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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

10 Reasons to Get Life Insurance

Personal Finance

10 Reasons to Get Life Insurance

10 Reasons to Get Life Insurance

Life insurance can be an important part of your financial planning. Many don’t even know why they might need life insurance. Luckily, there are tools to help answer your questions about this important decision. In order to determine how much life insurance you may need, it’s a good idea to know exactly why you are buying… Read More

10 Places With the Best Property Tax Value

Mortgages

10 Places With the Best Property Tax Value

10 Places With the Best Property Tax Value

Property taxes are an additional expense homeowners must factor into their budgets. But the idea is in return they get certain services – like public safety and public schools. A recent study released by financial technology company SmartAsset states the nearly 100,000 people living in the Georgia’s Floyd County are getting the best deal on property taxes… Read More

5 Mistakes That Can Doom Your Budget

Personal Finance

5 Mistakes That Can Doom Your Budget

5 Mistakes That Can Doom Your Budget

Making a budget is a great idea, but requires some action to make it happen. Sticking to that budget is just as important to financial success and also requires work. But budgets with oversights can make your hard work useless. To ensure that your budget is realistic and worthwhile, be sure to avoid these common… Read More

How to Find & Fix Your Budget Leaks

Personal Finance

How to Find & Fix Your Budget Leaks

How to Find & Fix Your Budget Leaks

Drip, drip, drip. If you have leaks in your finances, you could be wasting money and not even realize it. Even if you feel pretty on top of your finances, money could still be slipping away. It’s a good idea to review budgets, payments and financial choices every so often to look for places where… Read More

5 Signs It’s Time to Downsize

Mortgages

5 Signs It’s Time to Downsize

5 Signs It’s Time to Downsize

Traditionally we think of the homeowner path as upsizing. The young couple buys a small starter home until the family grows (they’ve presumably seen an increase in salaries and financial stability) and they move into a larger home. But there are times in your life when smaller spaces might make more sense. Here are some… Read More

5 Words That Can Help You Sell Your House

Mortgages

5 Words That Can Help You Sell Your House

5 Words That Can Help You Sell Your House

Early summer is often referred to as homebuying season. It is traditionally a time when more homes go on the market and more people are looking to buy a home. This means it can also be a competitive time to get the best price for sellers. But you have to be offering something that buyers… Read More

Going Back to Work? Time for a New Budget

Personal Finance

Going Back to Work? Time for a New Budget

Going Back to Work? Time for a New Budget

There are plenty of reasons to get back to work after time off – financial stability, a feeling of empowerment, utilization of your skills, etc. While finding the motivator may be easy, returning to full or even part-time employment after an extended time off does not come without challenges. Whatever your reason for leaving work or… Read More

You’re Debt-Free: What’s Next?

Managing Debt

You’re Debt-Free: What’s Next?

You’re Debt-Free: What’s Next?

There are so many ways to end up in debt – from student loans or car loans to mortgage payments and credit card fees. Debts can add up fast, and paying them back is often a proud moment in your financial history. While conquering debt is cause for celebration, this can also be an opportunity to continue bettering your… Read More

5 Ways You’re Already Wrecking Your Retirement

Personal Finance

5 Ways You’re Already Wrecking Your Retirement

5 Ways You’re Already Wrecking Your Retirement

Living in a villa in rural Italy. Enjoying the beaches of Florida. Skydiving in the Swiss Alps. Absorbing the culture of major metropolises around the world. No matter what your dream for retirement is, it is never too early to start planning. Achieving a well-planned, financially sound retirement is about making the right choices along… Read More

3 Tips to Stage Your Home for a Quicker Sale

Mortgages

3 Tips to Stage Your Home for a Quicker Sale

3 Tips to Stage Your Home for a Quicker Sale

Whether you are a real estate investor or looking to move to a different home, selling a house can be stressful. While there are all sorts of methods to find success selling your home, one popular way to appear attractive to buyers is through staging. Home staging is the act of preparing a private residence to… Read More

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