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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

3 Life Insurance Benefits You Did Not Know About

Personal Loans

3 Life Insurance Benefits You Did Not Know About

3 Life Insurance Benefits You Did Not Know About

We all know life insurance can help provide financial security for your beneficiaries when you pass on, but death benefits are not the only thing these policies can provide. A properly designed life insurance policy can complement funding your own needs or reaching your savings goals as well. It’s important to determine not only how… Read More

Should You Buy a Townhome?

Mortgages

Should You Buy a Townhome?

Should You Buy a Townhome?

Single-family home? Apartment rental? Co-op? Condo? When you are considering which type of home is best for you, it is easy to get overwhelmed. New homeowners may find that townhomes offer a middle ground between expensive single-family homes and less-private condominium units. Before you make the decision to buy a townhouse, check out the advantages… Read More

5 Signs You’re on Top of Your Finances

Personal Finance

5 Signs You’re on Top of Your Finances

5 Signs You’re on Top of Your Finances

Are you in control of your money? Oftentimes, getting your finances in order is a process of trial and error that you learn from along the way. Reaching certain milestones is usually considered a symbol of financial maturity, but it’s really your attitude that paints an accurate picture. Here are a few signs that show… Read More

5 Things Not to Do If You Inherit Money

Personal Finance

5 Things Not to Do If You Inherit Money

5 Things Not to Do If You Inherit Money

Getting an inheritance can be a financial opportunity but if you’re not careful, it can easily be wasted. It turns out, heirs often end up spending all of the money and getting accustomed to a more lavish lifestyle than they can keep up with. Figuring out what to do with an inheritance without squandering it… Read More

4 Ways to Book a Ski Trip on a Budget

Personal Finance

4 Ways to Book a Ski Trip on a Budget

4 Ways to Book a Ski Trip on a Budget

Vacations allow you to get away and recharge. But they can often be expensive. This sometimes means we can’t take one at all, or certainly not the one we want. If you think ahead and plan your vacation budget carefully, though, there are some ways to make them more affordable. The last thing you want to… Read More

6 Winter Money Wasters You Can Avoid

Personal Finance

6 Winter Money Wasters You Can Avoid

6 Winter Money Wasters You Can Avoid

Every season comes with its own special expenses and temptations — so now is the time to look at ways we waste money in the winter. Once we recognize what the extra costs are, we can figure out how to avoid them and keep money in the bank while still enjoying the season’s offerings. Check out… Read More

5 Tips for Making 2015 Your Best Financial Year

Personal Finance

5 Tips for Making 2015 Your Best Financial Year

5 Tips for Making 2015 Your Best Financial Year

You may have made some resolutions last week to better your mind and your body, and a great way to help both is focusing on your wallet. Making 2015 the year you revamp how you manage your money can secure your financial future and reduce the stress in your life. Check out the money moves to make… Read More

You May Want to Refinance If…

Mortgages

You May Want to Refinance If…

You May Want to Refinance If…

Have your finances changed significantly since you applied for your mortgage? Whether you are struggling to make payments or have a greater income each month, you may want to consider refinancing your home loan. It doesn’t hurt to run the numbers to see if refinancing is right for you, especially if you fit into one… Read More

4 Tips for Catching Up on Retirement Savings

Personal Finance

4 Tips for Catching Up on Retirement Savings

4 Tips for Catching Up on Retirement Savings

When it comes to retirement, it’s easy to feel like you missed the boat. You didn’t start saving at your first job, or maybe even your third. But there are some ways to make up for lost time. First, it’s important to determine a realistic estimate of how much you need to save for your… Read More

5 Things to Do Before a Home Auction

Mortgages

5 Things to Do Before a Home Auction

5 Things to Do Before a Home Auction

Discovering how much house you can afford can be complicated and oftentimes, disappointing. Homes are expensive and usually require quite a bit of money upfront. But there are some options for buyers looking for a bargain. If you are considering buying a distressed property, it’s important to learn about the home auction process. Check out the… Read More

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