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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

How to Make Sure Your Dream Home Is a Good Investment Too

Mortgages

How to Make Sure Your Dream Home Is a Good Investment Too

How to Make Sure Your Dream Home Is a Good Investment Too

You’ve probably heard real estate can be safer than the stock market, while still yielding decent returns. This can be true, but adding real estate to your portfolio is very different from investing in stocks, bonds and certificates of deposit. Finding success in the housing market often requires being able to find good deals and ripe… Read More

5 Ways to Find Deals at the Farmers Market

Personal Finance

5 Ways to Find Deals at the Farmers Market

5 Ways to Find Deals at the Farmers Market

Do you like fresh food? Of course. Do you want to get outside and meet some local people when the weather’s nice? I know I do. From May through November, farmers markets pop up in cities and towns across America. Farmers and artisans gather to sell everything they have to offer to eager members of… Read More

What Exactly Is a Pension?

Personal Finance

What Exactly Is a Pension?

What Exactly Is a Pension?

Pensions and retirement aren’t just for old people to worry about. Whether you are starting your first job or counting down the last few days in your office, understanding retirement account options can be the difference between the future you want and years of regret. The first step is getting a grasp on your needs… Read More

3 Ways to Maximize Your Credit Card Rewards

Credit Cards

3 Ways to Maximize Your Credit Card Rewards

3 Ways to Maximize Your Credit Card Rewards

Picking a credit card can be a challenge — there’s interest, APR, fees, cash back, points and rewards to consider. You want to get the right choice for you. If you plan to use your credit card for everyday spending while also paying off the bill in full each month, a rewards credit card might be… Read More

How to Retire Debt-Free: A 4-Step Checklist

Managing Debt

How to Retire Debt-Free: A 4-Step Checklist

How to Retire Debt-Free: A 4-Step Checklist

Do you know how much you need in savings to fund your retirement? Are you factoring in your current debts? You may have just assumed that home, car and credit card payments would disappear by retirement but this doesn’t happen automatically. Since pretty much no one wants their post-work living to be focused around bills… Read More

5 Tips for How to Tip

Personal Finance

5 Tips for How to Tip

5 Tips for How to Tip

There seems to regularly be a lot of discussion about the death of tipping, but is this tradition really on its way out? Even with minimum wages on the rise, you likely want to be sure you are behaving appropriately and paying a reasonable amount so you and those in the service industry can stick… Read More

4 Tips to Help You Tackle Student Loan Debt

Students

4 Tips to Help You Tackle Student Loan Debt

4 Tips to Help You Tackle Student Loan Debt

Higher education is expensive — and prices continue to rise. Because of this climbing tuition and inadequate parent savings, student loan debt now plagues 40 million Americans. Your student loans were an investment in your education and career, but now you need to start making your payments. It’s important to not get overwhelmed, intimidated or… Read More

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