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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

6 Savings Tricks That Can Backfire

Personal Finance

6 Savings Tricks That Can Backfire

6 Savings Tricks That Can Backfire

While reviewing your finances, you may struggle to find reasons why your budget isn’t working. Everyone loves saving money, but the way you cut back can make a big difference. In fact, certain budget habits can actually cost you dearly. Even the best saving intentions can lead to financial flubs, it’s all about executing them… Read More

5 Ways to Save on Rent

Personal Finance

5 Ways to Save on Rent

5 Ways to Save on Rent

Finding an affordable place to live can be tough — especially one that satisfies all your needs in a good area with at least some of your additional wants. Once you decide it is more financially feasible to rent than buy, you can begin your search. If you find the rental you are looking for, it’s… Read More

6 Common Retirement Fears

Personal Finance

6 Common Retirement Fears

6 Common Retirement Fears

After a lifetime of hard work, you want to be sure you will be comfortable in retirement. Understanding the ins and outs of retirement while in your working years can take some time, but will be worth it in the long run. Even people with a good knowledge of retirement issues can be fearful about a future… Read More

How to Save for a Second Home

Mortgages

How to Save for a Second Home

How to Save for a Second Home

If you are doing well financially, you may be thinking about purchasing an additional property. Owning a second home can bring financial and emotional rewards, but it’s important not to make the decision lightly. Be sure you consider the necessary factors before you commit to another property. In order to afford a second home, you… Read More

3 Fall Financial Goals

Personal Finance

3 Fall Financial Goals

3 Fall Financial Goals

With summer fading away, it is a great time for a financial checkup. While the leaves are changing, school is starting and you are looking toward the holidays, it’s a good idea to review your spending habits and reconsider your budget. The following steps can help you finish 2014 as a fiscally fit individual. 1. Get Organized Being… Read More

4 Money Lessons From the Movies

Personal Finance

4 Money Lessons From the Movies

4 Money Lessons From the Movies

Movies can teach us all about different aspects of our life — and can be a great option for a cheap night out. Whether you are watching a comedy, a drama, a thriller or even a children’s movie, you can often learn financial lessons without even trying. And while movies are intended to be entertaining and not… Read More

3 Ways to Pay Off Your Mortgage Early

Mortgages

3 Ways to Pay Off Your Mortgage Early

3 Ways to Pay Off Your Mortgage Early

Buying a house is a costly financial commitment with longstanding effects on your finances. Deciding how much mortgage you can afford and how you want to structure your payment schedule can make a big difference in your future. Depending on your arrangement, you could be making payments on your property for 10, 20 or even… Read More

4 Tips for Furnishing an Empty Home on a Budget

Mortgages

4 Tips for Furnishing an Empty Home on a Budget

4 Tips for Furnishing an Empty Home on a Budget

Choosing a new home can be very exciting. There are lots of things to do when getting ready to move into a new property. If you are moving out on your own for the first time or upgrading to a larger place, you might find yourself moving into a mostly empty home. While this means… Read More

Should You Get a Prenup?

Personal Finance

Should You Get a Prenup?

Should You Get a Prenup?

Getting married is usually surrounded by romance and excitement, but becoming a married couple typically entails some lifestyle changes. It can be overwhelming to focus on the big day itself, but it’s also important to think about what happens after the wedding. Talking about your finances before walking down the aisle can help you make them a priority… Read More

How to Handle Retirement Savings When Switching Jobs

Personal Finance

How to Handle Retirement Savings When Switching Jobs

How to Handle Retirement Savings When Switching Jobs

Maybe you’ve changed companies or maybe you’ve decided to switch careers entirely — regardless of the reason, leaving your current job may have more strings attached than you previously thought. Being prepared and understanding all of your options is the best way to protect your finances and yourself. If you have started putting money into a… Read More

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