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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

7 Deadly Student Loan Sins

Students

7 Deadly Student Loan Sins

7 Deadly Student Loan Sins

We all know that higher education is expensive, but we also know the professional and personal growth it can provide. For many people, going to college means taking out student loans, a serious credit product that shouldn’t be entered into lightly. It’s a good idea to calculate the monthly student loan payments you will owe before… Read More

Paying Off Debt? How to Avoid Burning Out

Managing Debt

Paying Off Debt? How to Avoid Burning Out

Paying Off Debt? How to Avoid Burning Out

When you have a large amount of debt, it can feel like you will never be free of it. Even if you get yourself motivated to pay it off, it can be hard to stay motivated. While living on a tight budget can seem doable in the short term, to succeed long term, it’s important… Read More

The 7 Biggest Threats to Your Retirement

Personal Finance

The 7 Biggest Threats to Your Retirement

The 7 Biggest Threats to Your Retirement

Saving for retirement can be intimidating and confusing. This leads many people to avoid thinking about it altogether and just hiding their heads in the sand. However, the ostrich approach won’t make it any easier to reach retirement with a comfortable savings. In fact, avoidance is only one threat to your future financial security. Check… Read More

5 Reasons to Treat Your Debt Like an Emergency

Managing Debt

5 Reasons to Treat Your Debt Like an Emergency

5 Reasons to Treat Your Debt Like an Emergency

Whether it’s credit card debt, student loans or personal loans that are burdening you, now is the time to pay them off for good. Although living in debt may seem to be the norm nowadays, it can hold you back from reaching your financial goals and living the way you want. Check out the list… Read More

5 Homebuying Rules You Shouldn’t Buy Into

Mortgages

5 Homebuying Rules You Shouldn’t Buy Into

5 Homebuying Rules You Shouldn’t Buy Into

Buying a home can be complicated, and it is likely the biggest financial decision you will face in your life. The housing market is changing all the time, and there are lots of antiquated sayings or supposed “rules” that you will hear about. If you are in the process of buying your first home, it’s important… Read More

5 Tips for Becoming a Landlord

Mortgages

5 Tips for Becoming a Landlord

5 Tips for Becoming a Landlord

You may have heard that being a landlord is a great way to make some passive income. But before you sign your fist tenant, it’s a good idea to consider just how passive making this money will be. Carefully consider how much mortgage you can take on and ask yourself the right questions before you… Read More

7 Kinds of Insurance You May Have Overlooked

Credit Score

7 Kinds of Insurance You May Have Overlooked

7 Kinds of Insurance You May Have Overlooked

There are certain kinds of insurance we know we are supposed to buy (or at least consider) — like auto or health insurance. But when it comes to other insurance types like life insurance, there are a wide variety of options. You may not think insurance is exciting or interesting, but it’s important to research and… Read More

5 Unconventional Ways to Get a Loan

Managing Debt

5 Unconventional Ways to Get a Loan

5 Unconventional Ways to Get a Loan

Whether you’ve been rejected for credit in the past or you are just interested in alternative loan methods, it’s nice to know that there are options out there aside form dealing with big banks. Getting rejected is never fun, and if you have bad credit, you know this all too well. Maybe you are starting or… Read More

5 Ways to Save on Summer Travel

Personal Finance

5 Ways to Save on Summer Travel

5 Ways to Save on Summer Travel

With the weather warming up and images of travel getaways looking even sweeter than before, you are probably looking forward to (or trying to figure out how to afford) getting some vacation time this summer. Even if your trip seems miles or months away, you can start figuring out how to save for it now…. Read More

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