AJ Smith Gravatar

AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

3 Factors That Affect Your Social Security Benefits

Personal Finance

3 Factors That Affect Your Social Security Benefits

3 Factors That Affect Your Social Security Benefits

The U.S. government provides money to retired, unemployed and disabled persons through the Social Security Administration. People who pay into the system through payroll taxes for at least 10 years receive a financial safety net upon retirement. The amount you receive from Social Security is supposed to replace some, but not all, of your pre-retirement… Read More

5 Tips for a Frugal & Fun Valentine’s Day

Personal Finance

5 Tips for a Frugal & Fun Valentine’s Day

5 Tips for a Frugal & Fun Valentine’s Day

If you have a significant other, you know how stressful Valentine’s Day can be – stressful and expensive. From cards and gifts to flowers and dinners, your wallet can face a hit worse than during the holiday season. Love-struck consumers dish out billions every year, but you don’t have to go broke to make your… Read More

5 Things Stopping You From Saving Money

Personal Finance

5 Things Stopping You From Saving Money

5 Things Stopping You From Saving Money

Spending comes easily to many of us, but learning how to save can help much more in the long run. One reason saving may seem more difficult is all the necessary expenses you incur like rent or mortgage payments and food. You may think you have heard it all before about cutting back spending, but everyday habits and attitudes may… Read More

5 Ways to Cut Your Moving Costs

Personal Finance

5 Ways to Cut Your Moving Costs

5 Ways to Cut Your Moving Costs

Whether it is a new job or an educational opportunity, a chance to be closer to loved ones or just a much-needed change of scenery, moving can be a very exciting time. Before you start packing up and shipping out, it is important to realize the reality of relocation. Prepare to use your calculator –… Read More

5 Reasons to Consolidate Your Retirement Accounts

Personal Finance

5 Reasons to Consolidate Your Retirement Accounts

5 Reasons to Consolidate Your Retirement Accounts

Chances are, you have had more than one employer during your career. If you have retirement plans from several jobs floating around, it’s important to keep track of them. Here are five reasons you should consider consolidating your retirement accounts. 1. Easier to Manage The biggest advantage of consolidating accounts is that you won’t lose… Read More

5 Ways to Start a Hobby Without Breaking the Bank

Personal Finance

5 Ways to Start a Hobby Without Breaking the Bank

5 Ways to Start a Hobby Without Breaking the Bank

With New Year’s resolutions still fresh on your mind, you may be ready to try some new activities or pick up a new hobby. While becoming more fit, learning to play a musical instrument or getting into knitting can be great goals, new hobbies often come with a hefty price tag. Luckily, there is a solution… Read More

Can You Still Get a Better Mortgage Deal With HARP?

Mortgages

Can You Still Get a Better Mortgage Deal With HARP?

Can You Still Get a Better Mortgage Deal With HARP?

With the housing crisis seemingly behind us, many homeowners are bouncing back and the government programs put in place to help those homeowners are falling out of the national mindset. But can you still use these programs if your home is still in trouble? If you owe more on your mortgage than your house is… Read More

5 Smart Ways to Use Your Bonus

Personal Finance

5 Smart Ways to Use Your Bonus

5 Smart Ways to Use Your Bonus

If you get a little something extra in your paycheck, whether it’s once a year or a few times a year, you are probably ready to celebrate. But, before you get started, it’s a good idea to have a plan for this new sum of money in your lap so it doesn’t disappear as quickly… Read More

Show Me More by AJ Smith

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay Connected to Our Experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.