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AJ Smith

Contributor |  In Personal Finance, Mortgages

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

How Buying a Home Can Come Back to Haunt You

Mortgages

How Buying a Home Can Come Back to Haunt You

How Buying a Home Can Come Back to Haunt You

If you think your pricey Halloween costume is going to set you back, just wait until you see how many costs come with buying a home. Buying a property is likely the largest financial decision you will make in your life and it’s important to do so thoughtfully. From how much house you can afford to which… Read More

A Minimalist’s Guide to Saving

Personal Finance

A Minimalist’s Guide to Saving

A Minimalist’s Guide to Saving

Living with less may sound easy, but paring down can be difficult process. Minimalism offers great potential for financial savings as well as peace of mind, but the hardest part is often getting started. Here are some tips on becoming a minimalist if you are ready to start living with less. 1. Make a Plan It’s important… Read More

A Simple Timeline for Buying a Home

Mortgages

A Simple Timeline for Buying a Home

A Simple Timeline for Buying a Home

Buying a home is among the biggest financial decisions you will make. Being educated about the homebuying process is the best way to ensure you are doing it right. There are plenty of tools and articles available to help, but sometimes you need to see the steps laid out to fully grasp what you are getting… Read More

How to Avoid Overspending on Your Vacation

Personal Finance

How to Avoid Overspending on Your Vacation

How to Avoid Overspending on Your Vacation

It’s great to dream about vacations, to take them and reminisce about them. But it’s not so great having to pay for a vacation. Travel can be a great way to relax, see new things or maybe visit family and friends. No matter what their motivation, vacationers often feel tempted to overspend. It is important to remember… Read More

3 Money Tips for New College Grads

Students

3 Money Tips for New College Grads

3 Money Tips for New College Grads

You are (around) 22, educated and out on your own (likely for the first time). So what’s next? For young adults just out of college the world is full of possibilities and that can be both exciting and terrifying. After you properly frame and display that very expensive piece of paper — also known as a… Read More

The Most Important Factors to Selling Your Home

Mortgages

The Most Important Factors to Selling Your Home

The Most Important Factors to Selling Your Home

The housing market has experienced plenty of highs and lows throughout the past decade, and, luckily, we are experiencing a resurgence in home values. With home values on the rise and interest rates remaining low, this could be a great time to put your house on the market in many parts of the country. There… Read More

How to Avoid Paying Too Much for a New Home

Mortgages

How to Avoid Paying Too Much for a New Home

How to Avoid Paying Too Much for a New Home

We all know buying a home is a big decision with its own set of challenges. The most difficult part usually comes first — calculating how much house you can afford. You will want to take a look at your free annual credit reports and credit scores too, since your credit scores are a major factor in the interest… Read More

How to Make Your Home Stand Out on the Market

Mortgages

How to Make Your Home Stand Out on the Market

How to Make Your Home Stand Out on the Market

If you are looking to buy a home, it’s nice to have a lot of options. During a buyer’s market, there are more homes for sale than people to buy them. This puts buyers somewhat in control of the negotiation. And it means as the seller, you have to do something to stand out to… Read More

4 Things You Shouldn’t Overlook When Buying a Home

Mortgages

4 Things You Shouldn’t Overlook When Buying a Home

4 Things You Shouldn’t Overlook When Buying a Home

The process of homebuying can be overwhelming — from figuring out how much house you can afford to determining what you truly need in that home. Between all the numbers and logistics, it is easy to leave a few things off the checklist. Check out the below list of common things buyers overlook so you don’t. Environmental… Read More

5 Signs You Can Retire Early

Personal Finance

5 Signs You Can Retire Early

5 Signs You Can Retire Early

While you’re at work, it can be comforting to dream about the possibility of retirement — planning the activities, calculating how much savings you need to retire and beginning the countdown. But maybe you don’t have to wait as long as you thought. If you are willing to work hard and plan harder early in your… Read More

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