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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

4 Money Lessons From the Movies

Personal Finance

4 Money Lessons From the Movies

4 Money Lessons From the Movies

Movies can teach us all about different aspects of our life – and can be a great option for a cheap night out. Whether you are watching a comedy, a drama, a thriller or even a children’s movie, you can often learn financial lessons without even trying. And while movies are intended to be entertaining and not… Read More

3 Ways to Pay Off Your Mortgage Early

Mortgages

3 Ways to Pay Off Your Mortgage Early

3 Ways to Pay Off Your Mortgage Early

Buying a house is a costly financial commitment with longstanding effects on your finances. Deciding how much mortgage you can afford and how you want to structure your payment schedule can make a big difference in your future. Depending on your arrangement, you could be making payments on your property for 10, 20 or even… Read More

4 Tips for Furnishing an Empty Home on a Budget

Mortgages

4 Tips for Furnishing an Empty Home on a Budget

4 Tips for Furnishing an Empty Home on a Budget

Choosing a new home can be very exciting. There are lots of things to do when getting ready to move into a new property. If you are moving out on your own for the first time or upgrading to a larger place, you might find yourself moving into a mostly empty home. While this means… Read More

Should You Get a Prenup?

Personal Finance

Should You Get a Prenup?

Should You Get a Prenup?

Getting married is usually surrounded by romance and excitement, but becoming a married couple typically entails some lifestyle changes. It can be overwhelming to focus on the big day itself, but it’s also important to think about what happens after the wedding. Talking about your finances before walking down the aisle can help you make them a priority… Read More

How to Handle Retirement Savings When Switching Jobs

Personal Finance

How to Handle Retirement Savings When Switching Jobs

How to Handle Retirement Savings When Switching Jobs

Maybe you’ve changed companies or maybe you’ve decided to switch careers entirely – regardless of the reason, leaving your current job may have more strings attached than you previously thought. Being prepared and understanding all of your options is the best way to protect your finances and yourself. If you have started putting money into a… Read More

How to Find the Perfect Apartment

Mortgages

How to Find the Perfect Apartment

How to Find the Perfect Apartment

Finding an apartment to call home can sometimes seem overwhelming. Between finding the right neighborhood, cost considerations, property types and design specificities, there are plenty of factors to go into your search and decision process. To help you begin, here are some steps and tips to follow in your hunt for a new place to… Read More

3 Things to Do Before Buying a Home

Mortgages

3 Things to Do Before Buying a Home

3 Things to Do Before Buying a Home

You might feel you are ready to buy a home, but are you prepared with the financial knowledge you need? Whether you are a first-time homebuyer or an experienced one, it’s a good idea to have a checklist and follow the appropriate steps to ensure a pleasant experience that leaves you in a position of financial… Read More

4 Ways to Reward Yourself for Being Frugal

Personal Finance

4 Ways to Reward Yourself for Being Frugal

4 Ways to Reward Yourself for Being Frugal

When you are working hard to be financially responsible, you may find you need some sort of reward to stay motivated. If you finish paying off a large debt or significantly increase your savings for retirement, you may feel like you deserve to enjoy a weekend activity or take a day to relax and treat yourself…. Read More

4 Travel Hacks for the Budget-Minded

Personal Finance

4 Travel Hacks for the Budget-Minded

4 Travel Hacks for the Budget-Minded

Exploring the world can easily add up to some big bills, but it is also possible to catch all the sights and learn all about local culture on a tight budget. Whether you work along the way or are just trying to vacation on the cheap, you can have a great experience without breaking the… Read More

4 Mortgage Programs You Should Know About

Mortgages

4 Mortgage Programs You Should Know About

4 Mortgage Programs You Should Know About

When looking to buy or refinance a home, there are several specialized types of loans to consider. Since you may not qualify for every type of mortgage, it is important to calculate how much mortgage you can afford and investigate the options available for your specific situation. It’s a good idea to compare rates from… Read More

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