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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

5 Tips for Writing Your Will

Personal Finance

5 Tips for Writing Your Will

5 Tips for Writing Your Will

No one likes to think about his or her own death, but you can’t afford not to. In addition to thinking about life insurance, there’s also the matter of creating a will. It’s a good idea to be educated and prepared on end-of-life financial requirements so any money, possessions or debts you leave behind are distributed… Read More

7 Ways to Beat Extra Airline Fees

Personal Finance

7 Ways to Beat Extra Airline Fees

7 Ways to Beat Extra Airline Fees

The holiday season is here, and with it, holiday travel. Whether you have to fly to your family or are just planning your winter vacation, it is important to know all about the process for your next flight. If there is one thing we can be sure of, airlines will try to charge you annoying… Read More

Can You Cash In By Lending Your Body to Science?

Personal Finance

Can You Cash In By Lending Your Body to Science?

Can You Cash In By Lending Your Body to Science?

If your income isn’t cutting it, there are some ways to supplement your housing fund, retirement savings or spending cash that may seem a little out there. While researching creative and easy ways to make extra cash, you may discover that scientific experiments and donations can really pay off. However, before you consider some of… Read More

5 Easy Ways to Stop Wasting Money

Personal Finance

5 Easy Ways to Stop Wasting Money

5 Easy Ways to Stop Wasting Money

Sometimes it can seem like money is disappearing right before your eyes. This is not magic — this is because the world is full of tricks, traps and opportunities to waste your hard-earned money. To start saving and stop wasting, consider cutting back on these five avoidable expenses. 1. Avoid Bank & Credit Card Fees Sometimes you need… Read More

How to Plan for Your Child’s College Costs

Students

How to Plan for Your Child’s College Costs

How to Plan for Your Child’s College Costs

Raising children is expensive, especially if you plan (or hope!) to pay for their college education. We all know the best way to put yourself in a position to help your child with higher education costs is to save early and often, but it is also important to know how to save for your child’s… Read More

What Is Amortization?

Mortgages

What Is Amortization?

What Is Amortization?

Calculating how much home you can afford can be difficult and feel overwhelming. You need to consider how much down payment your finances allow as well as the monthly payments you can realistically make before finding the right home. One term you will hear during the mortgage phase of buying a home is amortization. It’s… Read More

6 Reasons to Make a Larger Down Payment

Mortgages

6 Reasons to Make a Larger Down Payment

6 Reasons to Make a Larger Down Payment

Deciding how much down payment to make when buying a home can be a challenge — and it can make a big difference in how much your home costs you. The amount of money you pay upfront determines how much your mortgage payment is. If you can afford to make a down payment that is larger… Read More

What to Do If You’re Still Underwater on Your Mortgage

Personal Finance

What to Do If You’re Still Underwater on Your Mortgage

What to Do If You’re Still Underwater on Your Mortgage

Deciding how much mortgage you can afford can have some major consequences if it turns out you were wrong. If your mortgage bills are piling up faster than you can pay them and your house isn’t worth what you owe, you may be thinking of scary scenarios like losing your home through foreclosure, or a plunging credit score. You… Read More

5 Things New Parents Should Consider When Buying a Home

Mortgages

5 Things New Parents Should Consider When Buying a Home

5 Things New Parents Should Consider When Buying a Home

While the process of homebuying can be a challenge for everyone to navigate, parents have specific needs in a property that other buyers do not. Budgeting and planning change when you become a parent. Property decisions are affected just as much by the introduction of children. When you have (or about to have) kids and… Read More

4 Things to Consider Before You Refinance

Mortgages

4 Things to Consider Before You Refinance

4 Things to Consider Before You Refinance

Do you struggle to make your monthly mortgage payments? Are you ready for a lower interest rate or shorter term for your mortgage? Refinancing can be a great way to help save you money, but it’s important to consider the costs and benefits of refinancing before you make such a large decision. 1. Your Goals… Read More

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