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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

5 Words That Can Help You Sell Your House

Mortgages

5 Words That Can Help You Sell Your House

5 Words That Can Help You Sell Your House

Early summer is often referred to as homebuying season. It is traditionally a time when more homes go on the market and more people are looking to buy a home. This means it can also be a competitive time to get the best price for sellers. But you have to be offering something that buyers… Read More

Going Back to Work? Time for a New Budget

Personal Finance

Going Back to Work? Time for a New Budget

Going Back to Work? Time for a New Budget

There are plenty of reasons to get back to work after time off – financial stability, a feeling of empowerment, utilization of your skills, etc. While finding the motivator may be easy, returning to full or even part-time employment after an extended time off does not come without challenges. Whatever your reason for leaving work or… Read More

You’re Debt-Free: What’s Next?

Managing Debt

You’re Debt-Free: What’s Next?

You’re Debt-Free: What’s Next?

There are so many ways to end up in debt – from student loans or car loans to mortgage payments and credit card fees. Debts can add up fast, and paying them back is often a proud moment in your financial history. While conquering debt is cause for celebration, this can also be an opportunity to continue bettering your… Read More

5 Ways You’re Already Wrecking Your Retirement

Personal Finance

5 Ways You’re Already Wrecking Your Retirement

5 Ways You’re Already Wrecking Your Retirement

Living in a villa in rural Italy. Enjoying the beaches of Florida. Skydiving in the Swiss Alps. Absorbing the culture of major metropolises around the world. No matter what your dream for retirement is, it is never too early to start planning. Achieving a well-planned, financially sound retirement is about making the right choices along… Read More

3 Tips to Stage Your Home for a Quicker Sale

Mortgages

3 Tips to Stage Your Home for a Quicker Sale

3 Tips to Stage Your Home for a Quicker Sale

Whether you are a real estate investor or looking to move to a different home, selling a house can be stressful. While there are all sorts of methods to find success selling your home, one popular way to appear attractive to buyers is through staging. Home staging is the act of preparing a private residence to… Read More

7 Ways to Make Yourself Less Vulnerable to Identity Theft

Identity Theft

7 Ways to Make Yourself Less Vulnerable to Identity Theft

7 Ways to Make Yourself Less Vulnerable to Identity Theft

Everyone has heard about the dangers of identity theft, but it’s sometimes hard to know how to be safe and still enjoy the conveniences of our increasingly digital world. Almost any financial transaction can be done online – but it’s important to protect your financial data. Between ordering dinner online and transferring money into your saving account through… Read More

4 Costs New Homeowners Have to Plan For

Mortgages

4 Costs New Homeowners Have to Plan For

4 Costs New Homeowners Have to Plan For

We all know that buying a home is a huge financial decision that requires adequate funds and thorough research. But there’s more to owning a home than just buying it. Beyond what you pay to own the home, be sure you take into account the additional costs that come with being a homeowner. Moving Moving may… Read More

How to Make the Most of the Homebuying Season

Mortgages

How to Make the Most of the Homebuying Season

How to Make the Most of the Homebuying Season

Spring and summer are great seasons to take a trip, enjoy the outdoors and try new things. Turns out the months between April and July are also the highest season for homebuying. In fact, usually more than 40% of annual housing transactions happen during these four months and forecasters expect the percentage to be even higher… Read More

4 Ways to Eat Healthy on a Budget

Personal Finance

4 Ways to Eat Healthy on a Budget

4 Ways to Eat Healthy on a Budget

While less healthful food often seems like the cheaper or easier option, it’s a good idea to factor in the value of your health when deciding what to eat. Making meals at home is often more economical than eating out. Plus, it gives you greater control to create healthy, delicious, budget-friendly meals. This may seem easy… Read More

What Type of Home Is Right for You?

Mortgages

What Type of Home Is Right for You?

What Type of Home Is Right for You?

With all the different types of homes in the marketplace, it can be hard to decide what is best for you. Whether it’s maintenance, privacy, space or custom-built features, each dwelling type comes with its own set of advantages and drawbacks. Determining what type of home is best for you requires an understanding of the… Read More

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