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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

How to Avoid Paying Too Much for a New Home

Mortgages

How to Avoid Paying Too Much for a New Home

How to Avoid Paying Too Much for a New Home

We all know buying a home is a big decision with its own set of challenges. The most difficult part usually comes first — calculating how much house you can afford. You will want to take a look at your free annual credit reports and credit scores too, since your credit scores are a major factor in the interest… Read More

How to Make Your Home Stand Out on the Market

Mortgages

How to Make Your Home Stand Out on the Market

How to Make Your Home Stand Out on the Market

If you are looking to buy a home, it’s nice to have a lot of options. During a buyer’s market, there are more homes for sale than people to buy them. This puts buyers somewhat in control of the negotiation. And it means as the seller, you have to do something to stand out to… Read More

4 Things You Shouldn’t Overlook When Buying a Home

Mortgages

4 Things You Shouldn’t Overlook When Buying a Home

4 Things You Shouldn’t Overlook When Buying a Home

The process of homebuying can be overwhelming — from figuring out how much house you can afford to determining what you truly need in that home. Between all the numbers and logistics, it is easy to leave a few things off the checklist. Check out the below list of common things buyers overlook so you don’t. Environmental… Read More

5 Signs You Can Retire Early

Personal Finance

5 Signs You Can Retire Early

5 Signs You Can Retire Early

While you’re at work, it can be comforting to dream about the possibility of retirement — planning the activities, calculating how much savings you need to retire and beginning the countdown. But maybe you don’t have to wait as long as you thought. If you are willing to work hard and plan harder early in your… Read More

How to Deduct Your Moving Expenses

Personal Finance

How to Deduct Your Moving Expenses

How to Deduct Your Moving Expenses

Getting a new home — whether you decide to buy or rent is a big choice. If doing so requires moving to a new town, the decision may be even more difficult. Packing up and leaving an old home behind can be labor-intensive and expensive. Some of your moving bills should and can be trimmed. If you… Read More

3 Costs Homebuyers Might Not See Coming

Mortgages

3 Costs Homebuyers Might Not See Coming

3 Costs Homebuyers Might Not See Coming

You’ve got a lot to think about when you are buying a home. From calculating how much house you can afford to deciding what you are looking for in a property, it’s important to make sure you aren’t forgetting anything. Consider the following extra costs often incurred when buying a new home so you won’t be… Read More

Is a Balance Transfer Right for You?

Credit Cards

Is a Balance Transfer Right for You?

Is a Balance Transfer Right for You?

When you’re already in financial trouble, getting a new credit card may seem impractical. And certainly opening up additional lines of credit can sometimes lead to a deeper hole of debt. On the other hand, switching your balance from one card to another can help lower your monthly expenses and buy you time to aggressively pay… Read More

5 Ways to Update Your Home on the Cheap

Mortgages

5 Ways to Update Your Home on the Cheap

5 Ways to Update Your Home on the Cheap

Ever look around your home and think of all the things you would like to fix? Or watch an HGTV show and wonder which changes the professionals would make if you and your home got the chance? While buying a home to meet all of your wants may not be financially possible, there are plenty… Read More

5 Reasons to Get Renters Insurance

Personal Finance

5 Reasons to Get Renters Insurance

5 Reasons to Get Renters Insurance

When you are deciding whether you want to buy or rent a home, it’s important to factor in all the costs. This includes insurance. While homeowners insurance is often required when you own and merely suggested when you rent, it is a valuable tool no matter which situation you are in. For renters it’s a… Read More

5 Tips for Writing Your Own Will

Personal Finance

5 Tips for Writing Your Own Will

5 Tips for Writing Your Own Will

Thinking about your death may seem morbid, but planning ahead can help you rest assured your finances will be in place for those you leave behind when the time does come … eventually. As unpleasant as it may seem, planning your estate now will ensure you have a say in what happens to your assets…. Read More

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