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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

How to Get a Jump-Start on Your Taxes Now

Personal Finance

How to Get a Jump-Start on Your Taxes Now

How to Get a Jump-Start on Your Taxes Now

April and the tax-filing season may seem far away, but it’s not too early to start getting ready. It’s important not to wait until the last minute to gather your paperwork and settle up with the Internal Revenue Service. You can use a tax prep checklist to make sure you are prepared by the time the tax... Read More

4 Loans You Might Not Know About

Personal Loans

4 Loans You Might Not Know About

4 Loans You Might Not Know About

You may think a loan is a loan, but there are a lot of options to explore when you need to borrow money. Each one has its own rules, repayment parameters and type of lender. It’s a good idea to learn more about the different kinds of loans below so you can be an educated... Read More

The Other Kind of CD

Personal Finance

The Other Kind of CD

The Other Kind of CD

When you hear CD, you probably think of the pre-digital way of listening to music. Turns out, there is a different type of CD just waiting for you at the nearest bank — the certificate of deposit. With so many banking products available, it can be hard to choose the type that’s best for you. Our guide below... Read More

7 Ways to Pay for College Without Student Loans

Students

7 Ways to Pay for College Without Student Loans

7 Ways to Pay for College Without Student Loans

College isn’t cheap — and the price continues to rise year after year. Student loans are the first place most prospective students look to, but they are not always necessarily the right option. Federal student loans can cover the bulk of college costs, but they may not foot the entire bill for some students. And when... Read More

4 Tips for Getting Approved for a Personal Loan

Personal Finance

4 Tips for Getting Approved for a Personal Loan

4 Tips for Getting Approved for a Personal Loan

If you have high-interest credit card debt or outstanding bills, you may be considering taking out a personal loan. A personal loan typically does not require any collateral upfront, meaning the lender doesn’t have any guarantee, and so often charges a higher interest rate than an auto loan or a mortgage. Check out the tips... Read More

A Quick Guide to the New Loan Estimate Mortgage Form

Mortgages

A Quick Guide to the New Loan Estimate Mortgage Form

A Quick Guide to the New Loan Estimate Mortgage Form

Buying a home is a huge, and often confusing, process (there are even things you should do before you start looking). Getting your mortgage and lender sorted out can be difficult. The Consumer Financial Protection Bureau has a plan to help make this a little simpler, more accurate, and less costly. The Know Before You Owe disclosure... Read More

How to Challenge Your Property Tax Bill

Mortgages

How to Challenge Your Property Tax Bill

How to Challenge Your Property Tax Bill

Are your property taxes eating up a considerable part of your budget? Is your bill high even as your home value has dropped? Do you dread the time of year when your property tax bill arrives? According to the National Taxpayers Union, as many as 60% of properties in the U.S. are assessed at a... Read More

How to Use Gift Money for a Down Payment

Mortgages

How to Use Gift Money for a Down Payment

How to Use Gift Money for a Down Payment

Coming up with the money for a down payment can be a headache for potential new homebuyers. Depending on the home you want, your lender and the type of mortgage, the down payment can be a hefty sum. Some people use a gift (from parents or others) to help cover the down payment. But even... Read More

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