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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

8 Tips to Make the Most of Your Commute

Personal Finance

8 Tips to Make the Most of Your Commute

8 Tips to Make the Most of Your Commute

When you are looking into a new living space or applying to a new job, one of the first things you consider is probably the commute. How much time do I have to spend (waste) just getting back and forth each day? But no matter the answer, this daily trip doesn’t need to be lost… Read More

A 2-Month Countdown to Moving Day

Personal Finance

A 2-Month Countdown to Moving Day

A 2-Month Countdown to Moving Day

So it has finally happened. After weeks to months of searching for a great home that you can afford, you have completed the homebuying process. It may seem that the hard part is over, but there is one more step: moving in. To save yourself from one day of confusion and total frustration, it’s important… Read More

Should You Consider Buying a Short Sale?

Mortgages

Should You Consider Buying a Short Sale?

Should You Consider Buying a Short Sale?

When you are in the market to buy a home, finding the right home in your price range can be challenging. The goal is usually to find a balance between the things you want in a home and affordable monthly payments. This usually leads to some compromises and it’s not always easy when you’re making… Read More

How to Be Smart About Being Your Own Boss

Personal Finance

How to Be Smart About Being Your Own Boss

How to Be Smart About Being Your Own Boss

Independent workers represent a growing number of employed people in the U.S. While there are benefits that come with being self-employed, there are also some other aspects of these jobs to consider. Traditional financial services are often provided by full-time employers. Without having taxes taken out automatically or retirement options offered, it can be much more… Read More

How Find a New Home in a New City

Mortgages

How Find a New Home in a New City

How Find a New Home in a New City

Visiting a new place can be a very different experience depending on your motivation for being there. If you’re seeing family or attending a conference, you may not see many of the sights or get to make your own plans. If you are on vacation, you can usually choose what and how you want to… Read More

5 Tips for Being a Smarter Renter

Personal Finance

5 Tips for Being a Smarter Renter

5 Tips for Being a Smarter Renter

Being a renter offers plenty of freedom that buying does not, but being a renter is not the same as being a smart renter. Once you decide that renting over buying is the right choice for you, it is only the beginning. Renting a place to live, moving and setting up all necessary utilities can be… Read More

How Buying a Home Can Come Back to Haunt You

Mortgages

How Buying a Home Can Come Back to Haunt You

How Buying a Home Can Come Back to Haunt You

If you think your pricey Halloween costume is going to set you back, just wait until you see how many costs come with buying a home. Buying a property is likely the largest financial decision you will make in your life and it’s important to do so thoughtfully. From how much house you can afford to which… Read More

A Minimalist’s Guide to Saving

Personal Finance

A Minimalist’s Guide to Saving

A Minimalist’s Guide to Saving

Living with less may sound easy, but paring down can be difficult process. Minimalism offers great potential for financial savings as well as peace of mind, but the hardest part is often getting started. Here are some tips on becoming a minimalist if you are ready to start living with less. 1. Make a Plan It’s important… Read More

A Simple Timeline for Buying a Home

Mortgages

A Simple Timeline for Buying a Home

A Simple Timeline for Buying a Home

Buying a home is among the biggest financial decisions you will make. Being educated about the homebuying process is the best way to ensure you are doing it right. There are plenty of tools and articles available to help, but sometimes you need to see the steps laid out to fully grasp what you are getting… Read More

How to Avoid Overspending on Your Vacation

Personal Finance

How to Avoid Overspending on Your Vacation

How to Avoid Overspending on Your Vacation

It’s great to dream about vacations, to take them and reminisce about them. But it’s not so great having to pay for a vacation. Travel can be a great way to relax, see new things or maybe visit family and friends. No matter what their motivation, vacationers often feel tempted to overspend. It is important to remember… Read More

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