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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

8 Money Lessons to Learn Before You Turn 40

Personal Finance

8 Money Lessons to Learn Before You Turn 40

8 Money Lessons to Learn Before You Turn 40

Reaching your fifth decade is a milestone, and hopefully you have learned a few things on the way. Here are some of the important financial lessons that are good to learn before turning 40. 1. Keep Your Housing in Check Since the median age of first-time homebuyers is 31, you’ve likely already bought a home. If… Read More

6 Tips for Renting Out Your Home

Personal Finance

6 Tips for Renting Out Your Home

6 Tips for Renting Out Your Home

As the housing market continues to recover, you may hear about renting mavens that capitalize on the increasing rental market. Renting can be a great way to make some extra income, but it’s important to consider the appropriate preparations before you get on board. If you are thinking about renting out your home, here are… Read More

5 Tips for Traveling with Credit Cards

Credit Cards

5 Tips for Traveling with Credit Cards

5 Tips for Traveling with Credit Cards

Whether your passport needs additional pages to accommodate all your stamps or you are planning your first big cross-country trip, it’s important to take care of credit card prep before you pack. Knowing the essentials for traveling with credit cards can help you avoid problems and enjoy your experience. 1. Choose Your Card(s) Wisely Deciding on… Read More

3 Times to Consider Tapping Into Your Home Equity

Mortgages

3 Times to Consider Tapping Into Your Home Equity

3 Times to Consider Tapping Into Your Home Equity

As the market recovers and home equity is once again on the rise, you may be tempted to tap that wealth and use it elsewhere. This is borrowing from one asset (often your home or a 401(k) account) to fund something else. If you have a steady, reliable source of income and are confident you… Read More

5 Signs You Need a New Real Estate Agent

Mortgages

5 Signs You Need a New Real Estate Agent

5 Signs You Need a New Real Estate Agent

When you are in the process of buying a home or getting ready to sell a property, a professional and experienced real estate agent can provide some much-needed help. Unfortunately, not everyone with a license deserves your business. Even if you’ve done your research beforehand, you might end up looking for an out. In general,… Read More

Do You Need a Postnuptial Agreement?

Personal Finance

Do You Need a Postnuptial Agreement?

Do You Need a Postnuptial Agreement?

Getting married is exciting. But in between the bouquet, dress and venue choices, it’s important to remember that it has some serious financial ramifications. Some couples like to keep their money completely separate while others are comfortable combining all funds. No matter your and your partner’s style, it can be a good idea to consider… Read More

5 Tips for Dealing With a Bad Landlord

Personal Finance

5 Tips for Dealing With a Bad Landlord

5 Tips for Dealing With a Bad Landlord

Great apartment? Check. Perfect location? Got it. Easy relationship? Not so much. No matter how great your new property may seem, as a renter you sometimes have to struggle with bad landlords. Instead of sulking over this blip in your living situation, try the five tips below to improve it. 1. Be a Good Tenant It… Read More

5 Reasons It’s OK That You’re Still Renting

Mortgages

5 Reasons It’s OK That You’re Still Renting

5 Reasons It’s OK That You’re Still Renting

Just when you think you have answered the age-old housing dilemma, your lease is up and you have to consider it again. You have plenty to think about when deciding whether to buy or rent your next property. And if you’ve been here many times before, you may wonder if you are making the right… Read More

5 Ways Students Can Save Money on Campus

Students

5 Ways Students Can Save Money on Campus

5 Ways Students Can Save Money on Campus

College can be expensive — but there are ways to make it less so. There are plenty of ways students can save and so many of these often get overlooked. Once you calculate how much you will be shelling out for tuition, you can consider all the other expenses that come with it. Below are the… Read More

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