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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

Tax-Loss Harvesting: What the Heck Is That?

Personal Finance

Tax-Loss Harvesting: What the Heck Is That?

Tax-Loss Harvesting: What the Heck Is That?

While investing can help you build wealth, taxes can really take a toll on your earnings. Savvy investors know that the value of securities go up and down after being purchased. Paying diligent attention to your taxes and using losing picks to reduce your tax bill can help keep more money in your pocket. Tax-loss... Read More

4 Tips for Protecting Your Debit Card

Personal Finance

4 Tips for Protecting Your Debit Card

4 Tips for Protecting Your Debit Card

You may think you know all about debit cards, but they can be dangerous and leave you vulnerable to scammers. In fact, they may feel safer than credit cards since you are spending your existing money instead of borrowing. But if someone gets access to your debit card, they can get access to your checking account. And... Read More

How Much Is Too Much to Pay for Your Wedding?

Personal Finance

How Much Is Too Much to Pay for Your Wedding?

How Much Is Too Much to Pay for Your Wedding?

Blowing all your savings on an extravagant one-day event — sounds like something we would never be silly enough to do, right? Well, the average cost of a wedding keeps rising and couples are increasingly paying tens of thousands of dollars, sometimes even taking out personal loans to cover the costs. But a wedding that breaks the... Read More

3 Things a Home Inspection May Not Reveal

Mortgages

3 Things a Home Inspection May Not Reveal

3 Things a Home Inspection May Not Reveal

Before you buy a home, it is important to make sure there are no major defects with the property. A professional home inspection is a great source, but buyers should know that it doesn’t detect every problem. A home inspection is a standard part of the homebuying process that can affect how much you pay... Read More

The Pros & Cons of Consolidating Your Student Loans

Students

The Pros & Cons of Consolidating Your Student Loans

The Pros & Cons of Consolidating Your Student Loans

More than 40 million Americans have student loan debt. On average, 2015 graduates left their campus with more than $35,000 in debt that they are responsible for paying back. More students are taking multiple loans to help cover expenses. If you have the ability to make a lump-sum payment or consolidate these loans, you may... Read More

Who Gets the Retirement Accounts in a Divorce?

Personal Finance

Who Gets the Retirement Accounts in a Divorce?

Who Gets the Retirement Accounts in a Divorce?

Going through a divorce or legal separation can be expensive – emotionally and financially. One of the most contentious and difficult parts of ending a marriage can often be dividing you and your ex-partner’s assets. There is plenty of protocol for splitting your checking and savings account but what about all your retirement savings? It... Read More

How to Buy a Home in the Off-Season

Mortgages

How to Buy a Home in the Off-Season

How to Buy a Home in the Off-Season

While spring generally dominates the housing market and is even known as homebuying season, it isn’t the only time you can find your dream property. In fact, peak selling months can mean more competition and higher prices. Check out our tips to ensure you get the most out of your buying process — no matter what time of... Read More

5 Ways to Save for Retirement Besides a 401K

Personal Finance

5 Ways to Save for Retirement Besides a 401K

5 Ways to Save for Retirement Besides a 401K

Saving for retirement — we all know it’s important, but we may not totally understand how to do it. Investing in your employer’s 401(k) can be a great start, but there are other vehicles to explore to get you to your retirement goal. Check out the other account types you can use to grow your nest... Read More

Should You Take All the Financial Aid You’re Offered?

Students

Should You Take All the Financial Aid You’re Offered?

Should You Take All the Financial Aid You’re Offered?

Many students have no choice but to borrow money to fund their education. But you or your child still have options when it comes to how much you borrow. The tips below can help you calculate the right amount to borrow to pay for college – and it doesn’t always mean taking every dollar you are... Read More

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