Eat Organic Without Breaking the Bank

Plenty of people will tell you how important eating properly can be and how organic foods will positively impact your health and life. Understanding organic is a great place to start. Organic foods are fruits, vegetables and grains are grown without conventional pesticides or synthetic fertilizers while meat and dairy products are cultivated without antibiotics… Read More

What You’re Forgetting About Retirement

Personal Finance

What You’re Forgetting About Retirement

What You’re Forgetting About Retirement

Planning for retirement can be tricky and you may feel unprepared for planning your financial future. Researching and understanding the retirement process and even using a retirement calculator can be great places to start. Though retirement may seem far away, the financial decisions you make now can affect how long it takes you to reach… Read More

Why You Should Buy a Winter Coat Right Now

Personal Finance

Why You Should Buy a Winter Coat Right Now

Why You Should Buy a Winter Coat Right Now

Scoring deals and saving money can be some of the best parts about shopping. Summer is a great time to shop, because retailers know that consumers are using their money for vacations, retreats and weekend activities. Combine that with tons of end-of-season leftovers, and it can really be the perfect time to hit the stores…. Read More

A Beginner’s Guide to Your IRA

Personal Finance

A Beginner’s Guide to Your IRA

A Beginner’s Guide to Your IRA

Saving for retirement is one of those financial goals you know is important but you may not know how to go about starting or bolstering your nest egg. It’s a good idea to look into the different kinds of individual retirement accounts, or IRAs. These allow you a tax-advantaged way to save for retirement. As opposed… Read More

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