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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

4 Reasons to Refinance

Mortgages

4 Reasons to Refinance

4 Reasons to Refinance

As many people look to buy or sell homes this spring, you may be perfectly happy in your current home. But even if you stay put, you might want to look into whether refinancing makes sense for you. Here are some reasons to refinance. 1. You Want a Lower Interest Rate This is the most… Read More

Will Going Back to School Solve Your Money Problems?

Students

Will Going Back to School Solve Your Money Problems?

Will Going Back to School Solve Your Money Problems?

Returning to school is a big decision that often comes with a big price tag. Before you start school again, whether you are completing an undergraduate degree or going for graduate work, it’s a good idea to evaluate how you can best prepare to get the most out of it. 1. Consider the Investment For… Read More

How Should I Use My Bonus?

Personal Finance

How Should I Use My Bonus?

How Should I Use My Bonus?

Many companies are bringing back the bonus. If you are lucky enough to work for one of these companies, there are some ways you can maximize this extra money coming in. Don’t let the money disappear on you. 1. Assess the Situation Before you start treating everyone at the bar to drinks, take a step… Read More

3 Thrifty Things You Can Start Doing Today

Personal Finance

3 Thrifty Things You Can Start Doing Today

3 Thrifty Things You Can Start Doing Today

It’s easy to procrastinate, especially when it comes to things that aren’t fun. For many people, finances fall into that category. But putting off your financial responsibilities won’t make them go away — so it’s best to just get them done. Here are three thrifty things to do today to stay on financial track. Put… Read More

4 Boring Money Talks You Need to Have

Personal Finance

4 Boring Money Talks You Need to Have

4 Boring Money Talks You Need to Have

Your next vacation is probably fun to think about, but the thought of paying for it may not be. Sometimes we have to think about the not-so-fun things so we can enjoy the fun ones. Spend a little time considering the following four “not fun” topics so your next vacation can be stress-free. 1. Life… Read More

5 Frugal Ways to Celebrate Spring

Personal Finance

5 Frugal Ways to Celebrate Spring

5 Frugal Ways to Celebrate Spring

Spring is finally in the air. After a brutal winter for much of the country, it seems like it’s been a very long time coming! In addition to some spring cleaning, it’s also a great time to have some fun. Now that you are ready to venture outside again, there are some ways you can… Read More

4 Signs You Should Keep Renting

Mortgages

4 Signs You Should Keep Renting

4 Signs You Should Keep Renting

One question I heard frequently throughout my 20s was, “When are you going to buy a house?” Some believed I was already missing out on the benefits of homeownership while others thought with my career constantly taking me to new cities, I was better off renting forever. Many people grapple with the decision of whether… Read More

3 Signs You’re Sabotaging Your Retirement

Personal Finance

3 Signs You’re Sabotaging Your Retirement

3 Signs You’re Sabotaging Your Retirement

Even if retirement is a long time away, there are steps you can take now to make sure it happens eventually. But sometimes, it’s the steps you aren’t taking that can have the biggest impact on your financial goals. Here are three signs you’re sabotaging your own retirement. 1. Avoiding the Topic Whatever your plans… Read More

How to Hit a Financial Home Run

Personal Finance

How to Hit a Financial Home Run

How to Hit a Financial Home Run

Spring is in the air and that means baseball season is officially here. Growing up in a split household, where my mom rooted for the Mets while my father cheered on the Yankees, baseball was always on the TV or the radio and a frequent dinner table discussion. I knew the rules of America’s pastime… Read More

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