Should All Personal Information Be Encrypted?

Identity Theft

Should All Personal Information Be Encrypted?

Should All Personal Information Be Encrypted?

Last month, the Health Insurance and Medical Privacy Act, or HIPAA, made your electronic medical records a lot safer. As welcome as these changes are, we need to go further. It is time for a federal law requiring encryption of any database that contains personally identifying information (PII). Despite the lunacy now emanating from our… Read More

The 5 Deadly Clicks: The Links You Should Never Touch

Identity Theft

The 5 Deadly Clicks: The Links You Should Never Touch

The 5 Deadly Clicks: The Links You Should Never Touch

Here’s a scary scenario. You’re innocently surfing the Web, maybe on an unfamiliar site, not paying close attention. Suddenly your computer screen fills with illegal pornographic images of minors. You try to navigate away, but a warning screen branded by the National Security Administration’s Internet Surveillance Program pops up with the message: “Your computer has… Read More

7 Credit Mistakes That Could Wreck Your Retirement

Personal Finance

7 Credit Mistakes That Could Wreck Your Retirement

7 Credit Mistakes That Could Wreck Your Retirement

Yes, just like clockwork it happened again this year: I got older. As of this week, the Beatles song, “When I’m Sixty-Four,” went from being a hypothetical to a reality for me. This means that next year, I will officially become a senior citizen. It’s a jarring prospect. Like most baby boomers, I don’t feel… Read More

7 Steps to Deal With Employers Looking at Your Credit Report

Credit Score

7 Steps to Deal With Employers Looking at Your Credit Report

7 Steps to Deal With Employers Looking at Your Credit Report

Employers don’t like surprises. They want to know everything there is to know about you, which is why you shouldn’t be surprised to learn that many look at prospective employees’ credit reports as part of their application process. One 2010 study from the Society of Human Resource Management estimates that 60% of companies checked some… Read More

Politics Aside, Is Obamacare Secure?

Identity Theft

Politics Aside, Is Obamacare Secure?

Politics Aside, Is Obamacare Secure?

It’s the biggest change in health care in nearly half a century, and perhaps unsurprisingly it’s already become a tool for scammers. Though open enrollment under the Affordable Care Act (aka Obamacare) doesn’t begin until Oct. 1, scam artists – masquerading as government representatives — have tricked a number of consumers into coughing up personal… Read More

The New American Dream: It’s Not What You Think

Personal Finance

The New American Dream: It’s Not What You Think

The New American Dream: It’s Not What You Think

A great number of Americans are redefining the American Dream. That was the takeaway from a recent Credit.com poll, which showed that nearly one in four people between the ages of 18 and 24 defined the American Dream as being debt-free. Shockingly, that’s more than those who dream of owning a home. The poll underscores… Read More

How Hackers Can Hijack Your Car

Identity Theft

How Hackers Can Hijack Your Car

How Hackers Can Hijack Your Car

With AAA predicting the biggest Labor Day travel weekend since the recession hit, many Americans will be stealing away for that final summer trip. Unfortunately, they won’t be the only ones stealing. There’s a new type of crime happening on America’s highways and byways. A nationwide crime spree in the making, if you will, whereby… Read More

The Secret to Beating a Car Dealer

Auto Loans

The Secret to Beating a Car Dealer

The Secret to Beating a Car Dealer

As players get ready to snap the football in every college and NFL home town in America, baseball builds up to the crescendo of the World Series and duck hunting season is less than 30 days away in some parts of the country, another kind of contest begins in earnest. Wading their way through billions… Read More

9 Household Items That Could Be Spying on You

Identity Theft

9 Household Items That Could Be Spying on You

9 Household Items That Could Be Spying on You

For Americans concerned about their privacy, the NSA data grabs are daunting, but what about the data grabs happening inside your own home, perpetrated not by the government, but by your coffee machine? Consider every appliance and every piece of home electronics that you own. Does it gather data about how you use it? Does… Read More

Show Me More by Adam Levin

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay connected to our experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.