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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

How to Deduct Your Moving Expenses

Personal Finance

How to Deduct Your Moving Expenses

How to Deduct Your Moving Expenses

Getting a new home — whether you decide to buy or rent is a big choice. If doing so requires moving to a new town, the decision may be even more difficult. Packing up and leaving an old home behind can be labor-intensive and expensive. Some of your moving bills should and can be trimmed. If you… Read More

3 Costs Homebuyers Might Not See Coming

Mortgages

3 Costs Homebuyers Might Not See Coming

3 Costs Homebuyers Might Not See Coming

You’ve got a lot to think about when you are buying a home. From calculating how much house you can afford to deciding what you are looking for in a property, it’s important to make sure you aren’t forgetting anything. Consider the following extra costs often incurred when buying a new home so you won’t be… Read More

Is a Balance Transfer Right for You?

Credit Cards

Is a Balance Transfer Right for You?

Is a Balance Transfer Right for You?

When you’re already in financial trouble, getting a new credit card may seem impractical. And certainly opening up additional lines of credit can sometimes lead to a deeper hole of debt. On the other hand, switching your balance from one card to another can help lower your monthly expenses and buy you time to aggressively pay… Read More

5 Ways to Update Your Home on the Cheap

Mortgages

5 Ways to Update Your Home on the Cheap

5 Ways to Update Your Home on the Cheap

Ever look around your home and think of all the things you would like to fix? Or watch an HGTV show and wonder which changes the professionals would make if you and your home got the chance? While buying a home to meet all of your wants may not be financially possible, there are plenty… Read More

5 Reasons to Get Renters Insurance

Personal Finance

5 Reasons to Get Renters Insurance

5 Reasons to Get Renters Insurance

When you are deciding whether you want to buy or rent a home, it’s important to factor in all the costs. This includes insurance. While homeowners insurance is often required when you own and merely suggested when you rent, it is a valuable tool no matter which situation you are in. For renters it’s a… Read More

5 Tips for Writing Your Own Will

Personal Finance

5 Tips for Writing Your Own Will

5 Tips for Writing Your Own Will

Thinking about your death may seem morbid, but planning ahead can help you rest assured your finances will be in place for those you leave behind when the time does come … eventually. As unpleasant as it may seem, planning your estate now will ensure you have a say in what happens to your assets…. Read More

How to Put Your Finances First

Personal Finance

How to Put Your Finances First

How to Put Your Finances First

Money can’t buy happiness, right? But it can buy experiences that make us happy. So it’s easy to rationalize not letting cost hold us back when we decide what to spend on. And then we find out our supposed happiness is making us broke. It’s so much more fun to dream of the next vacation or electronic device than… Read More

6 Ways to Make Some Extra Cash

Personal Finance

6 Ways to Make Some Extra Cash

6 Ways to Make Some Extra Cash

There are times in your life you may be looking to bring in some extra money on top of your regular salary. Or maybe you don’t have a regular salary. Perhaps you are always looking for more money! Whether you are trying to fund a weekend getaway or save a bundle to put toward your… Read More

How to Find the Right Credit Card for You

Credit Cards

How to Find the Right Credit Card for You

How to Find the Right Credit Card for You

Great reward options or low interest rates? Yes, those could be great credit card options. But there are a few other things to consider before you start charging. Deciding on the right credit card for you includes assessing several criteria including your personal spending style, credit limits, fees and penalties in addition to interest rates and incentives…. Read More

How to Make the Road to Retirement Less Rocky

Personal Finance

How to Make the Road to Retirement Less Rocky

How to Make the Road to Retirement Less Rocky

You may hear plenty of advice on how to plan for retirement, but do you heed it? It can be easy to push off something that seems far away when there are more immediate financial needs today (like grocery bills, mortgage payments, etc.). It’s a good idea to consider the following to make sure you are… Read More

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