AJ Smith Gravatar

AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

5 Ways to Cut Pet Care Costs

Personal Finance

5 Ways to Cut Pet Care Costs

5 Ways to Cut Pet Care Costs

Having a pet can add so much to your life — companionship, joy, comfort, aide, vitality… and bills. Aside from all the time and energy pets require, they can also be very costly. The upfront costs of getting a pet, along with ongoing cost of food, medical care, grooming and toys can lead to a… Read More

Is a Roth IRA Right for You?

Personal Finance

Is a Roth IRA Right for You?

Is a Roth IRA Right for You?

Sometimes when I focus so much on saving, I watch the numbers climb without thinking too much about the way I am saving it and whether there are better options. When planning how you will save money for retirement, it’s a good idea to consider your decisions carefully. One of the most common individual retirement… Read More

What Kind of Mortgage Is Right for You?

Mortgages

What Kind of Mortgage Is Right for You?

What Kind of Mortgage Is Right for You?

When you need to borrow money, you want to be sure you are doing so wisely. Knowing your options and understanding the strategy and consequences of each can prepare you to make the best possible decision. It’s a good idea to determine the right mortgage loan for you by analyzing your budget with a mortgage… Read More

What to Look for When Buying a Home

Mortgages

What to Look for When Buying a Home

What to Look for When Buying a Home

Price? Check. Number of rooms? Got it. Location? Think so. When you are shopping for a home, there are so many things to consider that it can be hard to keep track of them all. As you determine how much home you can afford and which type of home you want, remember to consider what… Read More

7 Benefits of Being Cheap

Personal Finance

7 Benefits of Being Cheap

7 Benefits of Being Cheap

“Cheap” is usually considered an offensive term, but could frugality be the best thing for your finances? It’s a good idea for everyone to have a budget and be aware of their spending habits, but going that extra step to becoming frugal can improve more than your financial well-being. We all know that cutting back can pay… Read More

5 Risky Retirement Moves

Personal Finance

5 Risky Retirement Moves

5 Risky Retirement Moves

Planning for retirement can be intimidating, but making informed decisions can make all the difference. The best way to prepare is to get educated on the topic of retirement. This includes knowing what your company offers and what you can do on your own. There are some unconventional options out there that may seem like… Read More

6 Savings Tricks That Can Backfire

Personal Finance

6 Savings Tricks That Can Backfire

6 Savings Tricks That Can Backfire

While reviewing your finances, you may struggle to find reasons why your budget isn’t working. Everyone loves saving money, but the way you cut back can make a big difference. In fact, certain budget habits can actually cost you dearly. Even the best saving intentions can lead to financial flubs, it’s all about executing them… Read More

5 Ways to Save on Rent

Personal Finance

5 Ways to Save on Rent

5 Ways to Save on Rent

Finding an affordable place to live can be tough — especially one that satisfies all your needs in a good area with at least some of your additional wants. Once you decide it is more financially feasible to rent than buy, you can begin your search. If you find the rental you are looking for, it’s… Read More

6 Common Retirement Fears

Personal Finance

6 Common Retirement Fears

6 Common Retirement Fears

After a lifetime of hard work, you want to be sure you will be comfortable in retirement. Understanding the ins and outs of retirement while in your working years can take some time, but will be worth it in the long run. Even people with a good knowledge of retirement issues can be fearful about a future… Read More

How to Save for a Second Home

Mortgages

How to Save for a Second Home

How to Save for a Second Home

If you are doing well financially, you may be thinking about purchasing an additional property. Owning a second home can bring financial and emotional rewards, but it’s important not to make the decision lightly. Be sure you consider the necessary factors before you commit to another property. In order to afford a second home, you… Read More

Show Me More by AJ Smith

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay Connected to your experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.