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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

4 Emotions That Can Cost You Money

Personal Finance

4 Emotions That Can Cost You Money

4 Emotions That Can Cost You Money

We all get emotional – it’s human nature. The trouble sometimes comes when our emotional side overrules our rational side for money matters. Check out some of the common ways emotions can hurt your finances, discover if you are an emotional spender and how to combat the problem. 1. Jealousy It is easy to become… Read More

The Pros & Cons of Rent-to-Own Home Deals

Mortgages

The Pros & Cons of Rent-to-Own Home Deals

The Pros & Cons of Rent-to-Own Home Deals

That age-old question when choosing a place to live of rent versus buy actually raises a series of questions. What can you afford? What makes sense for your situation? Can’t I just live with my parents forever? No matter which aspect plagues you most, it seems there is actually a middle ground. Once you know how… Read More

5 Common Money Fights Couples Can Avoid

Personal Finance

5 Common Money Fights Couples Can Avoid

5 Common Money Fights Couples Can Avoid

Relationships almost always come with their fair share of disputes, but fighting about money can be another animal entirely. Managing joint finances is rarely easy, but keeping the lines of communication open can go a long way. Take a look at the most common money fights couples have and consider which strategies can help you… Read More

5 Money Tips for Vacationing With Friends

Personal Finance

5 Money Tips for Vacationing With Friends

5 Money Tips for Vacationing With Friends

You love hanging out with some compatible friends or families and you both love to vacation. Why not go on a joint vacation? It can be tricky to navigate trip-planning and financing with others, but you also have the potential to enhance your experience and even save some money. Communication is obviously key to a… Read More

How to Pick the Right College

Students

How to Pick the Right College

How to Pick the Right College

College is a time of self-discovery, intellectual adventure and social exposure — but not every school is right for every student. Preparing for higher education involves long-term saving, hard work and lots of research. When you are entering the final stretch of high school, the time has come to make a decision. Picking which university is… Read More

Do You Have to Get a 30-Year Mortgage?

Mortgages

Do You Have to Get a 30-Year Mortgage?

Do You Have to Get a 30-Year Mortgage?

You have found your dream house and can’t wait to start your new life — but you probably aren’t as excited for the monthly payment part. For many people, becoming a homeowner means taking out a mortgage. But figuring out which mortgage is best for you can be tricky. You will hear a lot of… Read More

The 5 Most Annoying Things About Buying a Home

Mortgages

The 5 Most Annoying Things About Buying a Home

The 5 Most Annoying Things About Buying a Home

When you are looking to enter a new living situation, the rent vs. buy decision can be difficult to make. While your specific situation dictates which option is best for you, many Americans find themselves purchasing a home at least once in their life. In fact, it is likely the biggest financial choice you will… Read More

7 Surprisingly Simple Ways to Save Money

Personal Finance

7 Surprisingly Simple Ways to Save Money

7 Surprisingly Simple Ways to Save Money

Life is expensive. If you prefer to spend on the fun parts like dinners out, special occasions and vacations, here are some useful hacks to save on the less-fun parts. The less-obvious savings methods outlined below can help you stretch your paycheck a little further on the everyday expenses. 1. Shop Smartly The way you spend… Read More

4 Lessons Baseball Can Teach You About Money

Personal Finance

4 Lessons Baseball Can Teach You About Money

4 Lessons Baseball Can Teach You About Money

The boys of summer are back and as baseball season begins again, there are some things we can learn. Beyond the rules of America’s favorite pastime, we can also learn some personal finance rules. Here are four ways baseball can help you get your finances in order. 1. 3 Strikes & You’re Out This phrase is… Read More

4 Ways to Cut the Cost of Life Insurance

Personal Loans

4 Ways to Cut the Cost of Life Insurance

4 Ways to Cut the Cost of Life Insurance

Thinking about your own death is not fun; paying for something that will be useful only when you die can be even less so. But protecting your assets and dependents in case something happens to you is important. Once you calculate how much life insurance you need, you can start to look for the right policy… Read More

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